North Carolina VA Home Loan Limits

state seal of north carolinaNorth Carolina is considered by many to be the ideal state to reside in—from the pristine beaches, to the stunning mountains, it’s a state that has it all in terms of geography. It’s also home to Charlotte, considered one of the banking capitals of the U.S. With a mild climate and a high quality of living, North Carolina is home to over 770,000 veterans. There are a number of major military bases in North Carolina, including Fort Bragg and Camp Lejeune.

For veterans and service members planning to purchase a home using a VA loan in North Carolina, a Net Tangible Benefit Worksheet is required, as well as a termite inspection.


North Carolina Short Sale Assistance

If you’re a veteran or service member in North Carolina and you require short sale assistance contact 888-573-4496 or complete the form below. When veterans or service members utilize our short sale assistance, it’s no cost to them, and it doesn’t impact security clearance. Additionally, there is minimal effect on the seller’s credit report, and they can utilize the VA home loan benefit again for a future and / or immediate purchase.


VA Home Loan Information for North Carolina

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2017, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Alamance County $424,100
  2. Alexander County $424,100
  3. Allegany County $424,100
  4. Anson County $424,100
  5. Ashe County $424,100
  6. Avery County $424,100
  7. Beaufort County $424,100
  8. Bertie County $424,100
  9. Bladen County $424,100
  10. Brunswick County $424,100
  11. Buncombe County $424,100
  12. Burke County $424,100
  13. Cabarrus County $424,100
  14. Caldwell County $424,100
  15. Camden County $625,500
  16. Carteret County $424,100
  17. Caswell County $424,100
  18. Catawba County $424,100
  19. Chatham County $424,100
  20. Cherokee County $424,100
  21. Chowan County $424,100
  22. Clay County $424,100
  23. Cleveland County $424,100
  24. Columbus County $424,100
  25. Craven County $424,100
  26. Cumberland County $424,100
  27. Currituck County $458,850
  28. Dare County $424,100
  29. Davie County $424,100
  30. Davidson County $424,100
  31. Duplin County $424,100
  32. Durham County $424,100
  33. Edgecombe County $424,100
  34. Forsyth County $424,100
  35. Franklin County $424,100
  36. Gaston County $424,100
  37. Gates County $458,850
  38. Graham County $424,100
  39. Granville County $424,100
  40. Greene County $424,100
  41. Guilford County $424,100
  42. Halifax County $424,100
  43. Harnett County $424,100
  44. Haywood County $424,100
  45. Henderson County $424,100
  46. Hertford County $424,100
  47. Hoke County $424,100
  48. Hyde County $483,000
  49. Iredell County $424,100
  50. Jackson County $424,100
  51. Johnson County $424,100
  52. Jones County $424,100
  53. Lee County $424,100
  54. Lenoir County  $424,100
  55. Lincoln County $424,100
  56. Macon County $424,100
  57. Madison County $424,100
  58. Martin County $424,100
  59. Mcdowell County $424,100
  60. Mecklenburg County $424,100
  61. Mitchell County $424,100
  62. Montgomery County $424,100
  63. Moore County $424,100
  64. Nash County $424,100
  65. New Hanover County $424,100
  66. Northampton County $424,100
  67. Onslow County $424,100
  68. Orange County $424,100
  69. Pamlico County $424,100
  70. Pasquotank County $625,500
  71. Pender County $417,000
  72. Perquimans County $625,500
  73. Person County $424,100
  74. Pitt County $424,100
  75. Polk County $424,100
  76. Randolph County $424,100
  77. Richmond County $424,100
  78. Robeson County $424,100
  79. Rockingham County $424,100
  80. Rowan County $424,100
  81. Rutherford County $424,100
  82. Sampson County $424,100
  83. Scotland County $424,100
  84. Stanly County $424,100
  85. Stokes County $424,100
  86. Surry County $424,100
  87. Swain County $424,100
  88. Transylvania County $424,100
  89. Tyrrell County $424,100
  90. Union County $424,100
  91. Vance County $424,100
  92. Wake County $424,100
  93. Warren County $424,100
  94. Washington County $424,100
  95. Watauga County $424,100
  96. Wayne County $424,100
  97. Wilkes County $424,100
  98. Wilson County $424,100
  99. Yadkin County $424,100
  100. Yancey County $424,100

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