A 3rd party broker that specializes in mortgages guaranteed by the US government

Fayette County, Illinois VA Loan Information

fayette county IL2021 $0 down, VA home loan limit for Fayette County is $548,250.

Fayette County is located in central Illinois. The county was created in 1821 from portions of Bond, Clark, and Crawford Counties. Named for a hero in the American Revolutionary War, Marquis de LaFayette, Fayette County possesses a rich history. Home to the Ramsey Lake State Recreation Area, Fayette County is great for outdoors lovers. The strong education system makes Fayette County an excellent location for those looking to raise a family. The county encompasses a total area of 725 square miles, 716 miles of which are land, and nine miles of which are water. The total population is 21,870, including a veteran population of 1,712.

Ramsey Lake State Recreation Area encompasses a total area of 1,980 acres. The diversity of wildlife makes Ramsey Lake a great place for exploring and hunting. Some of the species living at Ramsey Lake include whitetail deer, pheasants, quail, wild turkey, and much more. Fishing and boating are both very popular at the Ramsey Lake State Recreation Area. Largemouth bass, bluegill, catfish, and crappie are just a few of the species of fish that can be found in Ramsey Lake. The Recreation Area also features numerous hiking trails, great for hiking, horseback riding, and mountain biking!

Fayette County possesses one of the richest histories of any county in Illinois. The county seat of Vandalia was once the state capital of Illinois and is called the “Oldest Living Illinois Capital City.” The Vandalia State House was built in 1836 and still stands as a monument to the pioneers who helped create America. Located on a beautiful patch of land in Vandalia, the Vandalia State House is the perfect place to view the architecture of early pioneers. Other historical locations you should visit in Fayette County include the Little Brick House, Floyd and Glenora Dycus House, and First Presbyterian Church.

The strong education system makes Fayette County a great place for those with children and young adults. Some of the best teachers in the country are employed by the schools of Fayette County. There are also many after-school resources and quiet places to study. In Vandalia, the Okaw Valley Area Vocational Center provides high school students with vocational training. Fayette County High School is a great place to join the community for a football or basketball game.

Veterans living in Fayette County have several resources located nearby. Educational benefits, health care, and disability compensation are just a few of the many benefits offered to veterans living in Illinois. The median housing cost is $82,900, and the median household income is $44,722.

Find the Perfect Home Today

Contact VA Home Loan Centers to be matched with a licensed real estate agent.

There are Many VA-Approved Properties to Choose From

Call VA Home Loan Centers at 888-573-4496 to apply for a VA loan and for help finding a property in Fayette County.

Fayette County Property Search

St. Elmo, Bingham, Brownstown, Farina, St. Peter, Augsburg, Bayle City, Bluff City, Confidence, Hagarstown, Loogootee, Pittsburg, Shafter, Shobonier, St. Paul, Vera, Avena, Bear Grove, Bowling Green, Carson, Kaskaskia, LaClede, Lone Grove, Loudon, North Hurricane, Otego, Pope, Ramsey, Sefton, Seminary, Shafter, Sharon, South Hurricane, Vandalia, Wheatland, Wilberton

62080, 62892, 62262, 62463, 62571, 62011, 62471, 62476, 62838, 62411, 62854, 62032, 62414, 62418, 62422, 62426, 62431, 62051, 62875, 62444, 62880, 62075, 62885, 62253, 62458

For a list of VA-approved homes and condos in Fayette County, contact VA Home Loan Centers.

Fayette County Condo Search

There are not currently any VA-approved condos in Fayette County. Obtaining condo approval is easy! Click here to get started.

VFW Posts

Post 3862 Old Capitol Post
2404 W St Louis Ave
Vandalia, IL 62471
United States
Phone: (618) 283-4038

Meeting Location & Time
2404 W Saint Louis Ave
Vandalia, IL 62471
United States
7:00 PM 3rd Tuesday

Quartermaster: Seth Smith
Sonny Luster

Post 9770 Brownstown Post
PO Box 27
Brownstown, IL 62418
United States
Phone: (618) 322-8945

Meeting Location & Time
520 E Oak St Box 27
Brownstown, IL 62418
United States
7:00 P.M. First Tuesday

Quartermaster: Robyn Pontious
Thomas Lucken

Maximum VA Appraisal Fees Allowable in Fayette County

  • Single Family: $420
  • Mukti Family: $550
  • Individual Condo: $425
  • Manufactured: $425
  • Repair Inspection: $100


  1. Illinois VA Loan Information: https://www.vahomeloancenters.org/illinois-va-home-loan-limit/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/