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West Virginia VA Home Loan Resources & Information

west virginia state sealLocated in the Appalachian region of the U.S., West Virginia is most known for its mountainous terrain. It’s known for its plethora of outdoor recreational opportunities, including rafting, skiing, hiking, mountain biking, fishing and hunting. It’s also known for its coal and logging industries. Major cities include Charleston, Huntington and Parkersburg. There is also a booming tourism industry in areas in and around Beckley and Bluefield.

Military installations in West Virginia include; USCG Marine Safety Unit Huntington, WV and Navy Information Operations Command Sugar Grove.

The veteran population is 175,500, and for veterans and servicemembers planning to purchase a home in the state, a termite inspection is required.

Apply For A West Virginia VA Home Loan:

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 (option 1) or fill out the VA Home Loan Application located here.

West Virginia $0 Down VA Home Loan Limits (by county):

The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Barbour County: $548,250
  2. Berkeley County: $548,250
  3. Boone County: $548,250
  4. Braxton County: $548,250
  5. Brooke County: $548,250
  6. Cabell County: $548,250
  7. Calhoun County: $548,250
  8. Clay County: $548,250
  9. Doddridge County: $548,250
  10. Fayette County: $548,250
  11. Gilmer County: $548,250
  12. Grant County: $548,250
  13. Greenbrier County: $548,250
  14. Hampshire County: $548,250
  15. Hancock County: $548,250
  16. Hardy County: $548,250
  17. Harrison County: $548,250
  18. Jackson County: $548,250
  19. Jefferson County: $548,250
  20. Kanawha County: $548,250
  21. Lewis County: $548,250
  22. Lincoln County: $548,250
  23. Logan County: $548,250
  24. Marion County: $548,250
  25. Marshall County: $548,250
  26. Mason County: $548,250
  27. McdowellCounty: $548,250
  28. Mercer County: $548,250
  29. Mineral County: $548,250
  30. Mingo County: $548,250
  31. Monongalia County: $548,250
  32. Monroe County: $548,250
  33. Morgan County: $548,250
  34. Nicholas County: $548,250
  35. Ohio County: $548,250
  36. Pendleton County: $548,250
  37. Pleasants County: $548,250
  38. Pocahontas County: $548,250
  39. PrestonCounty: $548,250
  40. Putnam County: $548,250
  41. Raleigh County: $548,250
  42. Randolph County: $548,250
  43. Ritchie County: $548,250
  44. Roane County: $548,250
  45. SummersCounty: $548,250
  46. TaylorCounty: $548,250
  47. Tucker County: $548,250
  48. Tyler County: $548,250
  49. Upshur County: $548,250
  50. Wayne County: $548,250
  51. Webster County: $548,250
  52. Wetzel County: $548,250
  53. Wirt County: $548,250
  54. Wood County: $548,250
  55. Wyoming County: $548,250

Maximum VA Appraisal Fees For West Virginia:

  • Single Family Residence (including manufactured home): $450
  • Condominium: $450
  • Residential Duplex: $600
  • Residential Triplex: $600
  • Residential Fourplex: $600