West Virginia VA Home Loan Resources & Information

west virginia state sealLocated in the Appalachian region of the U.S., West Virginia is most known for its mountainous terrain. It’s known for its plethora of outdoor recreational opportunities, including rafting, skiing, hiking, mountain biking, fishing and hunting. It’s also known for its coal and logging industries. Major cities include Charleston, Huntington and Parkersburg. There is also a booming tourism industry in areas in and around Beckley and Bluefield.

Military installations in West Virginia include; USCG Marine Safety Unit Huntington, WV and Navy Information Operations Command Sugar Grove.

The veteran population is 175,500, and for veterans and servicemembers planning to purchase a home in the state, a termite inspection is required.

West Virginia VA HLC Short Sale Information:

Active duty servicemembers and veterans who live in West Virginia and may require short sale assistance should complete the form below, or call 888-573-4496. Short sale assistance means no cost to the seller, no impact on security clearance and the ability to use the VA-home loan to purchase another home in the future. Additionally, there is minimal impact to the seller’s credit history.

Apply For A West Virginia VA Home Loan:

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 (option 1) or fill out the VA Home Loan Application located here.

Apply For Short Sale Assistance For West Virginia:

If you are a homeowner of real estate in West Virginia and need to sell your home for less than what you currently owe, call 888-573-4496 (option 2) for no-cost assistance. VA Home Loan Centers provides foreclosure avoidance assistance for VA and non-VA loans.

West Virginia $0 Down VA Home Loan Limits (by county):

The loan limits below are the maximum 2017, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Barbour County $424,100
  2. Berkeley County $424,100
  3. Boone County $424,100
  4. Braxton County $424,100
  5. Brooke County $424,100
  6. Cabell County $424,100
  7. Calhoun County $424,100
  8. Clay County $424,100
  9. Doddridge County $424,100
  10. Fayette County $424,100
  11. Gilmer County $424,100
  12. Grant County $424,100
  13. Greenbrier County $424,100
  14. Hampshire County $424,100
  15. Hancock County $424,100
  16. Hardy County $424,100
  17. Harrison County $424,100
  18. Jackson County $424,100
  19. Jefferson County $636,150
  20. Kanawha County $424,100
  21. Lewis County $424,100
  22. Lincoln County $424,100
  23. Logan County $424,100
  24. Marion County $424,100
  25. Marshall County $424,100
  26. Mason County $424,100
  27. Mcdowell County $424,100
  28. Mercer County $424,100
  29. Mineral County $424,100
  30. Mingo County $424,100
  31. Monongalia County $424,100
  32. Monroe County $424,100
  33. Morgan County $424,100
  34. Nicholas County $424,100
  35. Ohio County $424,100
  36. Pendleton County $424,100
  37. Pleasants County $424,100
  38. Pocahontas County $424,100
  39. Preston County $424,100
  40. Putnam County $424,100
  41. Raleigh County $424,100
  42. Randolph County $424,100
  43. Ritchie County $424,100
  44. Roane County $424,100
  45. Summers County $424,100
  46. Taylor County $424,100
  47. Tucker County $424,100
  48. Tyler County $424,100
  49. Upshur County $424,100
  50. Wayne County $424,100
  51. Webster County $424,100
  52. Wetzel County $424,100
  53. Wirt County $424,100
  54. Wood County $424,100
  55. Wyoming County $424,100

Maximum VA Appraisal Fees For West Virginia:

  • Single Family Residence (including manufactured home): $450
  • Condominium: $450
  • Residential Duplex: $600
  • Residential Triplex: $600
  • Residential Fourplex: $600

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