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Caldwell County, North Carolina VA Home Loan Information

caldwellThe 2021 $0 down, VA home loan limit for Caldwell County is $548,250.

It is hard to beat the beautiful sights you can enjoy in Caldwell County. Home to part of the famous Blue Ridge Mountains, Caldwell County is perfect for those who love experiencing the beauty of nature. The county was created from portions of Wilkes and Burke Counties in 1841. Named for the first president of the University of North Carolina, Joseph Caldwell, Caldwell County possesses a rich history. With a strong arts community, numerous outdoor activity opportunities, and many family activity centers, Caldwell County has something for everyone. The total population of the county is 81,484, including a veteran population of 5,602.

The majestic mountains are the main attraction of Caldwell County. The Blue Ridge Mountains are known for the blue tint that covers them at sunset. Many people flock to designated spots on the Blue Ridge Parkway during sunset to see the color of the mountains. The mountains of North Carolina are excellent places for hiking, mountain biking, rock climbing, and more! The Blue Ridge Mountains have various hiking trails for people of all different experience levels. An isolated mountain range, the Brushy Mountains are a great location to watch the leaves change during fall and to go camping.

Another popular spot for seeing nature is the Pisgah National Forest. Home to a huge variety of plant and animal species, the Pisgah National Forest is an excellent location for exploring. There are several off-road areas, perfect for those with off-road vehicles. If you love camping, then be sure to take advantage of the many tents and RV campsites. There are excellent hunting and fishing opportunities in the Pisgah National Forest.

The Caldwell Arts Council assures that artists are always celebrated in Caldwell County. Art shows and artistic events are frequent in the county. Walk in downtown Lenoir to see the many art galleries from talented local artists. The Caldwell Arts Council hosts a multitude of events, including classes and competitions. Visit Foothills Performing Arts to see the excellent works of local actors and writers. Foothills Performing Arts also provides classes for those looking to improve their performance skills. Another great location to see a play, live music act, or dance recital is the J.E. Broyhill Civic Center.

Don’t miss out of the excellent southern cooking that North Carolina is famous for. Sim’s County BBQ is one of the most popular spots in Caldwell County. Featuring a variety of meats, sides, and sauces that are created right in the restaurant, Sim’s County BBQ is one of the best places in the county for barbeque. If you are over 21 be sure to visit one of the local wineries or breweries. Caldwell County is popular for its wide selection of craft beers that you can get at many stores and restaurants.

The Caldwell county Veterans Office is a great resource for local veterans. There are many benefits offered to veterans living in North Carolina. The median housing cost in Caldwell County is $105,800, and the median household income is $34,357.

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Caldwell County Property Search

Blowing Rock, Cajah’s Mountain, Cedar Rock, Collettsville, Gamewell, Granite Falls, Hickory, Hudson, Lenoir, Northlakes, Patterson, Rhodhiss, Sawmills

28606, 28630, 28633, 02864, 28638, 28644, 28643, 28646, 28645, 28650, 28655, 28661, 28667, 28602, 28601, 28673, 28603, 28605, 28607, 28612, 28681, 28611, 28685, 28690, 28622, 28624, 28694

Call VA Home Loan Centers at 888-573-4496 for a complete list of VA-approved properties in Caldwell County.

Caldwell County Condo Search

There are not currently any approved condos in Caldwell County. Click here for information on condo approval.

VFW Post

Post 5381 Lee Powell Post
PO Box 1012
Lenoir, NC 28645-1012
United States
Phone: (828) 320-2842

Meeting Location & Time
4113 Hickory Nut Ridge Road
Hudson, NC 28638
United States
6:00 P.M. Tuesday 4th Tuesday of month

Quartermaster: Larry Mc Mullen
Jerome Stilwell

Maximum VA Appraisal Fees Allowable in Caldwell County

  • Single Family: $400
  • 2-4 Units: $550
  • Condo: $450
  • Partial Releases: $450
  • Repair/Completion Certificates: $100


  1. North Carolina VA Loan Information: https://www.vahomeloancenters.org/north-carolina-maximum-military-mortgage-home-loan-amount-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/