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Utah VA Home Loan Information & Resources

utah state sealUtah has a low population, and there are extensive areas of the state that are uninhabited.  However, since the 1970s, Utah has experienced a great deal of growth. As a result, Utah offers excellent real estate values.

The United States acquired Utah as a result of a treaty and the end of the Mexican American War in 1848.

Utah has often been ranked as one of the best states to live in, and residents enjoy a good quality of life, thanks to its focus on education, transportation and outdoor activities. Utah is known for its world-class skiing, and beautiful state parks.

The geography of Utah is diverse, and includes everything from deserts to pine-filled forests, and major regions of the state include the Rocky Mountains, the Great Basin and the Colorado Plateau.

The veteran population is nearly 152,000, and current military installations include the National Guard training site, Camp Williams, as well as Hill Air Force Base and the Utah Test and Training Range.

For veterans and servicemembers planning to purchase a home in Utah using a VA-backed home loan, a termite inspection is required.

Apply For A VA Loan For Property In Utah:

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 (option 1) or fill out the VA Home Loan Application located here.

$0 Down VA Home Loan Limits for Utah Counties:

As of 2020, counties come with $0 down and a $3 million VA loan limit. 

  1. Beaver County
  2. Box Elder County
  3. Cache County
  4. Carbon County
  5. Daggett County
  6. Davis County
  7. Duchesne County
  8. Emery County
  9. Garfield County
  10. Grand County
  11. Iron County
  12. Juab County
  13. Kane County
  14. Millard County
  15. Morgan County
  16. Piute County
  17. Rich County
  18. Salt Lake County
  19. San Juan County
  20. Sanpete County
  21. Sevier County
  22. Summit County
  23. Tooele County
  24. Uintah County
  25. Utah County
  26. Wasatch County
  27. Washington County
  28. Wayne County
  29. Weber County

Appraisal Fees For Utah VA Loans:

Effective December 1, 2019, the VA appraisal fees in Utah are:

  • Single Family: $600
  • Condominium: $650
  • Manufactured Housing ( including modular): $650
  • 2-4 Unit Multi Family (Duplex, Triplex, Fourplex): $750
  • Appraisal Re-Inspection: $150

Utah Condo ID Expedited VA Approval:

If you are looking to get a VA loan to finance a condo in Utah, you will need to have a condo ID issued. VA HLC can assist you with expedited filling. For more information see expedited VA condo approval.