Table of Contents
- What is the VA Loan Limit?
- How to Apply for a VA Home Loan?
- What is the Median Home Price?
- What are the VA Appraisal Fees?
- Do I need Flood Insurance?
- How do I learn about Property Taxes?
- What is the Population?
- What are the major cities?
- About Pulaski County
- Veteran Information
- Apply for a VA Home Loan
- VA Approved Condos
FAQ
What is the VA Loan Limit?
2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $548,250 (Call 877-432-5626 for details).
How to Apply for a VA Home Loan?
This is a quick look at how to apply for a VA home loan in Pulaski county. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Pulaski County. If you have any questions, you can call us at VA HLC and we’ll help you get started.
- Get your Certificate of Eligibility (COE)
- Give us a call at (877) 432-5626 and we’ll get your COE for you.
- Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
- Get pre-approved, to get pre-approved for a loan, you’ll need:
- Previous two years of W2s
- Most recent 30 days paystubs or LES (active duty)
- Most recent 60 days bank statements
- Landlord and HR/Payroll Department contact info
- Find a home
- We can help you check whether the home is in one of the Pulaski County flood zones
- Get the necessary inspections
- Termite inspection: required
- Well or septic inspections needed, if applicable
- Get the home appraised
- We can help you find a VA-Certified appraiser in Pulaski County and schedule the process
- Construction loan note: Construction permit/appraisal info
- Building permit
- Elevation certificate
- Lock in your interest rates
- Pro tip: Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
- Close the deal and get packing!
- You’re ready to go.
What is the Median Home Price?
As of March 31, 2021, the median home value for Pulaski County is $149,435. In addition, the median household income for residents of the county is $51,749.
How much are the VA Appraisal Fees?
- Single-Family: $500.
- Individual Condo: $500.
- Manufactured Homes: $550.
- 2-4 Unit Multi-Family: $550.
- Appraisal Turnaround Times: 10 days.
Do I need Flood Insurance?
- The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
- In Pulaski County, there are some minimal flood hazard areas due to proximity to waterways and levees, particularly by the Arkansas River that flows through Little Rock. Also, by the attached waterways and water bodies such as Lake Maumelle on the county’s northwest side
How do I learn about Property Taxes?
- Janet Troutman is the Pulaski County tax assessor. Her office can be reached at 201 S Broadway, Ste. 310, Little Rock, Arkansas, 72201. Additionally, Janet’s office can also be reached by calling (501) 340-6170.
- The state of Arkansas provides incentives for investments and job-creating companies. For example, they can become eligible for one or more of the following programs: Income Tax credit to qualified companies, Tax Credit based on the percentage of the payroll of any new employees hired (payroll includes wages, overtime, and bonuses, Tax Credit can be earned annually for a period of 5 years, and a company can offset 50% of its income tax liability.
What is the Population?
- The county’s population of 391,911 is 51% White, 37% Black, and 6.2% Hispanic.
- Most county residents are between 18 and 65 years old, with 23% under 18 years old and 16% older than 65.
- In total, the county has about 158,051 households, with an average of 2.4 people per household.
What are the major cities?
The county has 7 large cities, including Little Rock, which serves as the county seat. The rest of the cities or towns making up the county are Cammack Village, Jacksonville, Maumelle, North Little Rock, Sherwood, and Wrightsville.
About Pulaski County
Home to the bustling city of Little Rock, Pulaski County was founded on December 15, 1818, and was named after Casimir Pulaski, a soldier who served during the American Revolutionary War. The county is home to a variety of fun attractions and excellent resources and also features some of the area’s most beautiful outdoor landmarks, including Pinnacle Mountain State Park and Julius Breckling Riverfront Park.
Pulaski County is highly recognized for its top-of-the-world health system and medical centers. Some of the most awarded hospitals and medical centers are the Arkansas Heart Hospital, the University of Arkansas for Medical Sciences, St. Vincent Infirmary Medical Center, and John L. McClelland VA Hospital.
When it comes to education, the county has 124 public schools available to its over 60,000 students. Moreover, the higher education options are both varied and of the highest quality. Some of them are Pulaski Technical College of the University of Arkansas, UAMS Medical Center, the Arkansas Baptist College, along Arkansas University Campuses throughout the county.
Recreationally speaking, one of the most popular open areas to visit is Two Rivers Park. This is a 1,000-acre area where the Arkansas and Little Maumelle Rivers meet. Such peaceful natural land makes activities such as horse riding, biking, and other outdoor activities possible.
Furthermore, other popular sites that locals and tourists appreciate are the Clinton Library & Museum and lake areas at Sherwood and Maumelle, which are perfect for water sports and similar outdoor recreation.
Veteran Information
The county is currently home to 27,226 veterans.
- Military Bases
- Robinson Maneuver Training Center – Camp Robinson, North Little Rock, Arkansas 72199.
- Little Rock Air Force Base – 1255 Vandenberg Blvd. Jacksonville, Arkansas 72076.
- Perry County is home to six VFW post:
- Post-2935 Twin City Memorial Post – 5001 Warden Road, North Little Rock, Arkansas 72116.
- Post 11474 Hubble-Delk Levy Memorial Post – 4400 Lynn Lane, North Little Rock, Arkansas 72118.
- Post-1316 Lt. Walter E. Parker Post – 2304 S. Arch Street, Little Rock, Arkansas 72206.
- Post 10442 Rose City Post – 6101 highway 70, North Little Rock, Arkansas 72117.
- Post 9095 W. Carl Reed Post – 1121 Gamble Road, Little Rock, Arkansas 72211.
- Post 4548 Michael W. Ray Post – 6704 Old Highway 67, Cabot, Arkansas 72023.
- VA Medical Centers in the county:
- John L. McClellan Memorial Veterans Hospital – 4300 West 7th Street, Little Rock, Arkansas 72205.
- Eugene J. Towbin Healthcare Center – 2200 Fort Roots Drive, North Little Rock, Arkansas 72114.
- Little Rock Vet Center – 10800 Financial Centre Parkway, Suite 175, North Little Rock, Arkansas 72211.
- Little Rock Regional Office – 2200 Fort Boots Drive, building 65, North Little Rock, Arkansas 72114.
- Intake Site at Little Rock Air Force Base – North Little Rock, Arkansas 72114.
- County Veteran Assistance Information
- Pulaski County Veteran Service Office – 3915 West 8th Street, Third Floor, Little Rock, Arkansas 72204.
VA Home Loan Information
- For more information about VA Home Loans and how to apply, click here.
- If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.
- VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.
VA Approved Condos
| Name (ID): 300 THIRD TOWER CONDOS (000005) Address: 300 THIRD AVENUE LITTLE ROCK AR 72201 PULASKI Status: Accepted Without Conditions Request Received Date: 06/14/2012 Review Completion Date: 07/18/2012 | Name (ID): FAIRFAX TERRACE CONDOS (000002) Address: 1315 KAVANAUGH BLVD. LITTLE ROCK AR 72205-4369 PULASKI Status: Accepted Without Conditions Request Received Date: 10/20/2011 Review Completion Date: 10/31/2011 |
| Name (ID): FOXCROFT WOODS HORIZONTAL (C00503) Address: CONDOMINIUMS LITTLE ROCK AR 72227 PULASKI Status: Accepted Without Conditions Request Received Date: 01/17/2006 Review Completion Date: Unavailable | Name (ID): KINGSBRIDGE CONDOMINIUMS (C00502) Address: LITTLE ROCK AR 72212 PULASKI Status: Accepted Without Conditions Request Received Date: 10/21/2004 Review Completion Date: Unavailable |
| Name (ID): LAS COSITAS CONDO (C00501) Address: LITTLE ROCK AR 72207 PULASKI Status: Accepted Without Conditions Request Received Date: 10/02/2002 Review Completion Date: 10/02/2002 | Name (ID): RAINWATER FLATS (C00508) Address: LITTLE ROCK AR 72202 PULASKI Status: Accepted Without Conditions Request Received Date: 05/20/2007 Review Completion Date: 05/20/2007 |
| Name (ID): RAINWATER FLATS (C00509) Address: LITTLE ROCK AR 72202 PULASKI Status: Accepted Without Conditions Request Received Date: 05/20/2007 Review Completion Date: 05/20/2007 | Name (ID): RAINWATER FLATS CONDOS (C00514) Address: 515 EAST CAPITOL LITTLE ROCK AR 72202 PULASKI Status: Accepted Without Conditions Request Received Date: 08/09/2010 Review Completion Date: 11/22/2010 |
| Name (ID): RENAISSANCE ADDITION POA (000015) Address: 2801 FOXCROFT ROAD LITTLE ROCK AR 72227 PULASKI Status: Accepted Without Conditions Request Received Date: 09/12/2017 Review Completion Date: 09/18/2017 | Name (ID): RIVER MARKET TOWER CONDOS (000003) Address: 315 ROCK STREET LITTLE ROCK AR 72202 PULASKI Status: Accepted Without Conditions Request Received Date: 02/22/2012 Review Completion Date: 03/15/2012 |
| Name (ID): TAMARACK PINES CONDO’S (C00504) Address: LITTLE ROCK AR 72227 PULASKI Status: Accepted Without Conditions Request Received Date: 02/13/2006 Review Completion Date: Unavailable | Name (ID): TAMARACK PINES CONDO’S (C00506) Address: LITTLE ROCK AR 72227 PULASKI Status: Accepted Without Conditions Request Received Date: 02/13/2006 Review Completion Date: Unavailable |
| Name (ID): TAMARACK PINES CONDO’S (C00505) Address: LITTLE ROCK AR 72227 PULASKI Status: Accepted Without Conditions Request Received Date: 02/13/2006 Review Completion Date: Unavailable | Name (ID): THE CAROLINE CONDOMINIUMS (C00507) Address: 504 EAST 6TH STREET LITTLE ROCK AR 72202 PULASKI Status: Accepted Without Conditions Request Received Date: 06/19/2006 Review Completion Date: 06/19/2006 |
| Name (ID): THE CLIFFS CONDOMINIUMS (000006) Address: 810 NORTH STREET LITTLE ROCK AR 72201 PULASKI Status: Accepted Without Conditions Request Received Date: 02/26/2013 Review Completion Date: 05/05/2013 | For more information about the VA condo approval process call us at (877) 432-5626. |
