West Virginia VA Home Loan Resources & Information

west virginia state sealLocated in the Appalachian region of the U.S., West Virginia is most known for its mountainous terrain. It’s known for its plethora of outdoor recreational opportunities, including rafting, skiing, hiking, mountain biking, fishing and hunting. It’s also known for its coal and logging industries. Major cities include Charleston, Huntington and Parkersburg. There is also a booming tourism industry in areas in and around Beckley and Bluefield.

Military installations in West Virginia include; USCG Marine Safety Unit Huntington, WV and Navy Information Operations Command Sugar Grove.

The veteran population is 175,500, and for veterans and servicemembers planning to purchase a home in the state, a termite inspection is required.

West Virginia VA HLC Short Sale Information:

Active duty servicemembers and veterans who live in West Virginia and may require short sale assistance should complete the form below, or call 888-573-4496. Short sale assistance means no cost to the seller, no impact on security clearance and the ability to use the VA-home loan to purchase another home in the future. Additionally, there is minimal impact to the seller’s credit history.

Apply For A West Virginia VA Home Loan:

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 (option 1) or fill out the VA Home Loan Application located here.

Apply For Short Sale Assistance For West Virginia:

If you are a homeowner of real estate in West Virginia and need to sell your home for less than what you currently owe, call 888-573-4496 (option 2) for no-cost assistance. VA Home Loan Centers provides foreclosure avoidance assistance for VA and non-VA loans.

West Virginia $0 Down VA Home Loan Limits (by county):

The loan limits below are the maximum 2019, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Barbour County $484,350
  2. Berkeley County $484,350
  3. Boone County $484,350
  4. Braxton County $484,350
  5. Brooke County $484,350
  6. Cabell County $484,350
  7. Calhoun County $484,350
  8. Clay County $484,350
  9. Doddridge County $484,350
  10. Fayette County $484,350
  11. Gilmer County $484,350
  12. Grant County $484,350
  13. Greenbrier County $484,350
  14. Hampshire County $484,350
  15. Hancock County $484,350
  16. Hardy County $484,350
  17. Harrison County $484,350
  18. Jackson County $484,350
  19. Jefferson County $726,525
  20. Kanawha County $484,350
  21. Lewis County $484,350
  22. Lincoln County $484,350
  23. Logan County $484,350
  24. Marion County $484,350
  25. Marshall County $484,350
  26. Mason County $484,350
  27. Mcdowell County $484,350
  28. Mercer County $484,350
  29. Mineral County $484,350
  30. Mingo County $484,350
  31. Monongalia County $484,350
  32. Monroe County $484,350
  33. Morgan County $484,350
  34. Nicholas County $484,350
  35. Ohio County $484,350
  36. Pendleton County $484,350
  37. Pleasants County $484,350
  38. Pocahontas County $484,350
  39. Preston County $484,350
  40. Putnam County $484,350
  41. Raleigh County $484,350
  42. Randolph County $484,350
  43. Ritchie County $484,350
  44. Roane County $484,350
  45. Summers County $484,350
  46. Taylor County $484,350
  47. Tucker County $484,350
  48. Tyler County $484,350
  49. Upshur County $484,350
  50. Wayne County $484,350
  51. Webster County $484,350
  52. Wetzel County $484,350
  53. Wirt County $484,350
  54. Wood County $484,350
  55. Wyoming County $484,350

Maximum VA Appraisal Fees For West Virginia:

  • Single Family Residence (including manufactured home): $450
  • Condominium: $450
  • Residential Duplex: $600
  • Residential Triplex: $600
  • Residential Fourplex: $600

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