Texas VA Home Loan Limits

texas va loansTexas is the second most populous state in the country, and the second largest state in terms of area as well. Houston is the state’s largest city, along with San Antonio, Dallas, Austin and El Paso. Because Texas spans so far, there is a very diverse landscape that can go from similar to the Southeast U.S., to more similar to the Southwest. There is everything from swamps and coastline, to prairies and even deserts in the state.

The discovery of oil at the start of the 20th century led to an economic boom in Texas, and it still has one of the strongest economies in the country. Other industries that are now popular in Texas include agriculture, petrochemicals, energy, aerospace and biomedical sciences. The state has the second highest gross state product in the country. Texas is known for having the second highest number of millionaires of any other state in the country, and a number of Fortune 500 companies call Texas home.

There are 15 military bases located in Texas, perhaps the most well known of which is Fort Hood. Other bases include Fort BlissLackland Air Force Base, Sheppard Air Force Base and Naval Air Station Corpus Christi.

The veteran population of Texas is around 1.675 million. When a veteran or servicemember purchases a home in Texas with a VA home loan, cash-out refinance transactions are not permitted and the borrower can’t receive cash back on an IRRRL transaction. A termite inspection is required and a subordination agreement for child support liens is not required. Additionally, the purchase of manufactured homes is not permitted.

Texas Short Sale Assistance

If you’re a resident of Texas and you require short sale assistance contact 888-573-4496, or complete the form below. With short sale assistance, there is minimal impact to the seller’s credit rating, and no impact to security clearance. Additionally, there is no cost to the seller and he or she can re-use their VA home loan benefit for the future purchase a home.

Texas VA Home Loan Information

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2017, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Anderson County $424,100
  2. Andrews County $424,100
  3. Angelina County $424,100
  4. Archer County $424,100
  5. Arkansas County $424,100
  6. Armstrong County $424,100
  7. Atascosa County $424,100
  8. Austin County $424,100
  9. Bailey County $424,100
  10. Bandera County $424,100
  11. Bastrop County $424,100
  12. Baylor County $424,100
  13. Bee County $424,100
  14. Bell County $424,100
  15. Bexar County $424,100
  16. Blanco County $424,100
  17. Bordon County $424,100
  18. Bosque County $424,100
  19. Bowie County $424,100
  20. Brazoria County $424,100
  21. Brazos County $424,100
  22. Brewster County $424,100
  23. Briscoe County $424,100
  24. Brooks County $424,100
  25. Brown County $424,100
  26. Burleson County $424,100
  27. Burnet County $424,100
  28. Caldwell County $424,100
  29. Calhoun County $424,100
  30. Callahan County $424,100
  31. Cameron County $424,100
  32. Camp County $424,100
  33. Carson County $424,100
  34. Cass County $424,100
  35. Castro County $424,100
  36. Chambers County $424,100
  37. Cherokee County $424,100
  38. Childress County $424,100
  39. Clay County $424,100
  40. Cochran County $424,100
  41. Coke County $424,100
  42. Coleman County $424,100
  43. Collin County $424,100
  44. Collingsworth County $424,100
  45. Colorado County $424,100
  46. Comal County $424,100
  47. Comanche County $424,100
  48. Concho County $424,100
  49. Cooke County $424,100
  50. Coryell County $424,100
  51. Cottle County $424,100
  52. Crane County $424,100
  53. Crockett County $424,100
  54. Crosby County $424,100
  55. Culberson County $424,100
  56. Dallam County $424,100
  57. Dallas County $424,100
  58. Dawson County $424,100
  59. De Witt County $424,100
  60. Deaf Smith County $424,100
  61. Delta County $424,100
  62. Denton County $424,100
  63. Denton County $424,100
  64. Dickens County $424,100
  65. Dimmit County $424,100
  66. Donley County $424,100
  67. Duval County $424,100
  68. Eastland County $424,100
  69. Ector County $424,100
  70. Edwards County $424,100
  71. El Paso County $424,100
  72. Ellis County $424,100
  73. Erath County $424,100
  74. Falls County $424,100
  75. Fannin County $424,100
  76. Fayette County $424,100
  77. Fisher County $424,100
  78. Floyd County $424,100
  79. Foard County $424,100
  80. Fort Bend County $424,100
  81. Franklin County $424,100
  82. Freestone County $424,100
  83. Frio County $424,100
  84. Gaines County $424,100
  85. Galveston County $424,100
  86. Garza County $424,100
  87. Gillespie County $424,100
  88. Glasscock County $424,100
  89. Goliad County $424,100
  90. Gonzales County $424,100
  91. Gray County $424,100
  92. Grayson County $424,100
  93. Gregg County $424,100
  94. Grimes County $424,100
  95. Guadalupe County $424,100
  96. Hale County $424,100
  97. Hall County $424,100
  98. Hamilton County $424,100
  99. Hansford County $424,100
  100. Hardemane County $424,100
  101. Hardin County $424,100
  102. Harris County $424,100
  103. Harrison County $424,100
  104. Hartley County $424,100
  105. Haskell County $424,100
  106. King County $424,100
  107. Kinney County $424,100
  108. Kleberg County $424,100
  109. Knox County $424,100
  110. Lamar County $424,100
  111. Lamb County $424,100
  112. Lampasas County $424,100
  113. LaSalle County $424,100
  114. Lavaca County $424,100
  115. Lee County $424,100
  116. Leon County $424,100
  117. Liberty County $424,100
  118. Limestone County $424,100
  119. Lipscomb County $424,100
  120. Live Oak County $424,100
  121. Llano County $424,100
  122. Loving County $424,100
  123. Lubbock County $424,100
  124. Lynn County $424,100
  125. Madison County $424,100
  126. Marion County $424,100
  127. Martin County $424,100
  128. Mason County $424,100
  129. Matagorda County $424,100
  130. Maverick County $424,100
  131. McCulloch County $424,100
  132. McLennan County $424,100
  133. McMullen County $424,100
  134. Medina County $424,100
  135. Menard County $424,100
  136. Midland County $424,100
  137. Milam County $424,100
  138. Mills County $424,100
  139. Mitchell County $424,100
  140. Montague County $424,100
  141. Montgomery County $424,100
  142. Moore County $424,100
  143. Morris County $424,100
  144. Motley County $424,100
  145. Nacogdoches County $424,100
  146. Navarro County $424,100
  147. Newton County $424,100
  148. Nolan County $424,100
  149. Nueces County $424,100
  150. Ochiltree County $424,100
  151. Oldham County $424,100
  152. Orange County $424,100
  153. Palo Pinto County $424,100
  154. Pamer County $424,100
  155. Panola County $424,100
  156. Parker County $424,100
  157. Pecos County $424,100
  158. Polk County $424,100
  159. Potter County $424,100
  160. Presidio County $424,100
  161. Rains County $424,100
  162. Randall County $424,100
  163. Reagan County $424,100
  164. Real County $424,100
  165. Red River County $424,100
  166. Refugio County $424,100
  167. Roberts County $424,100
  168. Robertson County $424,100
  169. Rockwall County $424,100
  170. Runnels County $424,100
  171. Rusk County $424,100
  172. Sabine County $424,100
  173. San Augustine County $424,100
  174. San Jacinto County $424,100
  175. Titus County $424,100
  176. Walker County $424,100
  177. Waller County $424,100
  178. Ward County $424,100
  179. Washington County $424,100
  180. Webb County $424,100
  181. Wharton County $424,100
  182. Wheeler County $424,100
  183. Wichita County $424,100
  184. Wilbarger County $424,100

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