New York VA Loans & VA Home Loan Information

New York StateLocated in the Northeastern United States, New York is known for its extensive population, beautiful scenery, and as the home to one of the world’s largest cities—Manhattan. From the rolling farmlands of upstate New York, to the dazzling lights and culture of New York City, the state of New York has a lot to offer residents.

The state of New York has a veteran population of over 900,000—one of the highest in the country. If you’re a veteran planning to use a VA home loan for the purchase of a property in New York, a termite inspection is required in the following counties: Bronx, Broome, Columbia, Delaware, Dutchess, Greene, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster, Westchester. Additionally, manufactured homes cannot be purchased with a VA home loan in New York State.

Maximum New York VA Appraisal Fees

  • Single Family Residence  $450
  • Multifamily 2-4 Unit Residence $625
  • Condominium $450
  • Compliance Inspection $125

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

Apply For Short Sale Assistance, VA HLC HAP, or Foreclosure Avoidance

If you’re a veteran or servicemember in New York and you require short sale assistance, contact 888-573-4496 or complete the form below. With VA Home Loan Centers short sale assistance, a veteran or servicemember can complete their short sale at no with minimal impact to their credit report, and zero impact to their security clearance. Additionally, it’s no cost to the seller, and the VA home loan benefit can be used again for a future purchase.

If you own a residential property in New York and are facing foreclosure or are having difficulty making your mortgage payments, call 1-888-573-4496 (option 2) for VA Loan short sale assistance.

New York $0 Down VA Home Loan Limits

The loan limits below are the maximum 2017, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Albany County $424,100
  2. Allegany County $424,100
  3. Bronx County $636,150
  4. Broome County $424,100
  5. Cattaraugus County $424,100
  6. Cayuga County $424,100
  7. Chautauqua County $424,100
  8. Chemung County $424,100
  9. Chenango County $424,100
  10. Clinton County $424,100
  11. Columbia County $424,100
  12. Cortland County $424,100
  13. Delaware County $424,100
  14. Dutchess County $636,150
  15. Erie County $424,100
  16. Essex County $424,100
  17. Franklin County $424,100
  18. Fulton County $424,100
  19. Genesee County $424,100
  20. Greene County $424,100
  21. Hamilton County $424,100
  22. Herkimer County $424,100
  23. Jefferson County $424,100
  24. Kings County $636,150
  25. Lewis County $424,100
  26. Livingston County $424,100
  27. Madison County $424,100
  28. Monroe County $424,100
  29. Montgomery County $424,100
  30. Nassau County $636,150
  31. New York County $636,150
  32. Niagara County $424,100
  33. Oneida County $424,100
  34. Onondaga County $424,100
  35. Ontario County $424,100
  36. Orange County $636,150
  37. Orleans County $424,100
  38. Oswego County $424,100
  39. Otsego County $424,100
  40. Putnam County $636,150
  41. Queens County $636,150
  42. Rensselaer County $424,100
  43. Richmond County $636,150
  44. Rockland County $636,150
  45. Saratoga County $424,100
  46. Schenectady County $424,100
  47. Schoharie County $424,100
  48. Schuyler County $424,100
  49. Seneca County $424,100
  50. St. Lawrence County $424,100
  51. Steuben County $424,100
  52. Suffolk County $636,150
  53. Sullivan County $424,100
  54. Tioga County $424,100
  55. Tompkins County $424,100
  56. Ulster County $424,100
  57. Warren County $424,100
  58. Washington County $424,100
  59. Wayne County $424,100
  60. Westchester County $636,150
  61. Wyoming County $424,100
  62. Yates County $424,100

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