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Arkansas VA Home Loan Resources & Information

arkansas va loan

The state of Arkansas has a rich military history dating back to the Revolutionary War and has given birth to such military leaders as Gen. Douglas MacArthur.  Situated between the Ozark Mountains and the Mississippi river, the state is known as The Natural State and offers a wide variety in terrain and geography to homeowners, tourists and outdoors enthusiasts. Granted statehood in 1836, Arkansas is the 25th state. Prior to contact with European explorers, the area was inhabited by multiple indigenous tribes. Expeditions led by Hernando de Soto, Jacques Marquette, Louis Jolliet, Robert La Salle and Henri de Tonti all passed through the area. Arkansas changed possessions between France and Spain before ultimately ending up an American territory following the purchase of the Louisiana Territory. Like many Southern States that economically relied on agricultural production, the local plantation economy of the state bottomed out after the Civil War. Reconstruction was a time of great upheaval for the state.

Today, the economy of Arkansas is built upon a number of industries, including tourism, agriculture, steelworks, aircraft building and a thriving service sector, including the home headquarters of Wal-Mart. Major urban centers are Little Rock, Fort Smith, and Fayetteville. Popular activities in the state include mountain climbing, river paddling, and live music (Riverfest). Arkansas is renowned for its Soul food and barbecue. Fried catfish is also a regional delicacy.

Arkansas is one of the most affordable states in the nation for housing, with a median sale price of $139,000 across the state. The most expensive county by median sales price is Pulaski County, home of the state capital, Little Rock; other counties average well below $100,000 for the average homebuyer. The homeownership rate of 67.2 percent is well above the national average of 16.6 percent, making Arkansas a great place to look for a place to call your own. Home appreciation in the state over the previous twelve months has been 1.10 percent. The cost of living in Arkansas is 16 percent below the U.S. average. The unemployment rate in the state is slightly below the national average.

Disabled veterans in Alaska are eligible for a property tax exemption of up to the first $150,000 of the assessed property value if they are 50 percent or more disabled.


There are three military installations in Arkansas, including:

  • Little Rock Air Force Base, a training and logistics center that is the only base in the country to house the C-130 cargo plane.
  • Camp J. T. Robinson, the principal training ground to the Arkansas Army National Guard and the Arkansas National Guard.
  • Pine Bluff Arsenal, a research and development facility that also is equipped to store chemical weapons.

As of 2012, it was estimated that Arkansas was home to more than 242,000 veterans and 22,539 active duty personnel.


Arkansas VA Home Loan Limits

arkansas va approved homes for saleNOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2019, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Arkansas County VA Home Loan Limit $484,350
  2. Ashley County VA Home Loan Limit $484,350
  3. Baxter County VA Home Loan Limit $484,350
  4. Benton County VA Home Loan Limit $484,350
  5. Boone County VA Home Loan Limit $484,350
  6. Bradley County VA Home Loan Limit $484,350
  7. Calhoun County VA Home Loan Limit $484,350
  8. Carroll County VA Home Loan Limit $484,350
  9. Chicot County VA Home Loan Limit $484,350
  10. Clark County VA Home Loan Limit $484,350
  11. Clay County VA Home Loan Limit $484,350
  12. Cleburne County VA Home Loan Limit $484,350
  13. Cleveland County VA Home Loan Limit $484,350
  14. Columbia County VA Home Loan Limit $484,350
  15. Conway County VA Home Loan Limit $484,350
  16. Craighead County VA Home Loan Limit $484,350
  17. Crawford County VA Home Loan Limit $484,350
  18. Crittenden County VA Home Loan Limit $484,350
  19. Cross County VA Home Loan Limit $484,350
  20. Dallas County VA Home Loan Limit $484,350
  21. Desha County VA Home Loan Limit $484,350
  22. Faulkner County VA Home Loan Limit $484,350
  23. Franklin County VA Home Loan Limit $484,350
  24. Fulton County VA Home Loan Limit $484,350
  25. Garland County VA Home Loan Limit $484,350
  26. Grant County VA Home Loan Limit $484,350
  27. Greene County VA Home Loan Limit $484,350
  28. Hempstead County VA Home Loan Limit $484,350
  29. Hot Spring County VA Home Loan Limit $484,350
  30. Howard County VA Home Loan Limit $484,350
  31. Independence County VA Home Loan Limit $484,350
  32. Izard County VA Home Loan Limit $484,350
  33. Jackson County VA Home Loan Limit $484,350
  34. Jefferson County VA Home Loan Limit $484,350
  35. Johnson County VA Home Loan Limit $484,350
  36. Lafayette County VA Home Loan Limit $484,350
  37. Lawrence County VA Home Loan Limit $484,350
  38. Lee County VA Home Loan Limit $484,350
  39. Lincoln County VA Home Loan Limit $484,350
  40. Little River County VA Home Loan Limit $484,350
  41. Logan County VA Home Loan Limit $484,350
  42. Lonoke County VA Home Loan Limit $484,350
  43. Madison County VA Home Loan Limit $484,350
  44. Marion County VA Home Loan Limit $484,350
  45. Miller County VA Home Loan Limit $484,350
  46. Mississippi County VA Home Loan Limit $484,350
  47. Monroe County VA Home Loan Limit $484,350
  48. Montgomery County VA Home Loan Limit $484,350
  49. Nevada County VA Home Loan Limit $484,350
  50. Newton County VA Home Loan Limit $484,350
  51. Ouachita County VA Home Loan Limit $484,350
  52. Perry County VA Home Loan Limit $484,350
  53. Phillips County VA Home Loan Limit $484,350
  54. Pike County VA Home Loan Limit $484,350
  55. Poinsett County VA Home Loan Limit $484,350
  56. Polk County VA Home Loan Limit $484,350
  57. Pope County VA Home Loan Limit $484,350
  58. Prairie County VA Home Loan Limit $484,350
  59. Pulaski County VA Home Loan Limit $484,350
  60. Randolph County VA Home Loan Limit $484,350
  61. Saint Francis County VA Home Loan Limit $484,350
  62. Saline County VA Home Loan Limit $484,350
  63. Scott County VA Home Loan Limit $484,350
  64. Searcy County VA Home Loan Limit $484,350
  65. Sebastian County VA Home Loan Limit $484,350
  66. Sevier County VA Home Loan Limit $484,350
  67. Sharp County VA Home Loan Limit $484,350
  68. Stone County VA Home Loan Limit $484,350
  69. Union County VA Home Loan Limit $484,350
  70. Van Buren County VA Home Loan Limit $484,350
  71. Washington County VA Home Loan Limit $484,350
  72. White County VA Home Loan Limit $484,350
  73. Woodruff County VA Home Loan Limit $484,350
  74. Yell County VA Home Loan Limit $484,350