Located in the Northeastern United States, New York is known for its extensive population, beautiful scenery, and as the home to one of the world’s largest cities—Manhattan. From the rolling farmlands of upstate New York, to the dazzling lights and culture of New York City, the state of New York has a lot to offer residents.
The state of New York has a veteran population of over 900,000—one of the highest in the country. If you’re a veteran planning to use a VA home loan for the purchase of a property in New York, a termite inspection is required in the following counties: Bronx, Broome, Columbia, Delaware, Dutchess, Greene, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster, Westchester. Additionally, manufactured homes cannot be purchased with a VA home loan in New York State.
Maximum New York VA Appraisal Fees
- Single Family Residence $450
- Multifamily 2-4 Unit Residence $625
- Condominium $450
- Compliance Inspection $125
To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.
New York $0 Down VA Home Loan Limits
The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Albany County: $548,250
- Allegany County: $548,250
- Bronx County: $822,375
- Broome County: $548,250
- Cattaraugus County: $548,250
- Cayuga County: $548,250
- Chautauqua County: $548,250
- Chemung County: $548,250
- Chenango County: $548,250
- Clinton County: $548,250
- Columbia County: $548,250
- Cortland County: $548,250
- Delaware County: $548,250
- Dutchess County: $726,525
- Erie County: $548,250
- Essex County: $548,250
- Franklin County: $548,250
- Fulton County: $548,250
- Genesee County: $548,250
- Greene County: $548,250
- Hamilton County: $548,250
- Herkimer County: $548,250
- Jefferson County: $548,250
- Kings County: $822,375
- Lewis County: $548,250
- Livingston County: $548,250
- Madison County: $548,250
- Monroe County: $548,250
- Montgomery County: $548,250
- Nassau County: $822,375
- New York County: $822,375
- Niagara County: $548,250
- Oneida County: $548,250
- Onondaga County: $548,250
- Ontario County: $548,250
- Orange County: $726,525
- Orleans County: $548,250
- Oswego County: $548,250
- Otsego County: $548,250
- Putnam County: $822,375
- Queens County: $822,375
- Rensselaer County: $548,250
- Richmond County: $822,375
- Rockland County: $822,375
- Saratoga County: $548,250
- Schenectady County: $548,250
- Schoharie County: $548,250
- Schuyler County: $548,250
- Seneca County: $548,250
- St. Lawrence County: $548,250
- Steuben County: $548,250
- Suffolk County: $822,375
- Sullivan County: $548,250
- Tioga County: $548,250
- Tompkins County: $548,250
- Ulster County: $548,250
- Warren County: $548,250
- Washington County: $548,250
- Wayne County: $548,250
- Westchester County: $822,375
- Wyoming County: $548,250
- Yates County: $548,250
