Utah VA Home Loan Information & Resources

utah state sealUtah has a low population, and there are extensive areas of the state that are uninhabited.  However, since the 1970s, Utah has experienced a great deal of growth. As a result, Utah offers excellent real estate values.

The United States acquired Utah as a result of a treaty and the end of the Mexican American War in 1848.

Utah has often been ranked as one of the best states to live in, and residents enjoy a good quality of life, thanks to its focus on education, transportation and outdoor activities. Utah is known for its world-class skiing, and beautiful state parks.

The geography of Utah is diverse, and includes everything from deserts to pine-filled forests, and major regions of the state include the Rocky Mountains, the Great Basin and the Colorado Plateau.

The veteran population is nearly 152,000, and current military installations include the National Guard training site, Camp Williams, as well as Hill Air Force Base and the Utah Test and Training Range.

For veterans and servicemembers planning to purchase a home in Utah using a VA-backed home loan, a termite inspection is required.

Utah VA HLC Utah Short Sale Assistance:

If you are a homeowner for a property in Utah and are facing foreclosure or need to sell your home for less than what you owe, call 888-573-4496 (option 2) for no cost real estate assistance.  If you require short sale assistance on your VA or non-VA backed mortgage, complete the below form or call 888-573-4496. With short sale assistance, there is no out-of-pocket cost to the seller, and there’s minimal impact to the seller’s credit score. Security clearance is not affected, nor is the seller’s ability to use the VA home loan benefit again in the future.

Apply For A VA Loan For Property In Utah:

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 (option 1) or fill out the VA Home Loan Application located here.

$0 Down VA Home Loan Limits for Utah Counties:

The loan limits below are the maximum 2018, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Beaver County $453,100
  2. Box Elder County $453,100
  3. Cache County $453,100
  4. Carbon County $453,100
  5. Daggett County $453,100
  6. Davis County $453,100
  7. Duchesne County $453,100
  8. Emery County $453,100
  9. Garfield County $424,100
  10. Grand County $453,100
  11. Iron County $453,100
  12. Juab County $453,100
  13. Kane County $453,100
  14. Millard County $453,100
  15. Morgan County $453,100
  16. Piute County $453,100
  17. Rich County $453,100
  18. Salt Lake County $600,300
  19. San Juan County $453,100
  20. Sanpete County $453,100
  21. Sevier County $453,100
  22. Summit County $679,650
  23. Tooele County $600,300
  24. Uintah County $453,100
  25. Utah County $453,100
  26. Wasatch County $453,100
  27. Washington County $453,100
  28. Wayne County $453,100
  29. Weber County $453,100

Maximum Appraisal Fees For Utah VA Loans:

  • Single Family Residence: $600
  • Condominium: $650
  • Residential Duplex: $700
  • Residential Triplex: $750
  • Residential Fourplex: $800
  • Manufactured Home: $650
  • Repair Inspection $150
  • Appraiser Timelines: 7 Days

Utah Condo ID Expedited VA Approval:

If you are looking to get a VA loan to finance a condo in Utah, you will need to have a condo ID issued. VA HLC can assist you with expedited filling. For more information see expedited VA condo approval.

Apply For Va Home Loan Assistance

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