A 3rd party broker that specializes in mortgages guaranteed by the US government

Texas VA Home Loan Limits

texas va loansTexas is the second most populous state in the country, and the second largest state in terms of area as well. Houston is the state’s largest city, along with San Antonio, Dallas, Austin and El Paso. Because Texas spans so far, there is a very diverse landscape that can go from similar to the Southeast U.S., to more similar to the Southwest. There is everything from swamps and coastline, to prairies and even deserts in the state.

The discovery of oil at the start of the 20th century led to an economic boom in Texas, and it still has one of the strongest economies in the country. Other industries that are now popular in Texas include agriculture, petrochemicals, energy, aerospace and biomedical sciences. The state has the second highest gross state product in the country. Texas is known for having the second highest number of millionaires of any other state in the country, and a number of Fortune 500 companies call Texas home.

There are 15 military bases located in Texas, perhaps the most well known of which is Fort Hood. Other bases include Fort BlissLackland Air Force Base, Sheppard Air Force Base and Naval Air Station Corpus Christi.

The veteran population of Texas is around 1.675 million. When a veteran or servicemember purchases a home in Texas with a VA home loan, cash-out refinance transactions are not permitted and the borrower can’t receive cash back on an IRRRL transaction. A termite inspection is required and a subordination agreement for child support liens is not required. Additionally, the purchase of manufactured homes is not permitted.

Texas VA Home Loan Information

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

As of 2020, counties come with $0 down and a $3 million VA loan limit. 

  1. Anderson County
  2. Andrews County
  3. Angelina County
  4. Archer County
  5. Aransas County
  6. Armstrong County
  7. Atascosa County
  8. Austin County
  9. Bailey County
  10. Bandera County
  11. Bastrop County
  12. Baylor County
  13. Bee County
  14. Bell County
  15. Bexar County
  16. Blanco County
  17. Bordon County
  18. Bosque County
  19. Bowie County
  20. Brazoria County
  21. Brazos County
  22. Brewster County
  23. Briscoe County
  24. Brooks County
  25. Brown County
  26. Burleson County
  27. Burnet County
  28. Caldwell County
  29. Calhoun County
  30. Callahan County
  31. Cameron County
  32. Camp County
  33. Carson County
  34. Cass County
  35. Castro County
  36. Chambers County
  37. Cherokee County
  38. Childress County
  39. Clay County
  40. Cochran County
  41. Coke County
  42. Coleman County
  43. Collin County
  44. Collingsworth County
  45. Colorado County
  46. Comal County
  47. Comanche County
  48. Concho County
  49. Cooke County
  50. Coryell County
  51. Cottle County
  52. Crane County
  53. Crockett County
  54. Crosby County
  55. Culberson County
  56. Dallam County
  57. Dallas County
  58. Dawson County
  59. DeWitt County
  60. Deaf Smith County
  61. Delta County
  62. Denton County
  63. Dickens County
  64. Dimmit County
  65. Donley County
  66. Duval County
  67. Eastland County
  68. Ector County
  69. Edwards County
  70. El Paso County
  71. Ellis County
  72. Erath County
  73. Falls County
  74. Fannin County
  75. Fayette County
  76. Fisher County
  77. Floyd County
  78. Foard County
  79. Fort Bend County
  80. Franklin County
  81. Freestone County
  82. Frio County
  83. Gaines County
  84. Galveston County
  85. Garza County
  86. Gillespie County
  87. Glasscock County
  88. Goliad County
  89. Gonzales County
  90. Gray County
  91. Grayson County
  92. Gregg County
  93. Grimes County
  94. Guadalupe County
  95. Hale County
  96. Hall County
  97. Hamilton County
  98. Hansford County
  99. Hardemane County
  100. Hardin County
  101. Harrison County
  102. Hartley County
  103. Haskell County
  104. King County
  105. Kinney County
  106. Kleberg County
  107. Knox County
  108. Lamar County
  109. Lamb County
  110. Lampasas County
  111. La Salle County
  112. Lavaca County
  113. Lee County
  114. Leon County
  115. Liberty County
  116. Limestone County
  117. Lipscomb County
  118. Live Oak County
  119. Llano County
  120. Loving County
  121. Lubbock County
  122. Lynn County
  123. Madison County
  124. Marion County
  125. Martin County
  126. Mason County
  127. Matagorda County
  128. Maverick County
  129. McCulloch County
  130. McMullen County
  131. Medina County
  132. Menard County
  133. Midland County
  134. Milam County
  135. Mills County
  136. Mitchell County
  137. Montague County 
  138. Montgomery County
  139. Moore County
  140. Morris County
  141. Motley County
  142. Nacogdoches County
  143. Navarro County
  144. Newton County
  145. Nolan County
  146. Nueces County
  147. Ochiltree County
  148. Oldham County
  149. Orange County
  150. Palo Pinto County
  151. Pamer County
  152. Panola County
  153. Parker County
  154. Pecos County
  155. Polk County
  156. Potter County
  157. Presidio County
  158. Rains County
  159. Randall County
  160. Reagan County
  161. Real County
  162. Red River County
  163. Refugio County
  164. Roberts County
  165. Robertson County
  166. Rockwall County
  167. Runnels County
  168. Rusk County
  169. Sabine County
  170. San Augustine County
  171. San Jacinto County
  172. Titus County
  173. Walker County
  174. Waller County
  175. Ward County
  176. Washington County
  177. Webb County
  178. Wharton County
  179. Wheeler County
  180. Wichita County
  181. Wilbarger County