Named after King George II of Great Britain, Georgia was established as the last of the 13 original colonies by the crown in 1732. Of great historical significance to the country, Georgia was the fourth state to ratify the American Constitution, one of the original seven Confederate states, and the last state to be restored into the Union following the Civil War. The State has a population of 9,992,167 making it the eighth largest by populous. Bordered by Florida, South Carolina, Alabama, Tennessee and North Carolina, Georgia is a region composed of distinctive characteristics. For instance, the Ridge and Valley of Northwest Georgia produce limestone, sandstone, and shale, yielding small amounts of coal. The state has roughly 250 unique species of trees and 58 protected plants. From the mountains of northwest Georgia to the stunning coastline of the state, featuring towns like Savannah, There are few states that can offer residents scenery of both the Atlantic Ocean and the Blue Ridge Mountains. Known as both the Peach State, and the Empire State of the South, the largest metropolitan area of the state is Atlanta. Other populous areas in the state include Athens, Augusta and Columbus.
The capital and largest city in Georgia is Atlanta. The city is home to more than five million people, making it the ninth largest city in the country. Considered the “vanguard of the New South” Atlanta has a charm and elegance infusing old traditions with modernism. The airport is the busiest in the worlds, and the three skylines are stunning. The city hosted the 1996 Olympic Games. The Braves (MLB) Falcons (NFL) and Hawks (NBA) all call the city home.
Georgia has a gross state product of $403 billion. The per capita income is $35,979. If the state were a country, it would have the 28th biggest economy globally. 15 fortune 500 companies and 26 fortune 1000 companies are headquartered in the state. Tourism, agriculture, logistics, energy and the military are large contributors.
There are 13 major military bases located in the state of Georgia, and perhaps the most well known is Fort Benning, located in West-Central Georgia. The military community in and around Fort Benning alone is around 120,000, and it contains the U.S. Infantry Training School and the Ranger Training Brigade. Other installations include US Army Camp Frank D. Merril, Robins Air Force Base, Naval Air Station Atlanta, Moody Air Force Base, Kings Bay Naval Submarine Base, Marine Corps Logistics Base Albany, Hunter Army Airfield, Fort Stewart, Fort McPherson, Fort Gillem, and Fort Gordon Garrison Command.
Georgia has a veteran population of more than 776,000. The cost of living in most areas is relatively low, making it a great option for veterans who want to purchase a home in the state. For veterans who will purchase a home using a VA home loan, it’s important to remember a termite inspection is required. Disabled veterans in Georgia qualify for a property tax exemption of $60,000 or more, depending on a fluctuating index rate determined by the Department of Veterans Affairs.
Information Regarding Georgia VA Loans:
NOTE: The following is for information purposes only. To find out the exact dollar amount you qualify for, call the Georgia VA Home Loan Centers Loan Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application.
The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Appling County: $548,250
- Atkinson County: $548,250
- Bacon County: $548,250
- Baker County: $548,250
- Baldwin County: $548,250
- Banks County: $548,250
- Barrow County: $548,250
- Bartow County: $548,250
- Ben Hill County: $548,250
- Berrien County: $548,250
- Bibb County: $548,250
- Bleckley County: $548,250
- Brantley County: $548,250
- Brooks County: $548,250
- Bryan County: $548,250
- Bullock County: $548,250
- Burke County: $548,250
- Butts County: $548,250
- Calhoun County: $548,250
- Camden County: $548,250
- Candler County: $548,250
- Carroll County: $548,250
- Catoosa County: $548,250
- Charlton County: $548,250
- Chattahoochee County: $548,250
- Chatham County: $548,250
- Chattooga County: $548,250
- Cherokee County: $548,250
- Clarke County: $548,250
- Clay County: $548,250
- Clayton County: $548,250
- Clinch County: $548,250
- Cobb County: $548,250
- Coffee County: $548,250
- Colquitt County: $548,250
- Columbia County: $548,250
- Cook County: $548,250
- Coweta County: $548,250
- Crawford County: $548,250
- Crisp County: $548,250
- Dade County: $548,250
- Dawson County: $548,250
- DeKalb County: $548,250
- Decatur County: $548,250
- Dodge County: $548,250
- Dooly County: $548,250
- Dougherty County: $548,250
- Douglas County: $548,250
- Early County: $548,250
- Echols County: $548,250
- Effingham County: $548,250
- Elbert County: $548,250
- Emanuel County: $548,250
- Evans County: $548,250
- Fannin County: $548,250
- Fayette County: $548,250
- Floyd County: $548,250
- Forsyth County: $548,250
- Franklin County: $548,250
- Fulton County: $548,250
- Gilmer County: $548,250
- Glascock County: $548,250
- Glynn County: $548,250
- Gordon County: $548,250
- Grady County: $548,250
- Greene County: $548,250
- Gwinnett County: $548,250
- Habersham County: $548,250
- Hall County: $548,250
- Hancock County: $548,250
- Haralson County: $548,250
- Harris County: $548,250
- Hart County: $548,250
- Heard County: $548,250
- Henry County: $548,250
- Houston County: $548,250
- Irwin County: $548,250
- Jackson County: $548,250
- Jasper County: $548,250
- Jeff Davis County: $548,250
- Jefferson County: $548,250
- Jenkins County: $548,250
- Johnson County: $548,250
- Jones County: $548,250
- Lamar County: $548,250
- Lanier County: $548,250
- Laurens County: $548,250
- Lee County: $548,250
- Liberty County: $548,250
- Lincoln County: $548,250
- Long County: $548,250
- Lowndes County: $548,250
- Lumpkin County: $548,250
- Macon County: $548,250
- Madison County: $548,250
- McDuffie County: $548,250
- McIntosh County: $548,250
- Meriwether County: $548,250
- Miller County: $548,250
- Mitchell County: $548,250
- Monroe County: $548,250
- Montgomery County: $548,250
- Morgan County: $548,250
- Murray County: $548,250
- Muscogee County: $548,250
- Newton County: $548,250
- Oconee County: $548,250
- Oglethorpe County: $548,250
- Paulding County: $548,250
- Peach County: $548,250
- Pickens County: $548,250
- Pierce County: $548,250
- Pike County: $548,250
- Polk County: $548,250
- Pulaski County: $548,250
- Putnam County: $548,250
- Quitman County: $548,250
- Rabun County: $548,250
- Randolph County: $548,250
- Richmond County: $548,250
- Rockdale County: $548,250
- Schley County: $548,250
- Screven County: $548,250
- Seminole County: $548,250
- Spalding County: $548,250
- Stephens County: $548,250
- Stewart County: $548,250
- Sumter County: $548,250
- Talbot County: $548,250
- Taliaferro County: $548,250
- Tattnall County: $548,250
- Taylor County: $548,250
- Telfair County: $548,250
- Terrell County: $548,250
- Thomas County: $548,250
- Tift County: $548,250
- Toombs County: $548,250
- Towns County: $548,250
- Treutlen County: $548,250
- Troup County: $548,250
- Turner County: $548,250
- Twiggs County: $548,250
- Union County: $548,250
- Upson County: $548,250
- Walker County: $548,250
- Walton County: $548,250
- Ware County: $548,250
- Warren County: $548,250
- Washington County: $548,250
- Wayne County: $548,250
- Webster County: $548,250
- Wheeler County: $548,250
- White County: $548,250
- Whitfield County: $548,250
- Wilcox County: $548,250
- Wilkes County: $548,250
- Wilkinson County: $548,250
- Worth County: $548,250
