Arkansas VA Home Loan Resources & Information

arkansas va loan

The state of Arkansas has a rich military history dating back to the Revolutionary War and has given birth to such military leaders as Gen. Douglas MacArthur.  Situated between the Ozark Mountains and the Mississippi river, the state is known as The Natural State and offers a wide variety in terrain and geography to homeowners, tourists and outdoors enthusiasts. Granted statehood in 1836, Arkansas is the 25th state. Prior to contact with European explorers, the area was inhabited by multiple indigenous tribes. Expeditions led by Hernando de Soto, Jacques Marquette, Louis Jolliet, Robert La Salle and Henri de Tonti all passed through the area. Arkansas changed possessions between France and Spain before ultimately ending up an American territory following the purchase of the Louisiana Territory. Like many Southern States that economically relied on agricultural production, the local plantation economy of the state bottomed out after the Civil War. Reconstruction was a time of great upheaval for the state.

Today, the economy of Arkansas is built upon a number of industries, including tourism, agriculture, steelworks, aircraft building and a thriving service sector, including the home headquarters of Wal-Mart. Major urban centers are Little Rock, Fort Smith, and Fayetteville. Popular activities in the state include mountain climbing, river paddling, and live music (Riverfest). Arkansas is renowned for its Soul food and barbecue. Fried catfish is also a regional delicacy.

Arkansas is one of the most affordable states in the nation for housing, with a median sale price of $139,000 across the state. The most expensive county by median sales price is Pulaski County, home of the state capital, Little Rock; other counties average well below $100,000 for the average homebuyer. The homeownership rate of 67.2 percent is well above the national average of 16.6 percent, making Arkansas a great place to look for a place to call your own. Home appreciation in the state over the previous twelve months has been 1.10 percent. The cost of living in Arkansas is 16 percent below the U.S. average. The unemployment rate in the state is slightly below the national average.

Disabled veterans in Alaska are eligible for a property tax exemption of up to the first $150,000 of the assessed property value if they are 50 percent or more disabled.


There are three military installations in Arkansas, including:

  • Little Rock Air Force Base, a training and logistics center that is the only base in the country to house the C-130 cargo plane.
  • Camp J. T. Robinson, the principal training ground to the Arkansas Army National Guard and the Arkansas National Guard.
  • Pine Bluff Arsenal, a research and development facility that also is equipped to store chemical weapons.

As of 2012, it was estimated that Arkansas was home to more than 242,000 veterans and 22,539 active duty personnel.


Arkansas VA Home Loan Limits

arkansas va approved homes for saleNOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2017, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Arkansas County VA Home Loan Limit $424,100
  2. Ashley County VA Home Loan Limit $424,100
  3. Baxter County VA Home Loan Limit $424,100
  4. Benton County VA Home Loan Limit $424,100
  5. Boone County VA Home Loan Limit $424,100
  6. Bradley County VA Home Loan Limit $424,100
  7. Calhoun County VA Home Loan Limit $424,100
  8. Carroll County VA Home Loan Limit $424,100
  9. Chicot County VA Home Loan Limit $424,100
  10. Clark County VA Home Loan Limit $424,100
  11. Clay County VA Home Loan Limit $424,100
  12. Cleburne County VA Home Loan Limit $424,100
  13. Cleveland County VA Home Loan Limit $424,100
  14. Columbia County VA Home Loan Limit $424,100
  15. Conway County VA Home Loan Limit $424,100
  16. Craighead County VA Home Loan Limit $424,100
  17. Crawford County VA Home Loan Limit $424,100
  18. Crittenden County VA Home Loan Limit $424,100
  19. Cross County VA Home Loan Limit $424,100
  20. Dallas County VA Home Loan Limit $424,100
  21. Desha County VA Home Loan Limit $424,100
  22. Drew County VA Home Loan Limit $424,100
  23. Faulkner County VA Home Loan Limit $424,100
  24. Franklin County VA Home Loan Limit $424,100
  25. Fulton County VA Home Loan Limit $424,100
  26. Garland County VA Home Loan Limit $424,100
  27. Grant County VA Home Loan Limit $424,100
  28. Greene County VA Home Loan Limit $424,100
  29. Hempstead County VA Home Loan Limit $424,100
  30. Hot Spring County VA Home Loan Limit $424,100
  31. Howard County VA Home Loan Limit $424,100
  32. Independence County VA Home Loan Limit $424,100
  33. Izard County VA Home Loan Limit $424,100
  34. Jackson County VA Home Loan Limit $424,100
  35. Jefferson County VA Home Loan Limit $424,100
  36. Johnson County VA Home Loan Limit $424,100
  37. Lafayette County VA Home Loan Limit $424,100
  38. Lawrence County VA Home Loan Limit $424,100
  39. Lee County VA Home Loan Limit $424,100
  40. Lincoln County VA Home Loan Limit $424,100
  41. Little River County VA Home Loan Limit $424,100
  42. Logan County VA Home Loan Limit $424,100
  43. Lonoke County VA Home Loan Limit $424,100
  44. Madison County VA Home Loan Limit $424,100
  45. Marion County VA Home Loan Limit $424,100
  46. Miller County VA Home Loan Limit $424,100
  47. Mississippi County VA Home Loan Limit $424,100
  48. Monroe County VA Home Loan Limit $424,100
  49. Montgomery County VA Home Loan Limit $424,100
  50. Nevada County VA Home Loan Limit $424,100
  51. Newton County VA Home Loan Limit $424,100
  52. Ouachita County VA Home Loan Limit $424,100
  53. Perry County VA Home Loan Limit $424,100
  54. Phillips County VA Home Loan Limit $424,100
  55. Pike County VA Home Loan Limit $424,100
  56. Poinsett County VA Home Loan Limit $424,100
  57. Polk County VA Home Loan Limit $424,100
  58. Pope County VA Home Loan Limit $424,100
  59. Prairie County VA Home Loan Limit $424,100
  60. Pulaski County VA Home Loan Limit $424,100
  61. Randolph County VA Home Loan Limit $424,100
  62. Saint Francis County VA Home Loan Limit $424,100
  63. Saline County VA Home Loan Limit $424,100
  64. Scott County VA Home Loan Limit $424,100
  65. Searcy County VA Home Loan Limit $424,100
  66. Sebastian County VA Home Loan Limit $424,100
  67. Sevier County VA Home Loan Limit $424,100
  68. Sharp County VA Home Loan Limit $424,100
  69. Stone County VA Home Loan Limit $424,100
  70. Union County VA Home Loan Limit $424,100
  71. Van Buren County VA Home Loan Limit $424,100
  72. Washington County VA Home Loan Limit $424,100
  73. White County VA Home Loan Limit $424,100
  74. Woodruff County VA Home Loan Limit $424,100
  75. Yell County VA Home Loan Limit $424,100

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