Washington, located in the Pacific Northwest, is bordered by British Columbia and the Pacific Ocean.
About 60 percent of the state’s total population lives in and around the Seattle metro area. The city serves as a central location for transportation, industry and business.
The state is known for its beautiful landscape and scenery, including islands, rainforests, mountain ranges and rocky coastline.
Washington is known for its lumber production, as well as its strong manufacturing industry, particularly in the creation of defense, aircraft, missiles and ships.
The veteran population of Washington is 607,500 and major military installations include:
- Fairchild AFB
- McCrord AFB
- Blaine Air Force Station
- NAS Whidbey Island
- Naval Hospital Bremerton
- Naval Base Kitsap
- Camp Murray
- Fort Lewis
- Naval Station Everett
For active-duty servicemembers and veterans who are planning to purchase a home in Washington with a VA-backed home loan, generally a termite inspection isn’t required, but if an appraiser requires a termite inspection, the state requires the Washington State Pest Association form or an addendum NPMA-33 form, identifying rot and conditions conducive to rot.
Apply For A Washington VA Loan:
To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 (option 1) or fill out the VA Home Loan Application located here.
Washington VA Home Loan Limits:
The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Adams County: $548,250
- Asotin County: $548,250
- Benton County: $548,250
- Chelan County: $548,250
- Clallam County: $548,250
- Clark County: $548,250
- Columbia County: $548,250
- Cowlitz County: $548,250
- Douglas County: $548,250
- Ferry County: $548,250
- Franklin County: $548,250
- Garfield County: $548,250
- Grant County: $548,250
- Grays Harbor County: $548,250
- Island County: $548,250
- Jefferson County: $548,250
- King County $776,250
- Kitsap County: $548,250
- Kittitas County: $548,250
- Klickitat County: $548,250
- Lewis County: $548,250
- Lincoln County: $548,250
- Mason County: $548,250
- Okanogan County: $548,250
- Pacific County: $548,250
- Pend Oreille County: $548,250
- Pierce County $776,250
- San Juan County: $548,250
- Skagit County: $548,250
- Skamania County: $548,250
- Snohomish County: $776,250
- Spokane County: $548,250
- Stevens County: $548,250
- Thurston County: $548,250
- Wahkiakum County: $548,250
- Walla Walla County: $548,250
- Whatcom County: $548,250
- Whitman County: $548,250
- Yakima County: $548,250
Maximum Washington VA Loan Appraisal Fees:
- Single Family Residence: $800
- Condominium: $850
- Residential Duplex: $925
- Residential Triplex: $1,100
- Residential Fourplex: $1,200
- Manufactured Home: $900
- Repair Inspection $150
- Appraiser Timelines: 10 Days