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Effingham County, Georgia VA Property Information

Effingham County VA Home Loan Info2021 $0 down, VA home loan limit for Effingham County is $548,250.

Named after an English champion of colonial rights, Lord Effingham, Effingham County was one of the original counties created by Georgia. The county was officially created on February 5, 1777. Effingham County is said to be one of the fastest growing counties in Georgia at this time. The current population of Effingham County is 55,423, including a veteran population of 4,583.

Ebenezer Creek is a great place to take the boat out for a day. This creek is excellent for swimming, fishing, or just relaxing on the shore. The Ebenezer Creek leads into the Savannah River, which is full of a variety of fish and other wildlife. Paddling canoes from the Ebenezer Creek to the Savannah River is a popular activity in Effingham County.

Effingham County keeps its citizens happy with tons of events and festivals held annually. The Annual Taste of Effingham brings in cooks from all over the county to prepare their favorite dishes. Effingham County also holds an annual Oktoberfest that brings a lot of the adult community to chat and try the many great beer choices.

Effingham County has a thriving school system with many sports teams. Weekly games give the citizens of Effingham a great opportunity to get together and support their teams. There are eight elementary schools, three middle schools, and two high schools.

The county is in proximity to Savannah, Ga., which is one of the most thriving cities in Georgia. Living in Effingham County allows you the ability to enjoy the shopping and nightlife in Savannah, while avoiding the hustle and bustle of daily life in the city.

The Georgia Veterans Memorial Cemetery is located in nearby Glennville, Ga. There is a Department of Veterans Services located in Statesboro, Ga. The closest military base is Hunter Army Airfield in Savannah, Ga. Disabled veterans are eligible for property tax exemption in Effingham County.

The median household income in Effingham County is $63,030, and the median housing cost is $155,400.

Complete a VA Home Loan Application

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Effingham County Property Search

Guyton, Rincon, Springfield, Clyo, Meldrim

For an updated list of VA approved properties call VA Home Loan Centers at 888-573-4496.

Effingham County Approved Condos

There are not currently any VA approved condos located in Effingham County. For help getting condo approval, click here.

VFW Post

Post 12149 Rincon Post
804 Walthour Dr.
Rincon, GA 31326-4762
United States
Phone: (912) 398-6636

Meeting Location & Time
711 Zitterour Dr
Rincon, GA 31326-9269
United States
7:00 PM 2nd Thursday of month

Quartermaster: Michael LaFlamme
St. Nicholas Garvin

Maximum VA Appraisal Fees Allowable in Effingham County

  • Single Family: $400
  • Condominium: $450
  • 2-4 Units: $550
  • Partial Releases: $450
  • Repair Certification: $100


  1. Georgia VA Loan Information: https://www.vahomeloancenters.org/georgia-va-home-loan-limit/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/