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Graham County, North Carolina VA Home Loan Information

graham ncThe 2021 $0 down, VA home loan limit for Graham County is $548,250.

Offering some of the most beautiful sights in North Carolina, Graham County is one of the best locations to enjoy nature. Home to several waterways and forests, Graham County offers many opportunities for outdoor activities. With a meager population of 8,644, including a veteran population of 639, Graham County is the third-least populated county in North Carolina. Graham County is the perfect place to get away from it all. The county was named after a former US Senator and Governor of North Carolina, William A. Graham. The county was officially formed from a portion of Cherokee County on January 30, 1872.

The many waterways of Graham County give it a multitude of opportunities for fishing, boating, and much more! Lake Santeelah is a vast mountain lake that provides excellent views of the Appalachian Mountains. Home to a diversity of fish species, Lake Santeelah, is the perfect place for fishing. Bring your raft to the Cheoah River for some exciting whitewater rafting! There are several locations in Graham County that offer whitewater rafting tours. Other waterways in Graham County include Calderwood Lake, Nantahala Lake, and Fontana Lake.

Visit the Nantahala National Forest to have the perfect day outdoors. Walk along with one of the many trails in the Nantahala National Forest for some of the most striking views of the North Carolina wilderness. Waterfalls, streams, bluffs, and more can all be found in the National Forest. The trails of the National Forest can also be accessed by bike or on horseback. If you enjoy bird watching, then you will enjoy the many species that can be found in the North Carolina Wilderness. Be sure to bring your camping equipment to the Nantahala National Forest for the perfect weekend camping trip!

Don’t miss out on any of the fun events held in Graham County. The Thanksgiving Family Festivities allows the community to celebrate as one large family! Featuring delicious food and fun games, the Thanksgiving Festival is sure to be one of your favorite events of the year. Graham County hosts a large Christmas festival called Christmas in the Smokies. Look for the beautiful Christmas lights displays and an appearance by Santa himself! You can’t miss the extravagant fireworks show held every New Year’s.

Veterans living in Graham County are offered many great benefits, including healthcare, education, employment assistance, and more. The median housing cost in the county is $125,700, and the median household income is $33,903.

Find Your Dream Home

Contact VA Home Loan Centers to be matched with a licensed real estate agent.

Graham County Property Search

Fontana Dam, Lake Santeetlah, Robbinsville, Cheoah, Fontana Dam, Stecoah, Yellow Creek

28733, 28771, 28734, 28702, 28906, 27253, 28713

For help finding a great property in Graham County, call VA Home Loan Centers at 888-573-4496.

Graham County Condo Search

There are not currently any VA-approved condos available in Graham County. Click here for information on getting a condo approved.

VFW Post

Post 8635 Carringer-Webster Post
PO Box 802
Robbinsville, NC 287710802
United States
Phone: N/A

Meeting Location & Time
113 Moose Branch Rd
Robbinsville, NC 28771
United States
7:00 PM 1st Thursday

Quartermaster: Allen Garver
Harold Phillips

Maximum VA Appraisal Fees Allowable in Graham County

  • Single Family: $400
  • 2-4 Units: $550
  • Condo: $450
  • Partial Releases: $450
  • Repair/Completion Certificates: $100


  1. North Carolina VA Loan Information: https://www.vahomeloancenters.org/north-carolina-maximum-military-mortgage-home-loan-amount-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/