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Texas VA Home Loan Limits

texas va loansTexas is the second most populous state in the country, and the second largest state in terms of area as well. Houston is the state’s largest city, along with San Antonio, Dallas, Austin and El Paso. Because Texas spans so far, there is a very diverse landscape that can go from similar to the Southeast U.S., to more similar to the Southwest. There is everything from swamps and coastline, to prairies and even deserts in the state.

The discovery of oil at the start of the 20th century led to an economic boom in Texas, and it still has one of the strongest economies in the country. Other industries that are now popular in Texas include agriculture, petrochemicals, energy, aerospace and biomedical sciences. The state has the second highest gross state product in the country. Texas is known for having the second highest number of millionaires of any other state in the country, and a number of Fortune 500 companies call Texas home.

There are 15 military bases located in Texas, perhaps the most well known of which is Fort Hood. Other bases include Fort BlissLackland Air Force Base, Sheppard Air Force Base and Naval Air Station Corpus Christi.

The veteran population of Texas is around 1.675 million. When a veteran or servicemember purchases a home in Texas with a VA home loan, cash-out refinance transactions are not permitted and the borrower can’t receive cash back on an IRRRL transaction. A termite inspection is required and a subordination agreement for child support liens is not required. Additionally, the purchase of manufactured homes is not permitted.

Texas VA Home Loan Information

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2021 $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Anderson County: $548,250
  2. Andrews County: $548,250
  3. Angelina County: $548,250
  4. Archer County: $548,250
  5. Aransas County: $548,250
  6. Armstrong County: $548,250
  7. Atascosa County: $548,250
  8. Austin County: $548,250
  9. Bailey County: $548,250
  10. Bandera County: $548,250
  11. Bastrop County: $548,250
  12. Baylor County: $548,250
  13. Bee County: $548,250
  14. Bell County: $548,250
  15. Bexar County: $548,250
  16. Blanco County: $548,250
  17. Bordon County: $548,250
  18. Bosque County: $548,250
  19. Bowie County: $548,250
  20. Brazoria County: $548,250
  21. Brazos County: $548,250
  22. Brewster County: $548,250
  23. Briscoe County: $548,250
  24. Brooks County: $548,250
  25. Brown County: $548,250
  26. Burleson County: $548,250
  27. Burnet County: $548,250
  28. Caldwell County: $548,250
  29. Calhoun County: $548,250
  30. Callahan County: $548,250
  31. Cameron County: $548,250
  32. Camp County: $548,250
  33. Carson County: $548,250
  34. Cass County: $548,250
  35. Castro County: $548,250
  36. Chambers County: $548,250
  37. Cherokee County: $548,250
  38. Childress County: $548,250
  39. Clay County: $548,250
  40. Cochran County: $548,250
  41. Coke County: $548,250
  42. Coleman County: $548,250
  43. Collin County: $548,250
  44. Collingsworth County: $548,250
  45. Colorado County $548,250
  46. Comal County $548,250
  47. Comanche County $548,250
  48. Concho County $548,250
  49. Cooke County $548,250
  50. Coryell County $548,250
  51. Cottle County $548,250
  52. Crane County $548,250
  53. Crockett County $548,250
  54. Crosby County $548,250
  55. Culberson County $548,250
  56. Dallam County $548,250
  57. Dallas County $548,250
  58. Dawson County $548,250
  59. DeWitt County $548,250
  60. Deaf Smith County $548,250
  61. Delta County $548,250
  62. Denton County $548,250
  63. Dickens County $548,250
  64. Dimmit County $548,250
  65. Donley County $548,250
  66. Duval County $548,250
  67. Eastland County $548,250
  68. Ector County $548,250
  69. Edwards County $548,250
  70. El Paso County $548,250
  71. Ellis County $548,250
  72. Erath County $548,250
  73. Falls County $548,250
  74. Fannin County $548,250
  75. Fayette County $548,250
  76. Fisher County $548,250
  77. Floyd County $548,250
  78. Foard County $548,250
  79. Fort Bend County $548,250
  80. Franklin County $548,250
  81. Freestone County $548,250
  82. Frio County: $548,250
  83. Gaines County: $548,250
  84. Galveston County: $548,250
  85. Garza County: $548,250
  86. Gillespie County: $548,250
  87. Glasscock County: $548,250
  88. Goliad County: $548,250
  89. Gonzales County: $548,250
  90. Gray County: $548,250
  91. Grayson County: $548,250
  92. Gregg County: $548,250
  93. Grimes County: $548,250
  94. Guadalupe County: $548,250
  95. Hale County: $548,250
  96. Hall County: $548,250
  97. Hamilton County: $548,250
  98. Hansford County: $548,250
  99. Hardeman County: $548,250
  100. Hardin County: $548,250
  101. Harris County: $548,250
  102. Harrison County: $548,250
  103. Hartley County: $548,250
  104. Haskell County: $548,250
  105. King County: $548,250
  106. Kinney County: $548,250
  107. Kleberg County: $548,250
  108. Knox County: $548,250
  109. Lamar County: $548,250
  110. Lamb County: $548,250
  111. Lampasas County: $548,250
  112. La Salle County: $548,250
  113. Lavaca County: $548,250
  114. Lee County: $548,250
  115. Leon County: $548,250
  116. Liberty County: $548,250
  117. Limestone County: $548,250
  118. Lipscomb County: $548,250
  119. Live Oak County: $548,250
  120. Llano County: $548,250
  121. Loving County: $548,250
  122. Lubbock County: $548,250
  123. Lynn County: $548,250
  124. Madison County: $548,250
  125. Marion County: $548,250
  126. Martin County: $548,250
  127. Mason County: $548,250
  128. Matagorda County: $548,250
  129. Maverick County: $548,250
  130. McCulloch County: $548,250
  131. McLennan County: $548,250
  132. McMullen County: $548,250
  133. Medina County: $548,250
  134. Menard County: $548,250
  135. Midland County: $548,250
  136. Milam County: $548,250
  137. Mills County: $548,250
  138. Mitchell County: $548,250
  139. Montague County: $548,250
  140. Montgomery County $548,250
  141. Moore County: $548,250
  142. Morris County: $548,250
  143. Motley County: $548,250
  144. Nacogdoches County: $548,250
  145. Navarro County: $548,250
  146. Newton County: $548,250
  147. Nolan County: $548,250
  148. Nueces County: $548,250
  149. Ochiltree County: $548,250
  150. Oldham County: $548,250
  151. Orange County: $548,250
  152. Palo Pinto County: $548,250
  153. Pamer County: $548,250
  154. Panola County: $548,250
  155. Parker County: $548,250
  156. Pecos County: $548,250
  157. Polk County: $548,250
  158. Potter County: $548,250
  159. Presidio County: $548,250
  160. Rains County: $548,250
  161. Randall County: $548,250
  162. Reagan County: $548,250
  163. Real County: $548,250
  164. Red River County: $548,250
  165. Refugio County: $548,250
  166. Roberts County: $548,250
  167. Robertson County: $548,250
  168. Rockwall County: $548,250
  169. Runnels County: $548,250
  170. Rusk County: $548,250
  171. Sabine County: $548,250
  172. San Augustine County: $548,250
  173. San Jacinto County: $548,250
  174. Titus County: $548,250
  175. Walker County: $548,250
  176. Waller County: $548,250
  177. Ward County: $548,250
  178. Washington County: $548,250
  179. Webb County: $548,250
  180. Wharton County: $548,250
  181. Wheeler County: $548,250
  182. Wichita County: $548,250
  183. Wilbarger County: $548,250