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West Virginia VA Home Loan Resources & Information

west virginia state sealLocated in the Appalachian region of the U.S., West Virginia is most known for its mountainous terrain. It’s known for its plethora of outdoor recreational opportunities, including rafting, skiing, hiking, mountain biking, fishing and hunting. It’s also known for its coal and logging industries. Major cities include Charleston, Huntington and Parkersburg. There is also a booming tourism industry in areas in and around Beckley and Bluefield.

Military installations in West Virginia include; USCG Marine Safety Unit Huntington, WV and Navy Information Operations Command Sugar Grove.

The veteran population is 175,500, and for veterans and servicemembers planning to purchase a home in the state, a termite inspection is required.

Apply For A West Virginia VA Home Loan:

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 (option 1) or fill out the VA Home Loan Application located here.

West Virginia $0 Down VA Home Loan Limits (by county):

As of 2020, counties come with $0 down and a $3 million VA loan limit. 

  1. Barbour County
  2. Berkeley County
  3. Boone County
  4. Braxton County
  5. Brooke County
  6. Cabell County
  7. Calhoun County
  8. Clay County
  9. Doddridge County
  10. Fayette County
  11. Gilmer County
  12. Grant County
  13. Greenbrier County
  14. Hampshire County
  15. Hancock County
  16. Hardy County
  17. Harrison County
  18. Jackson County
  19. Jefferson County
  20. Kanawha County
  21. Lewis County
  22. Lincoln County
  23. Logan County
  24. Marion County
  25. Marshall County
  26. Mason County
  27. Mcdowell County
  28. Mercer County
  29. Mineral County
  30. Mingo County
  31. Monongalia County
  32. Monroe County
  33. Morgan County
  34. Nicholas County
  35. Ohio County
  36. Pendleton County
  37. Pleasants County
  38. Pocahontas County
  39. Preston County
  40. Putnam County
  41. Raleigh County
  42. Randolph County
  43. Ritchie County
  44. Roane County
  45. Summers County
  46. Taylor County
  47. Tucker County
  48. Tyler County
  49. Upshur County
  50. Wayne County
  51. Webster County
  52. Wetzel County
  53. Wirt County
  54. Wood County
  55. Wyoming County

VA Appraisal Fees For West Virginia:

Effective April 1, 2019 the VA appraisal fees in West Virginia are:

  • Single Family: $575
  • Condominium: $575
  • Manufactured Housing ( including modular): $575
  • 2-4 Unit Multi Family (Duplex, Triplex, Fourplex): $800
  • Appraisal Re-Inspection: $150