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Alleghany County, North Carolina VA Loan Information

alleghanyThe 2021 $0 down, VA home loan limit for Alleghany County is $548,250.

Named after the Alleghany Mountains, Alleghany County, North Carolina is a great place for the true outdoors person. Made from a portion of Ashe County, Alleghany County was officially created in 1859. In the county, you will find some of the most striking views and a friendly community. For a taste of true mountain life, you have to come to Alleghany County. The county hosts several annual festivals that celebrate the community. Opportunities for hiking, mountain biking, and hunting are plentiful in Alleghany County. The total population in the county is 10,879, including a veteran population of 781.

The Allegheny Mountains are a beautiful range that spans almost 400 miles and are part of the Appalachian Mountain Range. If you are a fan of hiking, visit one of the trails. There are trails for people of all skill sets in the Allegheny Mountains. You can’t miss the diverse flora and fauna that make their home in the Alleghany Mountains if you are a nature lover! Whitetail deer, raccoons, foxes, and many different types of birds are just a few of the interesting wildlife species that you will find in the Allegheny Mountains.

Allegheny County has several rivers flowing through it, giving it excellent opportunities for aquatic activities. The New River and the Little River are the major rivers flowing through the county. Boating, canoeing, and kayaking are all activities frequently enjoyed in the rivers. The diversity of fish makes the two rivers some of the best spots for fishing. If you are taking a boat or canoe on one of the rivers, then you will be assured excellent views of the surrounding mountains.

Alleghany County is rich in history and has many locations on the National Register of Historic Places. The Brinegar Cabin gives visitors a clear view of early mountain life. Displaying artifacts, including mountain crafts and weaves, you can learn a lot from the Brinegar Cabin. To view the architecture popular in colonial times, be sure to visit the Robert L. Doughton House. Though built in 1899, it has been completely restored and is used as a bed and breakfast today. Other historic locations worth visiting include the Jarvis House, Rock House, and Alleghany County Courthouse.

You can’t miss any of the exciting festivals held each year in Alleghany County! Possibly the largest festival in the county, the Mountain Heritage Festival celebrates the rich mountain history of Alleghany County. The Festival features events, games, and live entertainment from musicians and other entertainers. The Mountain Heritage Festival is a great place to try some of the delicious cooking that North Carolina is famous for! Other entertaining festivals in Alleghany County include the Christmas Craft Fair, LUKEfest, and the Soapbox Derby.

The Alleghany County Veteran Services Office and many more veteran resources are located in Alleghany County. Property tax exemption eligibility is just one of the many benefits offered to veterans living in North Carolina. The median housing cost in the county is $156,100, and the median household income is $35,170.

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Alleghany County Property Search

Sparta, Cranberry, Gap Civil, Glade Creek, Piney Creek, Prathers Creek, Whitehead, Cherry Lane, Glade Valley, Laurel Springs, Piney Creek, Roaring Gap, Scottville, Twin Oaks

28663, 28627, 28697, 28631, 28668, 28672, 28675, 28644, 28607, 28676, 28649, 28683, 28685, 27020, 28618, 28623

For an updated list of VA-approved properties in Alleghany County, call VA Home Loan Centers at 888-573-4496.

Alleghany County Condo Search

There do not appear to be any VA-approved condos located in Alleghany County. For help getting a condo approved, click here.

VFW Post

Post 7034 Bruce Wayne Osborne Post
PO Box 1838
Sparta, NC 28675
United States
Phone: (336) 372-8540

Meeting Location & Time
1193 Hwy. 21 South
Sparta, NC 28675
United States
7:00 pm Last Thursday

Quartermaster: Charles Hornung
Lonnie Joines

Maximum VA Appraisal Fees Allowable in Allegheny County

  • Single Family: $400
  • 2-4 Units: $550
  • Condo: $450
  • Partial Releases: $450
  • Repair/Completion Certificates: $100


  1. North Carolina VA Loan Information: https://www.vahomeloancenters.org/north-carolina-maximum-military-mortgage-home-loan-amount-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/