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Clay County, Illinois VA Loan Information

clay county IL2021 $0 down, VA home loan limit for Clay County is $548,250.

With its thriving school districts and many recreation areas, Clay County is the perfect place to raise a family. The county was officially created in 1824 from portions of Crawford, Fayette, and Wayne Counties. Clay County was named for Henry Clay, who was the United States Secretary of State in the 19th century. Encompassing a total area of 468 square miles, Clay County is located in the southern region of Illinois. The total population of Clay County is 13,520, including a veteran population of 1,054.

If you are a history buff, then you will find a lot of interesting spots in Clay County. The most well-known historical location in Clay County is the B&O Railroad Depot. Built-in 1916, the Railroad Depot was the main source of Clay County’s economic growth. The B&O Railroad Depot is no longer used, but can still be visited. The Paine House was built in 1858 and was home to the author, Albert Bigelow Paine. The house features late 1800s architecture. Other nationally registered historic locations in Clay County include the Pearl and Bess Meyer House, Shriver House, and Clay County Courthouse.

To get a real sense of the flavor of Clay County, be sure to come to one of the annual festivals. The County Fair features rides, games, art and crafts vendors, and much more. You will be amazed about how tasty the food is at the County Fair. Another large festival held in Clay County is the Charley Brown Park Christmas Light Display. Each year in December, numerous light arrangements are set up in Charley Brown Park. Visitors can see the beautiful arrangements while walking through the park.

With eight thriving school districts, Clay County has everything you need to offer your child a great education. There are several libraries and afterschool programs, great for improving a child’s education. The North Clay High School provides several sports teams for children that love playing sports, including baseball, softball, volleyball, and more. The school even competes in the Illinois High School Association.

There are several veteran resources located in proximity to Clay County. There are US Air Force, National Guard, and US Army Offices located a short drive from Clay County. The median household income is $40,640, and the median housing cost is $75,300.

Take the First Step to Buying a Great Home

If you would like to be matched with a licensed real estate agent, contact VA Home Loan Centers today.

Clay County Property Search

Flora, Iola, Sailor Springs, Bible Grove, Blair, Clay City, Harter, Hoosier, Larkinsburg, Louisville, Oskaloosa, Pixley, Songer, Stanford, Xenia

62823, 62858, 61953, 62824, 62424, 62864, 62426, 62899, 62868, 62434, 62838, 62839, 62879, 62443, 62448, 62814, 62849, 62854, 62458

Call VA Home Loan Centers at 888-573-4496 for an updated list of VA-approved properties in Clay County.

Clay County Condo Search

There do not appear to be any VA-approved condos located in Clay County. For help getting a condo approved, click here.

VFW Post

Post 3999 Leslie Edgar Etchason Post
128 E 2nd St
Flora, IL 62839
United States
Phone: (618) 662-3999

Meeting Location & Time
128 E 2nd St
Flora, IL 62839
United States
1300 2nd Sunday

Quartermaster: Christopher Boose
Justin Clevenger

Maximum VA Appraisal Fees Allowable in Clay County

  • Single Family: $420
  • Multi Family: $550
  • Individual Condo: $425
  • Manufactured: $425
  • Repair Inspection: $100


  1. Illinois VA Loan Information: https://www.vahomeloancenters.org/illinois-va-home-loan-limit/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/