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Avery County, North Carolina VA Home Loan Information

averyThe 2021 $0 down, VA home loan limit for Avery County is $548,250.

Surrounded by several nationally protected areas, Avery County is the place to go to see the beautiful North Carolina wilderness. Avery County provides that traditional mountain lifestyle, perfect for those looking to get away from the hustle and bustle. The county was named for a colonel in the American Revolutionary War, Waightstill Avery. The towns and cities of Avery County offer excellent dining and shopping options. The community hosts many festivals and events throughout the year that bring in people from all over North Carolina. The total population of Avery County is 17,773, including a veteran population of 1,417.

One of the most popular sightseeing locations in North Carolina, Blue Ridge Parkway overlooks the Blue Ridge Mountains. The Blue Ridge Mountains get their name from the blue tint that the mountains give off during sunset. Many interesting species of plants and animals live in the Blue Ridge Mountains, which make them an excellent location for exploring. The Blue Ridge Parkway can be accessed by car, bike, or on foot. The Blue Ridge Parkway is considered one of the best places in North Carolina to watch the leaves change in fall.

If you are a fan of winter sports, then there are multiple options for you in Avery County. Sugar Mountain Ski Resort brings in winter sports lovers from all over North Carolina. Skiing, snowboarding, and snowmobile riding are all popular at Sugar Mountain. If you are just a beginner, Sugar Mountain offers classes! People flock to Hawksnest Snow Tubing for some of the most winter fun you will ever have. Snow tubing is fun for children and adults alike. Other popular winter sports spots in Avery County include Beech Mountain Resort, Appalachian Ski Mountain, and Jonas Ridge Snow Tubing.

There are several higher education options, great for those interested in returning to school. Lees-McRae College is a four-year school that offers majors and minors in a variety of different areas. LMC has a number of different athletic teams for sports, including soccer, softball, track and field, and much more. There are many fraternities, sororities, and clubs on the LMC campus. You are sure to find a group that fits your interests, exactly! Maryland Community College offers associate degrees and technical training, great for those looking to quickly obtain a degree and enter the workforce.

Don’t miss out of the multitude of excellent places to eat in Avery County. Avery County has restaurants offering great Mexican food, pizza, Greek food, and much more! For everything from a fine steakhouse to your favorite fast food place, you can find it all in Avery County. The local bars and taverns are excellent places to spend weekend nights and to meet new people.

The Avery County Veterans Office and many more veteran resources are located in Avery County. Be sure to contact the VA for more information on the many benefits offered to veterans living in North Carolina. The median housing cost in Avery County is $140,800, and the median household income is $36,969.

Make Avery County Your Home

Contact VA Home Loan Centers to speak with a licensed real estate agent today.

Avery County Property Search

Crossnore, Seven Devils, Grandfather, Sugar Mountain, Banner Elk, Beech Mountain, Carey’s Flat, Elk Park, Heaton, Hughes, Newland No. 1, Newland No. 2, Pyatte, Altamont, Cranberry, Frank, Gragg, Heaton, Ingalls, Linville, Linville Falls, Minneapolis, Montezuma, Pineola, Plumtree, Roaring Creek, Three Mile, Vale

28663, 28662, 28664, 28704, 28705, 28777, 28740, 28604, 28605, 28641, 28644, 28714, 28646, 28679, 28611, 28647, 28653, 28616, 28652, 28657, 28622

VA Home Loan Centers can help you find an approved property and a real estate agent. Call VA Home Loan Centers at 888-573-4496.

Avery County Condo Search

There are not currently any VA-approved condos located in Avery County. Let VA Home Loan Centers help you easily obtain condo approval.

VFW Post

Post 4286 Pat Ray Post
PO Box 516
Newland, NC 28657-0516
United States
Phone: (828) 733-9981

Meeting Location & Time
3139 Millers Gap Hwy
Newland, NC 28657
United States
6:30 PM 2nd Thursday

Quartermaster: William Dean
Kevin Holden

Maximum VA Appraisal Fees Allowable in Avery County

  • Single Family: $400
  • 2-4 Units: $550
  • Condo: $450
  • Partial Releases: $450
  • Repair/Completion Certificates: $100


  1. North Carolina VA Loan Information: https://www.vahomeloancenters.org/north-carolina-maximum-military-mortgage-home-loan-amount-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/