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New York VA Loans & VA Home Loan Information

New York StateLocated in the Northeastern United States, New York is known for its extensive population, beautiful scenery, and as the home to one of the world’s largest cities—Manhattan. From the rolling farmlands of upstate New York, to the dazzling lights and culture of New York City, the state of New York has a lot to offer residents.

The state of New York has a veteran population of over 900,000—one of the highest in the country. If you’re a veteran planning to use a VA home loan for the purchase of a property in New York, a termite inspection is required in the following counties: Bronx, Broome, Columbia, Delaware, Dutchess, Greene, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster, Westchester. Additionally, manufactured homes cannot be purchased with a VA home loan in New York State.

Maximum New York VA Appraisal Fees

  • Single Family Residence  $450
  • Multifamily 2-4 Unit Residence $625
  • Condominium $450
  • Compliance Inspection $125

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

New York $0 Down VA Home Loan Limits

The loan limits below are the maximum 2019, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Albany County $484,350
  2. Allegany County $484,350
  3. Bronx County $726,525
  4. Broome County $484,350
  5. Cattaraugus County $484,350
  6. Cayuga County $484,350
  7. Chautauqua County $484,350
  8. Chemung County $484,350
  9. Chenango County $484,350
  10. Clinton County $484,350
  11. Columbia County $484,350
  12. Cortland County $484,350
  13. Delaware County $484,350
  14. Dutchess County $726,525
  15. Erie County $484,350
  16. Essex County $484,350
  17. Franklin County $484,350
  18. Fulton County $484,350
  19. Genesee County $484,350
  20. Greene County $484,350
  21. Hamilton County $484,350
  22. Herkimer County $484,350
  23. Jefferson County $484,350
  24. Kings County $726,525
  25. Lewis County $484,350
  26. Livingston County $484,350
  27. Madison County $484,350
  28. Monroe County $484,350
  29. Montgomery County $484,350
  30. Nassau County $726,525
  31. New York County $726,525
  32. Niagara County $484,350
  33. Oneida County $484,350
  34. Onondaga County $484,350
  35. Ontario County $484,350
  36. Orange County $726,525
  37. Orleans County $484,350
  38. Oswego County $484,350
  39. Otsego County $484,350
  40. Putnam County $726,525
  41. Queens County $726,525
  42. Rensselaer County $484,350
  43. Richmond County $726,525
  44. Rockland County $726,525
  45. Saratoga County $484,350
  46. Schenectady County $484,350
  47. Schoharie County $484,350
  48. Schuyler County $484,350
  49. Seneca County $484,350
  50. St. Lawrence County $484,350
  51. Steuben County $484,350
  52. Suffolk County $726,525
  53. Sullivan County $484,350
  54. Tioga County $484,350
  55. Tompkins County $484,350
  56. Ulster County $484,350
  57. Warren County $484,350
  58. Washington County $484,350
  59. Wayne County $484,350
  60. Westchester County $726,525
  61. Wyoming County $484,350
  62. Yates County $484,350