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Iowa VA Home Loan Limits

Iowa VA Home Loan Limits

Claimed for France in 1673, Iowa was first explored by Jacques Marquette and Louis Jolliet. This exploration documented several Indian villages and tribes. A French territory until 1763, following their defeat during the French and Indian War, ownership of the area was transferred to Spain. As part of a treaty between France and Spain, Iowa reverted back to French control in 1800. Purchased by the United States as part of the Louisiana Purchase in 1803, Iowa was admitted to the Federal Union as the 29th state in 1846.

The only states bordered by two rivers; few areas in the U.S. embody Midwestern values and living more than Iowa. Named for the Ioway tribe, no other state has an abbreviation made up of two vowels (IA). Similar to the rest of the Midwest, Iowa has a humid continental climate. The average annual temperature in Des Moines, the state’s capital and largest city is 50 degrees Fahrenheit. Averaging 50 days of thunderstorms yearly, tornadoes are common place in the spring and summer months.

Consistently listed as one of the safest states in the country, Iowa draws residents in. The population of the state is over three million, with many residents working in production, retail, education and the culinary industry. The economy is largely based in Agriculture and Manufacturing. Biotechnology and Insurance are also prominent sectors of the economy. Politically important, the Iowa presidential caucuses draw national attention every four years. Historically Republican-leaning, the state has evolved into a swing state that often goes Democrat. Iowa has a rich history of progressivism. In the 1800’s, the state began prohibiting educational, racial discrimination. The state legislature outlawed slavery in 1839. In 1851, the state eliminated barriers to interracial marriage, more than 100 years before the U.S. Supreme Court would do the same. In 2009, Iowa became the third state and first in the Midwest to allow for same-sex marriage.

Popular activities in Iowa include the Field of Dreams baseball field in Dyersville, the Des Moines State Fair, the Des Moines Art Festival, and the Register’s Annual Great Bicycle Ride across Iowa.

The state has a veteran population of more than 230,000. This significant number means that 10 percent of Iowa’s population is comprised of veterans. The state has two major military installations—the Iowa Army Ammunition Plant and the USCG Group Upper Mississippi River. The state’s current military personnel population is at just over 17,500.

For veterans and service members planning to purchase a home in the state, using a VA home loan, a termite inspection is required.

The average home cost in the state is $126,200. Home appreciation in the past year has been nearly two percent. The cost of living in Iowa is 11 percent below the U.S. average.

All veterans (honorable discharge) living in Iowa qualify for a property tax exemption of $1,850 if they served during wartime or for a minimum of 18 months during peacetime.


 Iowa VA Home Loan Limits:

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Adair County: $548,250
  2. Adams County: $548,250
  3. Allamakee County: $548,250
  4. Appanoose County: $548,250
  5. Audubon County: $548,250
  6. Benton County: $548,250
  7. Blackhawk County: $548,250
  8. Boone County: $548,250
  9. Bremer County: $548,250
  10. Buchanan County: $548,250
  11. Buena Vista County: $548,250
  12. Butler County: $548,250
  13. Calhoun County: $548,250
  14. Carroll County: $548,250
  15. Cass County: $548,250
  16. Cedar County: $548,250
  17. Cerro Gordo County: $548,250
  18. Cherokee County: $548,250
  19. Chickasaw County: $548,250
  20. Clarke County: $548,250
  21. Clay County: $548,250
  22. Clayton County: $548,250
  23. Clinton County: $548,250
  24. Crawford County: $548,250
  25. Dallas County: $548,250
  26. Davis County: $548,250
  27. Decatur County: $548,250
  28. Delaware County: $548,250
  29. Des Monies County: $548,250
  30. Dickinson County: $548,250
  31. Dubuque County: $548,250
  32. Emmet County: $548,250
  33. Fayette County: $548,250
  34. Floyd County: $548,250
  35. Franklin County: $548,250
  36. Fremont County: $548,250
  37. Greene County: $548,250
  38. Grundy County: $548,250
  39. Guthrie County: $548,250
  40. Hamilton County: $548,250
  41. Hancock County: $548,250
  42. Hardin County: $548,250
  43. Harrison County: $548,250
  44. Henry County: $548,250
  45. Howard County: $548,250
  46. Humboldt County: $548,250
  47. Ida County: $548,250
  48. Iowa County: $548,250
  49. Jackson County: $548,250
  50. Jasper County: $548,250
  51. Jefferson County: $548,250
  52. Johnson County: $548,250
  53. Jones County: $548,250
  54. Keokuk County: $548,250
  55. Kossuth County: $548,250
  56. Lee County: $548,250
  57. Linn County: $548,250
  58. Louisa County: $548,250
  59. Lucas County: $548,250
  60. Lyon County: $548,250
  61. Madison County: $548,250
  62. Mahaska County: $548,250
  63. Marion County: $548,250
  64. Marshall County: $548,250
  65. Mills County: $548,250
  66. Mitchell County: $548,250
  67. Monona County: $548,250
  68. Monroe County: $548,250
  69. Montgomery County: $548,250
  70. Muscatine County: $548,250
  71. O’Brien County: $548,250
  72. Osceola County: $548,250
  73. Page County: $548,250
  74. Palo Alto County: $548,250
  75. Plymouth County: $548,250
  76. Pocahontas County: $548,250
  77. Polk County: $548,250
  78. Pottawattamie County: $548,250
  79. Poweshiek County: $548,250
  80. Ringgold County: $548,250
  81. Sac County: $548,250
  82. Scott County: $548,250
  83. Shelby County: $548,250
  84. Sioux County: $548,250
  85. Story County: $548,250
  86. Tama County: $548,250
  87. Taylor County: $548,250
  88. Union County: $548,250
  89. Van Buren County: $548,250
  90. Wapello County: $548,250
  91. Warren County: $548,250
  92. Washington County: $548,250
  93. Wayne County: $548,250
  94. Webster County: $548,250
  95. Winnebago County: $548,250
  96. Winneshiek County: $548,250
  97. Woodbury County: $548,250
  98. Worth County: $548,250
  99. Wright County: $548,250