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Illinois VA Home Loan Limit

illinois va home loan limitWith a potentially unmatched political pedigree, three American presidents have been elected while living in the state of Illinois: Abraham Lincoln, Ulysses S. Grant and Barack Obama. In addition, President Ronald Reagan was born and raised in Illinois. Since 1954, the state has honored Lincoln by adopting an official state slogan of “Land of Lincoln”, which is prominently displayed on state license plates. A diverse and culturally rich state, the post-slavery “Great Migration” brought droves of Southern African Americans. Chicago, and to a lesser extent other areas of the state are widely considered to have played a large role culturally in the development of Jazz and Blues music. The unique combination of the rural areas that characterize life in the Midwest, as well as the large metropolitan area of Chicago, Illinois offers residents the best of both worlds. In fact, Chicago is the third- most populous city in the U.S. The state has a diverse economy and serves as one of the country’s major hubs of transportation. Notable activities in Chicago include the tallest building in the western hemisphere, the Willis Tower (formerly the Sears Tower), The Art Institute of Chicago, Wrigley Field and the John Hancock Center. The city has many culinary specialties but is particularly lauded for its hot dogs and deep dish style pizza.

The entire state has a population of almost 13 million, and among those, over 764,000 are U.S. veterans. The state is home to an extensive number of military bases, including Scott Air Force Base, Rock Island Arsenal, and the Great Lakes Training Center.

For veterans who will purchase a home in the state using a VA home loan, a termite inspection is required, as is a Net Tangible Benefit worksheet. It’s also important for veterans to note that the purchase of manufactured homes using a VA loan is not permitted in Illinois.

Disabled veterans in Illinois qualify for a property tax exemption of up to $70,000 of the assessed value of their home, eligibility is determined case by case via the state’s Department of Veteran Affairs.


Illinois VA Home Loan Limits

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Adams County: $548,250
  2. Alexander County: $548,250
  3. Bond County: $548,250
  4. Boone County: $548,250
  5. Brown County: $548,250
  6. Bureau County: $548,250
  7. Calhoun County: $548,250
  8. Carroll County: $548,250
  9. Cass County: $548,250
  10. Champaign County: $548,250
  11. Christian County: $548,250
  12. Clark County: $548,250
  13. Clay County: $548,250
  14. Clinton County: $548,250
  15. Coles County: $548,250
  16. Cook County: $548,250
  17. Crawford County: $548,250
  18. Cumberland County: $548,250
  19. DeKalb County: $548,250
  20. DeWitt County: $548,250
  21. Douglas County: $548,250
  22. DuPage County: $548,250
  23. Edgar County: $548,250
  24. Edwards County: $548,250
  25. Effingham County: $548,250
  26. Fayette County: $548,250
  27. Ford County: $548,250
  28. Franklin County: $548,250
  29. Fulton County: $548,250
  30. Gallatin County: $548,250
  31. Greene County: $548,250
  32. Grundy County: $548,250
  33. Hamilton County: $548,250
  34. Hancock County: $548,250
  35. Hardin County: $548,250
  36. Henderson County: $548,250
  37. Henry County: $548,250
  38. Iroquois County: $548,250
  39. Jackson County: $548,250
  40. Jasper County: $548,250
  41. Jefferson County: $548,250
  42. Jersey County: $548,250
  43. Jo Daviess County: $548,250
  44. Johnson County: $548,250
  45. Kane County: $548,250
  46. Kankakee County: $548,250
  47. Kendall County: $548,250
  48. Knox County: $548,250
  49. LaSalle County: $548,250
  50. Lake County: $548,250
  51. Lawrence County: $548,250
  52. Lee County: $548,250
  53. Livingston County: $548,250
  54. Logan County: $548,250
  55. Macon County: $548,250
  56. Macoupin County: $548,250
  57. Madison County: $548,250
  58. Marion County: $548,250
  59. Marshall County: $548,250
  60. Mason County: $548,250
  61. Massac County: $548,250
  62. McDonough County: $548,250
  63. McHenry County: $548,250
  64. McLean County: $548,250
  65. Menard County: $548,250
  66. Mercer County: $548,250
  67. Monroe County: $548,250
  68. Montgomery County: $548,250
  69. Morgan County: $548,250
  70. Moultrie County: $548,250
  71. Ogle County: $548,250
  72. Peoria County: $548,250
  73. Perry County: $548,250
  74. Piatt County: $548,250
  75. Pike County: $548,250
  76. Pope County: $548,250
  77. Pulaski County: $548,250
  78. Putnam County: $548,250
  79. Randolph County: $548,250
  80. Richland County: $548,250
  81. Rock Island County: $548,250
  82. Saline County: $548,250
  83. Sangamon County: $548,250
  84. Schuyler County: $548,250
  85. Scott County: $548,250
  86. Shelby County: $548,250
  87. St Clair County: $548,250
  88. Stark County: $548,250
  89. Stephenson County: $548,250
  90. Tazewell County: $548,250
  91. Union County: $548,250
  92. Vermilion County: $548,250
  93. Wabash County: $548,250
  94. Warren County: $548,250
  95. Washington County: $548,250
  96. Wayne County: $548,250
  97. White County: $548,250
  98. Whiteside County: $548,250
  99. Will County: $548,250
  100. Williamson County: $548,250
  101. Winnebago County: $548,250
  102. Woodford County: $548,250