Solano County, California VA Home Loan Information

Table of Contents

• What is the VA Loan Limit?
• How to Apply for a VA Home Loan?
• What is the Median Home Price?
• What are the VA Appraisal Fees?
• Do I need Flood Insurance?
• How do I learn about Property Taxes?
• What is the Population?
• What are the major cities?
• About Solano County
• Veteran Information
• Apply for a VA Home Loan
• VA Approved Condos

FAQ

What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down up to $5,000,000* (Subject to lender limits) /2 open VA loans at one time $550,850* (Call 888-573-4496 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Solano County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Solano County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

1. Get your Certificate of Eligibility (COE)
   • Give us a call at (877) 432-5626 and we’ll get your COE for you.
2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
3. Get pre-approved, to get pre-approved for a loan, you’ll need:
   • Previous two years of W2s
   • Most recent 30 days paystubs or LES (active duty)
   • Most recent 60 days bank statements
   • Landlord and HR/Payroll Department contact info
4. Find a home
   • We can help you check whether the home is in one of the Solano County flood zones
5. Get the necessary inspections
   • Termite inspection: required
   • Well or septic inspections needed, if applicable
6. Get the home appraised
   • We can help you find a VA-Certified appraiser in Solano County and schedule the process
   • Construction loan note: Construction permit/appraisal info
     1. Building permit
     2. Elevation certificate
7. Lock in your interest rates
   • Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
8. Close the deal and get packing!
   • You’re ready to go.

What is the Median Home Price?

As of March 31^st, 2021, the median home value for Solano County is $510,353. In addition, the median household income for residents of the county is $81,472.

How much are the VA Appraisal Fees?

• Single-Family: $600.
• Individual Condo: $600.
• Manufactured Homes: $600.
• 2-4 Unit Multi-Family: $850.
• Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

• The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
• In Solano County, there are several flood hazard areas, especially around the county’s many wetlands. One such flood hazard area is south of Suisun City which has considerable flood-prone areas south of Rio Vista Highway. In addition, low elevation areas around Carquinez Strait are also considered flood hazards.

How do I learn about Property Taxes?

• Marc Tonnesen is the Solano county tax assessor. His office can be reached at 675 Texas Street, Suite 2700 Fairfield, CA 94533. In addition, his office can also be reached by calling (707) 784-6200.
• The state of California offers various incentive programs that expand statewide for new, growing, and relocating businesses. Two of these programs are California Competes Tax Credit which offers qualifying businesses tax credit and the New employment Credit program which offers a tax credit for taxpayers who hire full-time employees. These and many other programs help in further diversifying the state’s economy.

What is the Population?

• As of 2019, Solano County’s population is 447,643 which has seen an 8% increase in the last decade. Moreover, demographically speaking, 37% of the population is White, with 26% Hispanic, and 16% Asian.
• Most county residents are between 18 and 65 years old, with 22% under 18 years old and 16% older than 65.
• In total, the county has about 149,067 households, with an average of two people per household.

What are the major cities?

The county has seven cities, including the city of Fairfield which serves as the county seat. There are six other cities in the county which include Benicia, Dixon, Rio Vista, Suisun City, Vacaville, and Vallejo.

About Solano County

Solano County, California is home to strong healthcare, retail trade, and construction employment industries. Hence, the most common types of employment in the county are in the office administrative, sales, management occupations.

When it comes to education, the county is home to eight school districts that offer education ranging from pre-K to senior year in high school. In addition, the county is also home to Solano Community College, Touro University California, and California State University Maritime Academy which provide higher education opportunities. Moreover, the most common concentrations for students in the county are in the Liberal Arts, Biological Sciences, and Business Administration.

In addition to its workforce and education, the county is also home to rich art and culture institutions like the A gallery, Arts Benicia, Fairfield Center of Creative Arts, and Vacaville Art gallery. Moreover, the county is also home to several museums like the Western Railway Museum and the Solano History Exploration Center.

Finally, outside of the city, there are also several recreational areas within the county like Lake Solano Park, Lynch Canyon Open Space Park, and Sandy Beach Park. All of which provides an escape from city life by providing opportunities for water activities, camping, and many other outdoor activities.    

Veteran Information

The county is currently home to 32,811 veterans.

• Bases Nearby:
  • Travis Air Force Base
• Solano County is home to five VFW post:
  • Post-2333 Simmons-Sheldon – 427 Main Street, Suisun City, CA 94585.
  • Post 7244 Lt. Michael Libonati Jr. – 549 Merchant St. Vacaville, CA 95688.
  • Post 8151 Dixon – 231 N. First St. Dixon, CA 95620.
  • Post-1123 Carl H. Kreh – 420 Admiral Callaghan Ln. Vallejo, CA 94591.
  • Post 3928 Benicia – 1150 1^st St. Benicia, CA 94510.
• VA Medical Centers in the county:
  • Fairfield VA Clinic – 103 Bodin Circle, Building 778, Travis AFB, CA 94535.
  • RCS Pacific District Office – 420 Executive Court North Suite A, Fairfield, CA 94534.
  • Mare Island VA Clinic – 201 Walnut Avenue, Building 201, Mare Island, CA 94592.
• County Veteran Assistance Information
  • Solano County Veteran Services Office – 675 Texas Street, Suite 4700, Fairfield, CA 94533.

Apply for a VA Home Loan

• For more information about VA Home Loans and how to apply, click here.
• If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
• VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Name (ID): ALAMO CREEK (C00837) Address: AKA EDGEWATER VACAVILLE CA 95688-0000 SOLANO Status: Accepted Without Conditions Request Received Date: 01/01/1983 Review Completion Date: 01/02/1983	Name (ID): BELVEDERE AT NORTHGATE (008331) Address: PHASE 1, 2, & 3 VALLEJO CA 94591 SOLANO Status: Accepted Without Conditions Request Received Date: 08/06/2009 Review Completion Date: 08/06/2009
Name (ID): COSTA DEL ORO III (000138) Address: SEAPORT DRIVE VALLEJO CA 94590 SOLANO Status: Accepted Without Conditions Request Received Date: 11/09/1993 Review Completion Date: 11/09/1993	Name (ID): ELDORADO 1 & 2 (000058) Address:  VACAVILLE CA 94945 SOLANO Status: Accepted Without Conditions Request Received Date: 04/14/2004 Review Completion Date: 04/15/2006
Name (ID): FAIRFIELD’S CREEKSIDE MANOR (000326) Address: 1810 E. TABOR AVE FAIRFIELD CA 94533 SOLANO Status: Accepted Without Conditions Request Received Date: 04/02/2018 Review Completion Date: 04/16/2018	Name (ID): GLEN COVE PHASES I-VIII (C01134) Address: AKA QUIET HARBOR VALLEJO CA 94591-0000 SOLANO Status: Accepted Without Conditions Request Received Date: 10/14/1989 Review Completion Date: 10/14/1989
Name (ID): GLENWOOD ESTATES I (C00848) Address:  VACAVILLE CA 95687-0000 SOLANO Status: Accepted Without Conditions Request Received Date: 12/31/1988 Review Completion Date: 12/31/1988	Name (ID): LIGHTHOUSE AT BRIDGEPORT (C00851) Address: AKA LIGHTHOUSE CONDOS VALLEJO CA 94590-0000 SOLANO Status: Accepted Without Conditions Request Received Date: 08/20/1991 Review Completion Date: Unavailable
Name (ID): MEADOWOOD VILLAGE (008134) Address: OF DIXON DIXON CA 95620 SOLANO Status: HUD Accepted Request Received Date: 02/04/2009 Review Completion Date: 02/04/2009	Name (ID): OAKS SENIOR COMMONS (000225) Address: 2001 EASTWOOD DRIVE VACAVILLE CA 95687 SOLANO Status: Accepted Without Conditions Request Received Date: 11/15/2016 Review Completion Date: 12/11/2016
Name (ID): PARKWAYS GARDENS ASSOCIATION (000368) Address: 135 DEL PASO COURT FAIRFIELD CA 94533 SOLANO Status: Accepted Without Conditions Request Received Date: 01/24/2019 Review Completion Date: 02/12/2019	Name (ID): PEACHTREE (000311) Address: ARCADIA DRIVE VACAVILLE CA 95687 SOLANO Status: Accepted Without Conditions Request Received Date: 03/04/2018 Review Completion Date: 03/21/2018
Name (ID): PORT-O-CALL (000515) Address: 229 NAUTICAL CT. VALLEJO CA 94591-7543 SOLANO Status: Accepted Without Conditions Request Received Date: 11/09/2020 Review Completion Date: 11/24/2020	Name (ID): PORTSIDE VILLAGE (C01277) Address: AT BENICIA MARINA BENICIA CA 94510-0000 SOLANO Status: Accepted Without Conditions Request Received Date: 09/02/1997 Review Completion Date: 09/02/1997
Name (ID): RAINBOW KNOLLS (C01025) Address:  VALLEJO CA 90000-0000 SOLANO Status: Accepted With Conditions Request Received Date: 11/17/1111 Review Completion Date: Unavailable	Name (ID): RAINTREE (007879) Address: RAINTREE TERRACE MAINT. FAIRFIELD CA 94533 SOLANO Status: Accepted Without Conditions Request Received Date: 07/14/2008 Review Completion Date: 07/21/2008
Name (ID): REDWOOD VILLAGE 1-3 (C00895) Address:  VALLEJO CA 99999-0000 SOLANO Status: Accepted Without Conditions Request Received Date: 12/18/1990 Review Completion Date: Unavailable	Name (ID): SEAPORT VIEW ASSOCIATION (000161) Address: SEACREST CIRCLE VALLEJO CA 94590 SOLANO Status: Accepted Without Conditions Request Received Date: 08/06/2015 Review Completion Date: 08/18/2015
Name (ID): SEAPORT VILLAGE (C00860) Address: AKA COSTA DEL ORO III VALLEJO CA 94590-0000 SOLANO Status: Accepted Without Conditions Request Received Date: 12/22/1991 Review Completion Date: Unavailable	Name (ID): SHADOW RIDGE UNIT 4 (C00862) Address: AKA SEASCAPE PHASE 1 VALLEJO CA 99999-0000 SOLANO Status: Accepted With Conditions Request Received Date: 11/17/1111 Review Completion Date: Unavailable
Name (ID): THE NAUTILUS COLLECTION (007994) Address:  VALLEJO CA 94592 SOLANO Status: Accepted Without Conditions Request Received Date: 09/28/2008 Review Completion Date: 09/29/2008	Name (ID): TWIN CREEKS CONDO ASSOCIATION (000270) Address: 8 ELKHORN PLACE FAIRFIELD CA 94534 SOLANO Status: Accepted Without Conditions Request Received Date: 05/17/2017 Review Completion Date: 06/01/2017
Name (ID): VILLAGES @ TERRACE PARK (C01343) Address: UNIT NO. 1 VALLEJO CA 94591-0000 SOLANO Status: Accepted Without Conditions Request Received Date: 09/09/2001 Review Completion Date: 09/13/2001	Name (ID): WALNUT GLEN (C00867) Address: CONDOMINIUMS VACAVILLE CA 95688-0000 SOLANO Status: Accepted Without Conditions Request Received Date: 11/04/2010 Review Completion Date: 08/10/2017
Name (ID): WRONG JURISDICTION (007258) Address: SEE ID 00085 FOR CA. VACAVILLE CA 94945 SOLANO Status: HUD Accepted Request Received Date: 04/14/2004 Review Completion Date: 04/14/2004	For more information about the condo approval process call us at (877) 432-5626.

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