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Madison County, Illinois VA Loan Information

madison county il2021 $0 down, VA home loan limit for Madison County is $548,250.

Located in southern Illinois, Madison County is known for its rich abolitionist history. The county is nestled along the Mississippi River, giving it great convenience for boating, fishing, swimming, and more. Thanks to the Riverlands, Madison County is one of the best places in Illinois for nature-lovers.  Those looking for a thriving arts and culture scene will find it in Madison County. The county was named after President James Madison and was officially created on September 14, 1812. The total population of the county is 266,560, including a veteran population of 23,227.

If you love aquatic activities, then you will find Madison County to be a paradise! The Mississippi River provides the county with excellent opportunities for swimming, canoeing, kayaking, and more. The shores of the Mississippi River are great places to sit back, relax, and enjoy the beauty of nature. Home to a diversity of fish species, the Mississippi River is a favorite spot of local fishers. Avid birdwatchers should visit the Audubon Center at Riverlands, which one of the best locations to see bald eagles and many other bird species.

Great artists and musicians are in no short supply in Madison County; this is because of the many artistic resources. The Jacoby Arts Centers is a non-profit organization that hosts artistic events and supports the local art community. Art classes, art shows, and public galleries are just a few of the resources provided by the Jacoby Arts Center. If you are a fan of concerts, then be sure to visit the Alton Symphony Orchestra, which showcases all types of musical acts. The Alton Little Theatre hosts plays and musicals acted out by local actors.

For a great place to spend the outdoors with friends and family, be sure to visit Horseshoe Lake State Park. Horseshoe Lake is the second largest lake in Illinois. With its many amenities for camping, Horseshoe Lake is the perfect place for those weekend camping trips. Bluegill, sunfish, crappie, and channel catfish are just a few of the species of fish that can be found in Horseshoe Lake. Birdwatchers will enjoy the many species that make their home along the shores, including mallard, snowy egret, and blue heron.

To see real pieces of history, you have to visit the many historical landmarks that can be found in Madison County. The Elijah P. Lovejoy Monument stands to honor Elijah P. Lovejoy, who was important in the abolitionist movement. The Alton National Cemetery has been in use since 1870 and has the graves of many Civil War Union soldiers. Other historical locations in Madison County include the St. Peter and Paul Roman Catholic Church, the Statue of Robert Pershing Wadlow, and the Clark Bridge.

An excellent resource for veterans living in Madison County is the Veterans Assistance Commission. Be sure to take advantage of all the benefits offered to veterans in Illinois, including property tax exemption eligibility. The median housing cost in the county is $124,600, and the median household income is $53,633.

Your Dream Home is Waiting

Contact VA Home Loan Centers to be matched with a licensed real estate agent.

Madison County Property Search

Alton, Collinsville, Edwardsville, Granite City, Highland, Madison, Troy, Venice, Wood River, Bethalto, East Alton, Glen Carbon, Godfrey, Grantfork, Hamel, Hartford, Livingston, Marine, Maryville, New Douglas, Pontoon Beach, Roxana, South Roxana, St. Jacob, Williamson, Worden, Cloverleaf, Cottage Hills, Dorsey, Dunlap Lake, Eagle Park, Fosterburg, Glen, Holiday Shores, Kaufman, Lumaghi Heights, Mitchell, Newport, Prairietown, Rosewood, Rosewood Heights, St. Morgan, State Park Place

62002, 62001, 62010, 62269, 62471, 62012, 62014, 62273, 62018, 62275, 62021, 62281, 62024, 62023, 62284, 62025, 33170, 63089, 62293, 62033, 62035, 62034, 62294, 62037, 62044, 62040, 62046, 62048, 62049, 62058, 62060, 62062, 62061, 84710, 62067, 61061, 62074, 62085, 62084, 62087, 62086, 62089, 62088, 62090, 62093, 62095, 62097, 62201, 62206, 62205, 62208, 62629, 62216, 62649, 62226, 62232, 62234, 61241, 37803, 62249, 60420, 62254, 62685

Call VA Home Loan Centers at 888-573-4496 for help finding a VA-approved property in Madison County.

Madison County Condo Search

Condo Name (ID): FOURTH STREET CONDO (002292)
Address: 701 & 703 FOURTH STREET HIGHLAND  IL  62249  MADISON
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 03/26/2014
Review Completion Date: 04/24/2014

Condo Name (ID): PARKSIDE ESTATES (002297)
Status: Rejected
Last Update: Unavailable
Request Received Date: 04/25/2014
Review Completion Date: 05/15/2015

Condo Name (ID): PLAZA TOWNHOUSE (000046)
Status: Rejected
Last Update: Unavailable
Request Received Date: 06/17/2011
Review Completion Date: 06/24/2011

Obtaining condo approval is easy! Learn more about the condo approval process here.

VFW Posts

Post 1299 Fisher-Weeks Post
803 Sheridan Ave
Edwardsville, IL 62025
United States
Phone: (618) 692-1299

Meeting Location & Time
7371 Marine Rd
Edwardsville, IL 62025
United States
7:00 PM 2nd Monday

Quartermaster: Roger Moore
Larry Miller

Post 2222 Glen Carbon Post
4 Rushmore Dr
Glen Carbon, IL 62034-1325
United States
Phone: (618) 288-9747

Meeting Location & Time
107 Main St
Glen Carbon, IL 62034
United States
7:00 PM 2nd Monday

Quartermaster: Steven Kaiser
Ronnie Hicks

Post 976 Stage Depot Post
123 W Market St
Troy, IL 62294-1418
United States
Phone: (618) 667-8387

Meeting Location & Time
123 W Market St
Troy, IL 62294-1418
United States
7:00 PM 3rd Monday

Quartermaster: William Mc Namee
Timothy O Donnell

Maximum VA Appraisal Fees Allowable in Madison County

  • Single Family: $420
  • Multi Family: $550
  • Individual Condo: $425
  • Manufactured: $425
  • Repair Inspection: $100


  1. Illinois VA Loan Information: https://www.vahomeloancenters.org/illinois-va-home-loan-limit/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/