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California VA Loans & Home Loan Info

california state seal

With a population of 38 million people, California is the most populous state in the country. By area, only Alaska and Texas are larger than California. Bordered by Arizona, Nevada and Oregon, California has a diverse geographical range. The Pacific Coast in the west, Sierra Nevada in the east, the Mojave Desert in the south-east and the Redwood Forests of the northwest come together to form unmatched topography in terms of uniqueness. The state contains Mount Whitney, the highest point and Death Valley, the lowest point in the continental United States. Only Florida and Alaska have a longer coastline, and no other state produces more fruit or vegetables. The economy is varied, and important sectors include education, aerospace, manufacturing and the high-tech industry. Silicon Valley in Northern California is home to thousands of tech startups. Notable companies headquartered in this area include Facebook, Google, eBay, Hewlett-Packard and Adobe Systems.

Because of how enormous the state is, offerings are incredibly varied. California has a wide diversity of land (topography) and home prices. Properties are available for purchase using a California VA loan range from condominiums to houses and ranches to farms. Attractions include Disneyland, Hollywood, major metropolitan areas like Los Angeles, San Diego and San Francisco, wineries, rugged national parks, beautiful beaches such as Malibu, San Clemente and Coronado, and a plethora of other things. The State is home to NHL, NFL, MLB, MLS and NBA teams. Culinary options throughout are as ranging is the landscape. The climate is idyllic.

Formed in 1850, California is the nation’s 31st state. A hotbed for multiculturalism, historical influences on California stem from all over the globe. 33 percent of the population is multilingual. The state has the largest minority population in the country.

Special incentives are available to VA loan borrowers who are residents of California. The incentives can include a waiver of property taxes (for disabled and senior veterans) or special home loan rebates.

If you are a veteran or active duty military looking to purchase or refinance a home in California, complete the VA home loan application using the link above.

VA Approved Homes For Sale In California

If you are a home buyer and would like no-cost real estate representation, call 888-573-4496 Option 0 to speak with an agent/specialist or click here to request assistance.

California VA loan Appraisal Fees:

As of April 1, 2019, the VA Appraisal Fees in in California are:

  • Single Family: $600
  • Condominium: $600
  • Manufactured Housing ( including modular): $600
  • 2-4 Unit Multi Family (Duplex, Triplex, Fourplex): $850
  • Appraisal Re-Inspection: $150


NOTE: The following is for information purposes only. To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

2020 California VA Loan Limits (by county):

As of 2020, counties come with $0 down and no VA loan limit. For more information, call 888-573-4496 to speak with a loan officer.

  1. Alameda County
  2. Alpine County
  3. Amador County
  4. Butte County
  5. Calaveras County
  6. Colusa County
  7. Contra Costa County
  8. Del Norte County
  9. El Dorado County
  10. Fresno County
  11. Glenn County
  12. Humboldt County
  13. Imperial County
  14. Inyo County
  15. Kern County
  16. Kings County
  17. Lake County
  18. Lassen County
  19. Los Angeles County
  20. Madera County
  21. Marin County
  22. Mariposa County
  23. Mendocino County
  24. Merced County
  25. Modoc County
  26. Mono County
  27. Monterey County
  28. Napa County
  29. Nevada County
  30. Orange County
  31. Placer County
  32. Plumas County
  33. Riverside County
  34. Sacramento County
  35. San Benito County
  36. San Bernardino County
  37. San Diego County
  38. San Francisco County
  39. San Joaquin County
  40. San Luis Obispo County
  41. San Mateo County
  42. Santa Barbara County
  43. Santa Clara County
  44. Santa Cruz County
  45. Shasta County
  46. Sierra County
  47. Siskiyou County 
  48. Solano County
  49. Sonoma County
  50. Stanislaus County
  51. Sutter County
  52. Tehama County
  53. Trinity County
  54. Tulare County
  55. Tuolumne County
  56. Ventura County
  57. Yolo County
  58. Yuba County