A 3rd party broker that specializes in mortgages guaranteed by the US government

Tehama County, California VA Home Loan Information

Table of Contents


What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down up to $5,000,000* (Subject to lender limits) /2 open VA loans at one time $548,250* (Call 888-573-4496 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Tehama County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Tehama County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Tehama County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Tehama County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31, 2021, the median home value for Tehama County is $261,091. In addition, the median household income for residents of the county is $44,514.

How much are the VA Appraisal Fees?

  • Single-Family: $600.
  • Individual Condo: $600.
  • Manufactured Homes: $600.
  • 2-4 Unit Multi-Family: $850.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • In Tehama County, flood hazard areas are located around the Sacramento River and Deer Creek, both of which cross through Red Bluff.

How do I learn about Property Taxes?

  • Kenneth L. Brown is the tax assessor for Tehama County. Her office can be reached at 444 Oak Street, Room B, Red Bluff, California 96080 or by calling (530) 529-5931.
  • The state of California offers incentive programs that expand statewide for new, growing, and relocating businesses. Two of these programs are the California Competes Tax Credit which offers qualifying businesses with a tax credit, and the New employment Credit, which offers a tax credit for taxpayers who hire full-time employees. Furthermore, the state offers several other programs to diversify the state’s economy further.

What is the Population?

  • The county’s population of 65,084 is 67% White, 25% Hispanic, and 3.7% Mixed Race.
  • Most county residents are between 18 and 65 years old, with 23% under 18 years old and 19% older than 65.
  • In total, the county has about 24,189 households, with an average of 2.6 people per household.

What are the major cities?

Tehama County has three cities, including the city of Red Bluff, which also serves as the county seat. The two other cities in the county are Corning and Tehama.

About Placer County

Tehama County is a great place to appreciate California’s natural beauty –but only pay half the state average for a home. In addition to affordable housing, the average commute in Tehama County is only 23 minutes. One reason for this is that Tehama is home to a good number of small businesses. In addition, the county has a rich arts and culture scene. Residents support their local artists by attending the State Theater in Red Bluff and participating in local festivals.

It is no wonder, so many creative people choose to live in Tehama. The county’s gorgeous scenery could bring out the painter or poet in anyone. Located along the Sacramento River, Tehama County provides plenty of opportunities for boating and fishing. In the winter, Lassen Volcanic National Park becomes the kind of winter wonderland no one expects to find in California.

Additionally, both Seattle and Los Angeles are only a day’s drive away. Being in the middle of the west coast means that nothing is too far from home. Tehama County residents are also fiercely proud of their patriotism. They will fly the US flag on holidays, mainly to show the support of their veteran population.

Veteran Information

The county is currently home to 4,392 veterans.

  • Tehama County is home to two VFW post:
    • Post-1932 Jim Kennedy Post – 735 Oak Street, Red Bluff, California 96080.
    • Post 4218 David L. Blanchard Post – 1620 Solano Street, Corning, California 96021.
  • County Veteran Assistance Information
    • Tehama Veteran Services Office – 444 Oak Street, Room C, Red Bluff, California 96080.

Apply for a VA Home Loan

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Address: 629 NORTH ST

Status: Accepted Without Conditions
Request Received Date: 03/15/2018
Review Completion Date: 04/08/2018

California VA Loan Information

VA Loan Information by State