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DeSoto County, Florida VA Home Loan Info

2021 $0 down, VA home loan limit for DeSoto County is $548,250.

Desoto County, Florida va homes for saleFamed Spanish Explorer Hernando DeSoto, 620 men, 220 horses and nine vessels landed in South Tampa Bay in 1539. Before moving through Georgia, Tennessee, Alabama and the Carolinas, DeSoto’s expedition travelled north along the western coast of Florida. Established in 1887 from Manatee County, DeSoto County (along with Hernando County) is named in honor of the Spaniard. Until 1921, Charlotte, Glades, Hardee and Highlands County were encompassed by DeSoto County.

With a population of only 34,862, the largest and only incorporated city in the county is Arcadia. Demonstrating the resilience of the county’s namesake, Arcadia was nearly destroyed by the great fire of 1905. The damage was largely enhanced because the city did not have a fire department or water delivery system at the time. 110 years after the fire, Arcadia has a picturesque quaintness not seen in many other places.

Hosting three rodeos, Aviation Day, the largest collection of antique dealers in the state, and several parades (Martin Luther King Jr. Day, Cinco De Mayo, Independence Day, October Homecoming, Veterans Day) DeSoto County has a reputation as an exciting place. Canoeing and shark tooth hunting enthusiasts are able to take advantage of the Peace River, which feeds into the Charlotte Harbor Estuary.

The median home price of $88,300 has been largely attributed to the 8 percent population growth over the previous decade-and-a-half. The cost of living is also 15 percent less than the national average. Of further appeal to potential homeowners in the county is the unemployment rate of 5.7 percent.

To apply for a VA loan in DeSoto County contact VA Home Loan Centers today!

Veterans in DeSoto County

While the veteran population of DeSoto County is fairly low at 2,679, the county has a rich military history. Although no military base currently operates out of the county, the Carlstom Airfield was used for pilot training during World War I and World War II. The British Royal Air Force also sent units to train there; currently a monument exists in the county honoring 22 British airmen who died conducting training exercises.

Local veterans are served by the Veterans Service office, located in Arcadia. Services provided include entitlement and benefits counseling, and referrals.

Veteran homeowners with a disability rating of greater than 10 percent are entitled to a $5,000 property tax exemption if the disability occurred as a result of service. For veterans with a total disability, a complete property tax exemption is allowable.

VFW Post

Post 2824 Peace River Post
PO Box 207
Arcadia, FL 34265
United States
Phone: (863) 494-0544

Meeting Location & Time
2124 DeSota Park Rd
Arcadia, FL 34266
United States
7:00 PM 1st Tuesday

Quartermaster: Jerry Stidham
Commander: Ronald Koche

Maximum VA Appraisal Fees Allowable In DeSoto County:

  • Single Family: $425
  • Condominium: $425
  • Manufactured Housing: $425
  • Duplex $500
  • Triplex: $550
  • Fourplex: $600
  • Repair Certification: $100

DeSoto County Property Search

The VA HLC property search can be used for the following areas:

Lake Suzy, Brownville, Fort Ogden, Nocatee, Hull, Arcadia, Southeast Arcadia

DeSoto County VA Approved Condos

Currently, there are no VA approved condos in DeSoto County. For assistance with a condo approval project contact VA Home Loan Centers immediately at 888-573-4496.


  1. Florida VA Loan Information: https://www.vahomeloancenters.org/florida-va-home-loan-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/