A 3rd party broker that specializes in mortgages guaranteed by the US government

Richland County, Illinois VA Loan Information

richland county il2021 $0 down, VA home loan limit for Richland County is $548,250.

If you are looking for a place with a small-town feel, but still in proximity to several cities, then Richland County is the perfect spot for you! The county is full of parks that have amenities for both children and adults. If you are a fan of swimming or boating, then be sure to visit one of the majestic lakes in Richland County. The county possesses a rich history and a thriving school district, great for those with children. Located in the southern region of Illinois, Richland County was officially created on February 24, 1824. The total population of the county is 16,061, including a veteran population of 1,469.

There are many parks to choose from in Richland County. Onley City Park features two playgrounds, four horseshoe courts, and six tennis courts. Onley City Park also contains several picnic shelters, great for family gatherings. Featuring a soccer field, several basketball courts, and a skateboard park, Musgrove Park is the perfect spot for sports lovers. Musgrove Park also features an aquatic center with a pool and large water slide. Other parks in Richland County include Rotary Park, Bower Park, and Miller’s Grove.

There are three beautiful lakes to choose from in Richland County; East Fork Lake, Borah Lake, and Vernor Lake. Be sure to bring your fishing gear and catch one of the many kinds of fish living in the lakes of Richland County. Catfish, Crappie, Bluegill, and Sunfish are just a few of the fish species that make their home in the lakes. If you are a serious fisher, then be sure to enter the Richland County Fishing Tournament. Don’t forget your camping gear, as the shores of the lakes of Richland County are excellent places for camping. All of the lakes also possess many RV campsites.

There are many historical locations worth visiting in Richland County. The Elliot Street Historic District features 33 historic buildings, some dating back to the 1850s. The historic buildings on Elliot Street feature Georgian, Queen Anne, and Italianate style architecture. Visit the beautiful Ambrose Hopkinson House to see a true piece of history. Built in 1874, the Ambrose Hopkinson house still stands in Onley. The House was added to the National Register of Historic Places on February 9, 2001. Other historical locations in Richland County include Larchmound and the Olney Carnegie Library.

The Veterans Affairs Department and the Richland County Veterans Service Commission are both excellent resources located in Richland County. The median housing cost of the county is $78,100, and the median household income is $44,070.

Take the First Step to Buying a Great Home

Contact VA Home Loan Centers to be matched with a licensed real estate agent.

Richland County Property Search

Olney, Calhoun, Claremont, Noble, Parkersburg, Berryville, Dundas, Wynoose

62460, 62421, 62425, 62466, 62448, 62450, 62868, 62452, 62419

VA Home Loan Centers can help you every step of the home-buying process. Call us today at 888-573-4496.

Richland County Condo Search

There are not currently any VA-approved condos available in Richland County. We can help you get almost any condo approved.  Click here to find out how!

VFW Post

Post 4226 Olney Memorial Post
205 N Walnut St
Olney, IL 62450
United States
Phone: (618) 392-4226

Meeting Location & Time
205 N Walnut St
Olney, IL 62450
United States
7:30 PM 2nd Wednesday

Quartermaster: James Fehrenbacher
Edward Groves

Maximum VA Appraisal Fees Allowable in Richland County

  • Single Family: $420
  • Multi Family: $550
  • Individual Condo: $425
  • Manufactured: $425
  • Repair Inspection: $100


  1. Illinois VA Loan Information: https://www.vahomeloancenters.org/illinois-va-home-loan-limit/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/