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Iowa VA Home Loan Limits

Iowa VA Home Loan Limits

Claimed for France in 1673, Iowa was first explored by Jacques Marquette and Louis Jolliet. This exploration documented several Indian villages and tribes. A French territory until 1763, following their defeat during the French and Indian War, ownership of the area was transferred to Spain. As part of a treaty between France and Spain, Iowa reverted back to French control in 1800. Purchased by the United States as part of the Louisiana Purchase in 1803, Iowa was admitted to the Federal Union as the 29th state in 1846.

The only states bordered by two rivers; few areas in the U.S. embody Midwestern values and living more than Iowa. Named for the Ioway tribe, no other state has an abbreviation made up of two vowels (IA). Similar to the rest of the Midwest, Iowa has a humid continental climate. The average annual temperature in Des Moines, the state’s capital and largest city is 50 degrees Fahrenheit. Averaging 50 days of thunderstorms yearly, tornadoes are common place in the spring and summer months.

Consistently listed as one of the safest states in the country, Iowa draws residents in. The population of the state is over three million, with many residents working in production, retail, education and the culinary industry. The economy is largely based in Agriculture and Manufacturing. Biotechnology and Insurance are also prominent sectors of the economy. Politically important, the Iowa presidential caucuses draw national attention every four years. Historically Republican-leaning, the state has evolved into a swing state that often goes Democrat. Iowa has a rich history of progressivism. In the 1800’s, the state began prohibiting educational, racial discrimination. The state legislature outlawed slavery in 1839. In 1851, the state eliminated barriers to interracial marriage, more than 100 years before the U.S. Supreme Court would do the same. In 2009, Iowa became the third state and first in the Midwest to allow for same-sex marriage.

Popular activities in Iowa include the Field of Dreams baseball field in Dyersville, the Des Moines State Fair, the Des Moines Art Festival, and the Register’s Annual Great Bicycle Ride across Iowa.

The state has a veteran population of more than 230,000. This significant number means that 10 percent of Iowa’s population is comprised of veterans. The state has two major military installations—the Iowa Army Ammunition Plant and the USCG Group Upper Mississippi River. The state’s current military personnel population is at just over 17,500.

For veterans and service members planning to purchase a home in the state, using a VA home loan, a termite inspection is required.

The average home cost in the state is $126,200. Home appreciation in the past year has been nearly two percent. The cost of living in Iowa is 11 percent below the U.S. average.

All veterans (honorable discharge) living in Iowa qualify for a property tax exemption of $1,850 if they served during wartime or for a minimum of 18 months during peacetime.


 Iowa VA Home Loan Limits:

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2019, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Adair County VA Home Loan Limit $484,350
  2. Adams County VA Home Loan Limit $484,350
  3. Allamakee County VA Home Loan Limit $484,350
  4. Appanoose County VA Home Loan Limit $484,350
  5. Audubon County VA Home Loan Limit $484,350
  6. Benton County VA Home Loan Limit $484,350
  7. Blackhawk County VA Home Loan Limit $484,350
  8. Boone County VA Home Loan Limit $484,350
  9. Bremer County VA Home Loan Limit $484,350
  10. Buchanan County VA Home Loan Limit $484,350
  11. Buena Vista County VA Home Loan Limit $484,350
  12. Butler County VA Home Loan Limit $484,350
  13. Calhoun County VA Home Loan Limit $484,350
  14. Carroll County VA Home Loan Limit $484,350
  15. Cass County VA Home Loan Limit $484,350
  16. Cedar County VA Home Loan Limit $484,350
  17. Cerro Gordo County VA Home Loan Limit $484,350
  18. Cherokee County VA Home Loan Limit $484,350
  19. Chickasaw County VA Home Loan Limit $484,350
  20. Clarke County VA Home Loan Limit $484,350
  21. Clay County VA Home Loan Limit 484,350
  22. Clayton County VA Home Loan Limit $484,350
  23. Clinton County VA Home Loan Limit $484,350
  24. Crawford County VA Home Loan Limit $484,350
  25. Dallas County VA Home Loan Limit $484,350
  26. Davis County VA Home Loan Limit $484,350
  27. Decatur County VA Home Loan Limit $484,350
  28. Delaware County VA Home Loan Limit $484,350
  29. Des Monies County VA Home Loan Limit $484,350
  30. Dickinson County VA Home Loan Limit $484,350
  31. Dubuque County VA Home Loan Limit $484,350
  32. Emmet County VA Home Loan Limit $484,350
  33. Fayette County VA Home Loan Limit $484,350
  34. Floyd County VA Home Loan Limit $484,350
  35. Franklin County VA Home Loan Limit $484,350
  36. Fremont County VA Home Loan Limit $484,350
  37. Greene County VA Home Loan Limit $484,350
  38. Grundy County VA Home Loan Limit $484,350
  39. Guthrie County VA Home Loan Limit $484,350
  40. Hamilton County VA Home Loan Limit $484,350
  41. Hancock County VA Home Loan Limit $484,350
  42. Hardin County VA Home Loan Limit $484,350
  43. Harrison County VA Home Loan Limit $484,350
  44. Henry County VA Home Loan Limit $484,350
  45. Howard County VA Home Loan Limit $484,350
  46. Humboldt County VA Home Loan Limit $484,350
  47. Ida County VA Home Loan Limit $484,350
  48. Iowa County VA Home Loan Limit $484,350
  49. Jackson County VA Home Loan Limit $484,350
  50. Jasper County VA Home Loan Limit $484,350
  51. Jefferson County VA Home Loan Limit $484,350
  52. Johnson County VA Home Loan Limit $484,350
  53. Jones County VA Home Loan Limit $484,350
  54. Keokuk County VA Home Loan Limit $484,350
  55. Kossuth County VA Home Loan Limit $484,350
  56. Lee County VA Home Loan Limit $484,350
  57. Linn County VA Home Loan Limit $484,350
  58. Louisa County VA Home Loan Limit $484,350
  59. Lucas County VA Home Loan Limit $484,350
  60. Lyon County VA Home Loan Limit $484,350
  61. Madison County VA Home Loan Limit $484,350
  62. Mahaska County VA Home Loan Limit $484,350
  63. Marion County VA Home Loan Limit $484,350
  64. Marshall County VA Home Loan Limit $484,350
  65. Mills County VA Home Loan Limit $484,350
  66. Mitchell County VA Home Loan Limit $484,350
  67. Monona County VA Home Loan Limit $484,350
  68. Monroe County VA Home Loan Limit $484,350
  69. Montgomery County VA Home Loan Limit $484,350
  70. Muscatine County VA Home Loan Limit $484,350
  71. O’Brien County VA Home Loan Limit $484,350
  72. Osceola County VA Home Loan Limit $484,350
  73. Page County VA Home Loan Limit $484,350
  74. Palo Alto County VA Home Loan Limit $484,350
  75. Plymouth County VA Home Loan Limit $484,350
  76. Pocahontas County VA Home Loan Limit $484,350
  77. Polk County VA Home Loan Limit $484,350
  78. Pottawattamie County VA Home Loan Limit $484,350
  79. Poweshiek County VA Home Loan Limit $484,350
  80. Ringgold County VA Home Loan Limit $484,350
  81. Sac County VA Home Loan Limit $484,350
  82. Scott County VA Home Loan Limit $484,350
  83. Shelby County VA Home Loan Limit $484,350
  84. Sioux County VA Home Loan Limit $484,350
  85. Story County VA Home Loan Limit $484,350
  86. Tama County VA Home Loan Limit $484,350
  87. Taylor County VA Home Loan Limit $484,350
  88. Union County VA Home Loan Limit $484,350
  89. Van Buren County VA Home Loan Limit $484,350
  90. Wapello County VA Home Loan Limit $484,350
  91. Warren County VA Home Loan Limit $484,350
  92. Washington County VA Home Loan Limit $484,350
  93. Wayne County VA Home Loan Limit $484,350
  94. Webster County VA Home Loan Limit $484,350
  95. Winnebago County VA Home Loan Limit $484,350
  96. Winneshiek County VA Home Loan Limit $484,350
  97. Woodbury County VA Home Loan Limit $484,350
  98. Worth County VA Home Loan Limit $484,350
  99. Wright County VA Home Loan Limit $484,350