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Stephenson County, Illinois VA Loan Information

Stephenson County2021 $0 down, VA home loan limit for Stephenson County is $548,250.

Stephenson County is located on the northern edge of Illinois and is a great place to enjoy the easy life. The county possesses and interesting history, which you can see through its many landmarks and museums. Those that love the outdoors will appreciate the many parks and recreation areas that can be found in Stephenson County. Hosting a multitude of events each year, Stephenson County is never boring. The county was formed from portions of Jo Daviess and Winnebago Counties in 1837. Stephenson County was named after Benjamin Stephenson, who was an official of Illinois. The total population of the county is 46,435, including a veteran population of 3,913.

There is a park for everyone in Stephenson County. Krape Park has many picnic facilities, making it a great place for family gatherings. Krape Park also has a mini golf course, several playgrounds, and paddle boat rentals. On those warm summer days, be sure to visit Read Park. Read Park has a large aquatic center, in addition to basketball courts, tennis courts, softball fields, and more. Come to Taylor Park and have a picture with the Abraham Lincoln statue. Other parks in Stephenson County include Knowlton Park, Bidwell Park, Wilbur Park, and the Oakdale Nature Preserve.

There are a multitude of places to enjoy your free time in Stephenson County. Come by 4 Seasons Bowling Center to have a fun game with your friends. The forty lane bowling center is available for parties. Come to the Doug Firebaugh Observatory to enjoy beautiful views of the night sky. Golfers will enjoy the Brush Creek Golf Course and its many amenities. For those that love aquatic activities, be sure to come to the McConnell Bobtown Landing. Located on the Pecatonica River, the McConnell Bobtown Landing offers opportunities for fishing, swimming, boating, and much more. Other great recreation areas in the county include the Cedarville Skate Park and the Richland Creek Trailhead.

Don’t miss the chance to see all of the interesting history that Stephenson County possesses. The Black Hawk War Monument was established in 1827 and is the final battle site of the Black Hawk War. Come to the Cedarville Historical Museum to see exhibits on the history of Stephenson County. The Museum features many exhibits on the famous frontierswoman, Jane Addams. Other places to visit include the Jane Addams Burial Site, the Lena Area Historical Museum, and the Lena Water Tower.

Veterans are always celebrated in Stephenson County. Be sure to attend the large Veteran’s Day celebration and to visit All Veteran Memorial Park. Veteran resources in Stephenson County include the Veterans Affairs Department and the Veterans Assistance Commission. The median housing cost of Stephenson County is $101,800, and the median household income is $43,472.

Your New Home is Waiting

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Stephenson County Property Search

For help finding a VA-approved property in one of the following areas, call VA Home Loan Centers at 888-573-4496.

Freeport, Dakota, Cedarville, Davis, German Valley, Lena, Orangeville, Pearl City, Ridott, Rock City, Winslow, Lake Summerset, Afolkey, Bolton, Buckhorn Corners, Buena Vista, Damascus, Eleroy, Evarts, Florence, Kent, Loran, McConnell, Oneco, Red Oak, Rock Grove, Scioto Mills, Waddams Grove, Winneshiek

61067, 61070, 61078, 61087, 61089, 61088, 61007, 61013, 61014, 61018, 61019, 61027, 61028, 61032, 61031, 61036, 61039, 61041, 61044, 61047, 61046, 61048, 61050, 61060, 61063, 61062

Stephenson County Condo Search

There are not currently any VA-approved condos located in Stephenson County. VA Home Loan Centers can help you obtain condo approval on almost any condo.

VFW Post

Post 998 Moseley-Loewe Post
1802 E Shawnee St
Freeport, IL 61032
United States
Phone: (815) 232-5311

Meeting Location & Time
1802 E Shawnee St
Freeport, IL 61032
United States
5:00 PM 2nd Tuesday

Quartermaster: Du Wayne Pople
Harlow Pues

Maximum VA Appraisal Fees Allowable in Stephenson County

  • Single Family: $420
  • Multi Family: $550
  • Individual Condo: $425
  • Manufactured: $425
  • Repair Inspection: $100


  1. Illinois VA Loan Information: https://www.vahomeloancenters.org/illinois-va-home-loan-limit/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/