Texas VA Home Loan Limits

texas va loansTexas is the second most populous state in the country, and the second largest state in terms of area as well. Houston is the state’s largest city, along with San Antonio, Dallas, Austin and El Paso. Because Texas spans so far, there is a very diverse landscape that can go from similar to the Southeast U.S., to more similar to the Southwest. There is everything from swamps and coastline, to prairies and even deserts in the state.

The discovery of oil at the start of the 20th century led to an economic boom in Texas, and it still has one of the strongest economies in the country. Other industries that are now popular in Texas include agriculture, petrochemicals, energy, aerospace and biomedical sciences. The state has the second highest gross state product in the country. Texas is known for having the second highest number of millionaires of any other state in the country, and a number of Fortune 500 companies call Texas home.

There are 15 military bases located in Texas, perhaps the most well known of which is Fort Hood. Other bases include Fort BlissLackland Air Force Base, Sheppard Air Force Base and Naval Air Station Corpus Christi.

The veteran population of Texas is around 1.675 million. When a veteran or servicemember purchases a home in Texas with a VA home loan, cash-out refinance transactions are not permitted and the borrower can’t receive cash back on an IRRRL transaction. A termite inspection is required and a subordination agreement for child support liens is not required. Additionally, the purchase of manufactured homes is not permitted.

Texas Short Sale Assistance

If you’re a resident of Texas and you require short sale assistance contact 888-573-4496, or complete the form below. With short sale assistance, there is minimal impact to the seller’s credit rating, and no impact to security clearance. Additionally, there is no cost to the seller and he or she can re-use their VA home loan benefit for the future purchase a home.

Texas VA Home Loan Information

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2019, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Anderson County $484,350
  2. Andrews County $484,350
  3. Angelina County $484,350
  4. Archer County $484,350
  5. Aransas County $484,350
  6. Armstrong County $484,350
  7. Atascosa County $484,350
  8. Austin County $484,350
  9. Bailey County $484,350
  10. Bandera County $484,350
  11. Bastrop County $484,350
  12. Baylor County $484,350
  13. Bee County $484,350
  14. Bell County $484,350
  15. Bexar County $484,350
  16. Blanco County $484,350
  17. Bordon County $484,350
  18. Bosque County $484,350
  19. Bowie County $484,350
  20. Brazoria County $484,350
  21. Brazos County $484,350
  22. Brewster County $484,350
  23. Briscoe County $484,350
  24. Brooks County $484,350
  25. Brown County $484,350
  26. Burleson County $484,350
  27. Burnet County $484,350
  28. Caldwell County $484,350
  29. Calhoun County $484,350
  30. Callahan County $484,350
  31. Cameron County $484,350
  32. Camp County $484,350
  33. Carson County $484,350
  34. Cass County $453,100
  35. Castro County $484,350
  36. Chambers County $484,350
  37. Cherokee County $484,350
  38. Childress County $484,350
  39. Clay County $484,350
  40. Cochran County $484,350
  41. Coke County $484,350
  42. Coleman County $484,350
  43. Collin County $484,350
  44. Collingsworth County $484,350
  45. Colorado County $484,350
  46. Comal County $484,350
  47. Comanche County $484,350
  48. Concho County $484,350
  49. Cooke County $484,350
  50. Coryell County $484,350
  51. Cottle County $484,350
  52. Crane County $484,350
  53. Crockett County $484,350
  54. Crosby County $484,350
  55. Culberson County $484,350
  56. Dallam County $484,350
  57. Dallas County $484,350
  58. Dawson County $484,350
  59. DeWitt County $484,350
  60. Deaf Smith County $484,350
  61. Delta County $484,350
  62. Denton County $484,350
  63. Dickens County $484,350
  64. Dimmit County $484,350
  65. Donley County $484,350
  66. Duval County $484,350
  67. Eastland County $484,350
  68. Ector County $484,350
  69. Edwards County $484,350
  70. El Paso County $484,350
  71. Ellis County $484,350
  72. Erath County $484,350
  73. Falls County $484,350
  74. Fannin County $484,350
  75. Fayette County $484,350
  76. Fisher County $484,350
  77. Floyd County $484,350
  78. Foard County $484,350
  79. Fort Bend County $484,350
  80. Franklin County $484,350
  81. Freestone County $484,350
  82. Frio County $484,350
  83. Gaines County $484,350
  84. Galveston County $484,350
  85. Garza County $484,350
  86. Gillespie County $484,350
  87. Glasscock County $484,350
  88. Goliad County $484,350
  89. Gonzales County $484,350
  90. Gray County $484,350
  91. Grayson County $484,350
  92. Gregg County $484,350
  93. Grimes County $484,350
  94. Guadalupe County $484,350
  95. Hale County $484,350
  96. Hall County $484,350
  97. Hamilton County $484,350
  98. Hansford County $484,350
  99. Hardemane County $484,350
  100. Hardin County $484,350
  101. Harris County $484,350
  102. Harrison County $484,350
  103. Hartley County $484,350
  104. Haskell County $484,350
  105. King County $484,350
  106. Kinney County $484,350
  107. Kleberg County $484,350
  108. Knox County $484,350
  109. Lamar County $484,350
  110. Lamb County $484,350
  111. Lampasas County $484,350
  112. La Salle County $484,350
  113. Lavaca County $484,350
  114. Lee County $484,350
  115. Leon County $484,350
  116. Liberty County $484,350
  117. Limestone County $484,350
  118. Lipscomb County $484,350
  119. Live Oak County $484,350
  120. Llano County $484,350
  121. Loving County $484,350
  122. Lubbock County $484,350
  123. Lynn County $484,350
  124. Madison County $484,350
  125. Marion County $484,350
  126. Martin County $484,350
  127. Mason County $484,350
  128. Matagorda County $484,350
  129. Maverick County $484,350
  130. McCulloch County $484,350
  131. McLennan County $484,350
  132. McMullen County $484,350
  133. Medina County $484,350
  134. Menard County $484,350
  135. Midland County $484,350
  136. Milam County $484,350
  137. Mills County $484,350
  138. Mitchell County $484,350
  139. Montague County $484,350
  140. Montgomery County $484,350
  141. Moore County $484,350
  142. Morris County $484,350
  143. Motley County $484,350
  144. Nacogdoches County $484,350
  145. Navarro County $484,350
  146. Newton County $484,350
  147. Nolan County $484,350
  148. Nueces County $484,350
  149. Ochiltree County $484,350
  150. Oldham County $484,350
  151. Orange County $484,350
  152. Palo Pinto County $484,350
  153. Pamer County $484,350
  154. Panola County $484,350
  155. Parker County $484,350
  156. Pecos County $484,350
  157. Polk County $484,350
  158. Potter County $484,350
  159. Presidio County $484,350
  160. Rains County $484,350
  161. Randall County $484,350
  162. Reagan County $484,350
  163. Real County $484,350
  164. Red River County $484,350
  165. Refugio County $484,350
  166. Roberts County $484,350
  167. Robertson County $484,350
  168. Rockwall County $484,350
  169. Runnels County $484,350
  170. Rusk County $484,350
  171. Sabine County $484,350
  172. San Augustine County $484,350
  173. San Jacinto County $484,350
  174. Titus County $484,350
  175. Walker County $484,350
  176. Waller County $484,350
  177. Ward County $484,350
  178. Washington County $484,350
  179. Webb County $484,350
  180. Wharton County $484,350
  181. Wheeler County $484,350
  182. Wichita County $484,350
  183. Wilbarger County $484,350

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