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What’s So Great About VA Loans?

If you are stationed in the United States, you may want to consider a VA loan instead of living in base housing. The advantages of VA loans are that they do not require a down payment and that they are easier to get than conventional loans. In addition to this, VA loans limit the buyers […]

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Why Short Sale With A VA Home Buyer VS Foreclosure?

Today’s housing market is still in startling disarray. So much so, that mortgage holders are more willing now than ever to work with home owners by approving a short sale. A short sale is when the mortgage holder agrees to a discounted payoff of the mortgage balance thereby limiting the loss that would occur with […]

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ATTN: First Time Homebuyers, $100 Down Foreclosures Are Available!

Would you like to buy a foreclosure? Would you like to have a down payment of $100.00? How about a down payment of $0? The United States government is selling foreclosures. In fact, they have too many to sell. Because of this, they are offering loan programs to purchase these homes with little or no […]

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Invest Your BAH when using a San Diego VA loan

The Basic Allowance for Housing, which is commonly referred to as the BAH, is payable for service members when quarters are not otherwise provided (read base housing). This payment is based on the geographic location that one’s duty places them in, as well as the dependency status and the pay grade of the service member […]

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Is A VA Loan Foreclosure Gold?

Purchasing a foreclosure is a really good real estate investment. The current economic climate precursor called the “Great Recession” has been experienced throughout the United States. The downturn resulted in many job losses and financial hardship. To compound the fact, many home loans were adjustable loans wherein the loan payments would suddenly and unexpectedly increase. […]

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VA Loans And 4 Others That Are Best First Time Home Buyers

When it is time to buying a home, the United States Government wants everyone to have a piece of the American pie. There are special loan programs for any citizen who is looking to buy real estate. VA Home Loan Centers, as well as FHA Home Loan Offices are places to look for the information […]

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VA Loans Not The Only Program Guaranteed By The US Government!

Government subsidized home loans are loans insured or guaranteed by the government. These loans include Veterans Administration home loans (VA Loans), United States Department of Agriculture home loans (USDA Loans), Federal Housing Administration Home Loans (FHA Loans), and United States Department of Housing and Urban Development home loans (HUD Loans). The United States government does […]

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VA Loans Refinaince Provides Stability For San Diego U.S. Military Veterans

Mortgages have been utilized by the Americans whenever they purchase anything from credit accounts to residential properties. These financial initiatives have covered Americans in order to provide them enough time to pay debts in full. Since the 2007-2009 Great Recession, the U.S. housing and real estate industries have been struggling to recover financially. The increasing […]

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In 2011 VA Loans Set To Benefit San Diego Military

If you are a military veteran living in California, you may be concerned about how you will be able to afford to buy a house. This is especially true if you recently had a foreclosure, short sale, or bankruptcy. According to the California Association of Realtors, the median price of a single-family detached home is […]

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VA Loans Save Military First Time Home Buyers $26,450

VAHLC is conducting a study of interest savings when using a VA loan as opposed to a conventional. Preliminary study results indicate veterans and active duty generally get better interest rates than those who use conventional loans when purchasing a home as a first time buyer. The anticipated savings a military first time home buyer […]

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Are You Eligible For a $0 Down San Diego VA Loan?

If you are stationed in a military base in California, obtaining a $0 down, VA mortgage will make it easier for you to buy a home. VA home loans are more affordable than conventional mortgages and are actually easier to get approved for! Even borrowers with less-than-perfect credit can apply for a VA loan. A […]

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Government Funds For Home Improvement

The United States government offers special financing and incintives for energy efficient home improvement. As part of the EMERGENCY ECONOMIC STABILIZATION ACT OF 2008 special incentives have been added to the program. The programs include: Tax credits HOME ENERGY EFFICIENCY IMPROVEMENT TAX CREDITS Consumers who purchase and install specific products, such as energy-efficient windows, insulation, […]

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$0 Down – Government Guaranteed San Diego VA Loans Are Available!

If you are stationed in a military base in San Diego, California, obtaining a $0 down, VA mortgage will make it easier for you to buy a home. When compared to a conventional mortgage, a VA home loan is easier to qualify for and easier to get approved for. Even borrowers with less-than-perfect credit can […]

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VA Home Loan Centers Closing Cost Credit

In order to make your VA transaction a true “no money down and no closing cost transaction” you must request credits for closing costs. These credits usually come from the seller, lender, VA, IRS, FTB or real estate agent. In a standard VA finance transaction, the VA borrower may not pay certain closing costs. These […]

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Will Congress Eliminate the Mortgage Interest Deduction?

The mortgage interest tax deduction is one of the most widely used and expensive tax subsidies. More than 35 million Americans claim it, and the federal government estimates it will cost the Treasury $131 billion in forgone revenue in 2012. It’s also a major factor in a buyers decision to buy a home versus renting. […]

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