North Carolina is considered by many to be the ideal state to reside in—from the pristine beaches, to the stunning mountains, it’s a state that has it all in terms of geography. It’s also home to Charlotte, considered one of the banking capitals of the U.S. With a mild climate and a high quality of living, North Carolina is home to over 770,000 veterans. There are a number of major military bases in North Carolina, including Fort Bragg and Camp Lejeune.
For veterans and service members planning to purchase a home using a VA loan in North Carolina, a Net Tangible Benefit Worksheet is required, as well as a termite inspection.
VA Home Loan Information for North Carolina
NOTE: The following is for information purposes only.
To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.
The loan limits below are the maximum 2018, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Alamance County $453,100
- Alexander County $453,100
- Allegany County $453,100
- Anson County $453,100
- Ashe County $453,100
- Avery County $453,100
- Beaufort County $453,100
- Bertie County $453,100
- Bladen County $453,100
- Brunswick County $453,100
- Buncombe County $453,100
- Burke County $453,100
- Cabarrus County $453,100
- Caldwell County $453,100
- Camden County $625,500
- Carteret County $453,100
- Caswell County $453,100
- Catawba County $453,100
- Chatham County $453,100
- Cherokee County $453,100
- Chowan County $453,100
- Clay County $453,100
- Cleveland County $453,100
- Columbus County $453,100
- Craven County $453,100
- Cumberland County $453,100
- Currituck County $458,850
- Dare County $453,100
- Davie County $453,100
- Davidson County $453,100
- Duplin County $453,100
- Durham County $453,100
- Edgecombe County $453,100
- Forsyth County $453,100
- Franklin County $453,100
- Gaston County $453,100
- Gates County $458,850
- Graham County $453,100
- Granville County $453,100
- Greene County $453,100
- Guilford County $453,100
- Halifax County $453,100
- Harnett County $453,100
- Haywood County $453,100
- Henderson County $453,100
- Hertford County $453,100
- Hoke County $453,100
- Hyde County $483,000
- Iredell County $453,100
- Jackson County $453,100
- Johnson County $453,100
- Jones County $453,100
- Lee County $453,100
- Lenoir County $453,100
- Lincoln County $453,100
- Macon County $453,100
- Madison County $453,100
- Martin County $453,100
- Mcdowell County $453,100
- Mecklenburg County $453,100
- Mitchell County $453,100
- Montgomery County $453,100
- Moore County $453,100
- Nash County $453,100
- New Hanover County $453,100
- Northampton County $453,100
- Onslow County $453,100
- Orange County $453,100
- Pamlico County $453,100
- Pasquotank County $625,500
- Pender County $453,100
- Perquimans County $625,500
- Person County $453,100
- Pitt County $453,100
- Polk County $453,100
- Randolph County $453,100
- Richmond County $453,100
- Robeson County $453,100
- Rockingham County $453,100
- Rowan County $453,100
- Rutherford County $453,100
- Sampson County $453,100
- Scotland County $453,100
- Stanly County $453,100
- Stokes County $453,100
- Surry County $453,100
- Swain County $453,100
- Transylvania County $453,100
- Tyrrell County $453,100
- Union County $453,100
- Vance County $453,100
- Wake County $453,100
- Warren County $453,100
- Washington County $453,100
- Watauga County $453,100
- Wayne County $453,100
- Wilkes County $453,100
- Wilson County $453,100
- Yadkin County $453,100
- Yancey County $453,100