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Otsego County, New York VA Loan Information

2021 $0 down, VA home loan limit for Otsego County is $548,250.

Located in central New York, Otsego County is a great place to call home, thanks to its many local resources and great views. Enjoy in those amazing views at any of the county’s scenic outdoor spots, including lakes, rivers, campgrounds, and more. Make sure to visit all the local attractions, where people of all ages are sure to have a great time! Those interested in local history can’t miss out on any of the amazing historical landmarks. Otsego County was officially founded on February 16, 1791 and was named after the Mohawk word for “place of the rock.” The current population of the county is 60,094, including a veteran population of 4,481.

Don’t miss out on any of the beautiful outdoor spots in Otsego County, perfect for camping and hiking. Otsego Lake is a beautiful local waterway, perfect for swimming, boating, and fishing. The scenic shores of Otsego Lake offer some of the best views and great picnic spots. Gilbert Lake State Park offers over 1,500 acres of beautiful New York landscape and is home to miles of scenic trails, campgrounds, and more. Other beautiful outdoor spots in the county include Betty and Wilbur Davis State Park, Canadarago Lake, and Basswood Pond State Forest.

A fun time for the whole family is waiting at all the excellent attractions in Otsego County. Enjoy in amazing views while having some of the most delicious wines at Pailshop Vineyards, which features a cabin setting and outdoor seating. See the amazing exhibits on display at the National Baseball Hall of Fame and Museum, including a theater, art gallery, kids’ clubhouse, and more. If you are a fan of the arts, then be sure to visit the Fenimore Art Museum, which features American Indian art, folk art, and more. Other popular attractions in the county include the Heroes of Baseball Wax Museum and the Rustic Ridge Winery.

See architecture dating back to the 1800s at any of the amazing historical landmarks in Otsego County. The Bassett Family House has been standing in the county since 1844 and features a Greek Revival style architecture. The Bassett Family House was added to the National Register of Historic Places on August 11, 2004. Other historic landmarks in the county include Bresee Hall, Beardslee Farm, and many more.

The Otsego County Department of Veterans’ Affairs is just one of the area’s veteran resources. The median housing cost in the county is $140,600 and the median household income is $49,689.

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Otsego County Property Search

Burlington, Butternuts, Cherry Valley, Decatur, Edmeston, Exeter, Hartwick, Laurens, Maryland, Middlefield, Milford, Morris, New Lisbon, Oneonta, Otego, Otsego, Pittsfield, Plainfield, Richfield, Roseboom, Springfield, Unadilla, Westford, Worcester

12197, 13450, 13457, 13468, 12064, 13750, 13482, 13488, 13776, 12116, 13796, 13315, 13807, 13808, 13809, 13810, 13320, 13820, 13326, 13825, 13333, 13834, 13335, 13337, 12155, 13342, 13843, 13348, 13849, 13859, 13861, 13411, 13415

Otsego County Condo Search

VA Home Loan Centers will provide you with a list of beautiful condos and help receiving condo approval.

VFW Post

Post 1206 Sergeant Elbert N. Patten Post
279 Chestnut St
Oneonta, NY 13820-1229
United States
Phone: (607) 267-0400

Meeting Location & Time
279 Chestnut St
Oneonta, NY 13820-1229
United States
6:00 pm 1st Wednesday

Quartermaster: Christopher Proctor
Commander: Beth Akulin

Maximum VA Appraisal Fees Allowable in Otsego County

Single Family: $450
Multi-Family: $625
Condo: $450
Repair Inspection: $125


New York VA Loan Information: https://www.vahomeloancenters.org/new-york-va-home-loan-limits/
VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/