New Mexico VA Home Loan Limits

new mexico va loanNew Mexico is known as the “land of enchantment,” because of its rich culture, scenic landscapes and abundance of natural beauty. Located in the southwest portion of the United States, in addition to natural beauty, it’s also one of the leads densely populated states in the country. Many of the available jobs in New Mexico are related to the military—there are three air force bases located in New Mexico, including Kirtland, Holloman, and Cannon Air Force Bases. There’s also the White Sands Missile Range, and Fort Bliss is also located in the state.

The Veteran population of New Mexico is more than 170,000. For veterans purchasing a home in New Mexico using a VA home loan, a Net Tangible Benefit Worksheet is required, as is a termite inspection.


New Mexico Short Sale Assistance

If you’re a resident of New Mexico and need short sale assistance, call 888-573-4496 or complete the form below. With short sale assistance on a VA home loan, there is usually zero out of pocket cost to the homeowner, and never an impact to the seller’s security clearance. Additionally, there is minimal impact to the seller’s credit report, and a veteran or servicemember can use the VA home loan benefit for a future purchase.


VA Home Loan Information for New Mexico

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2017, $0 down VA loan amount set for each county, incorporated city, or municipality (as listed below). Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Bernalillo County $424,100
  2. Catron County $424,100
  3. Chaves County $424,100
  4. Cibola County $424,100
  5. Colfax County $424,100
  6. Curry County $424,100
  7. Debaca County $424,100
  8. Dona Ana County $424,100
  9. Eddy County $424,100
  10. Grant County $424,100
  11. Guadalupe County $424,100
  12. Harding County $424,100
  13. Hidalgo County $424,100
  14. Lea County $424,100
  15. Lincoln County $424,100
  16. Los Alamos County $424,100
  17. Luna County $424,100
  18. Mckinley County $424,100
  19. Mora County $424,100
  20. Otero County $424,100
  21. Quay County $424,100
  22. Rio Arriba County $424,100
  23. Roosevelt County $424,100
  24. San Juan County $424,100
  25. San Miguel County $424,100
  26. Sandoval County $424,100
  27. Santa Fe County $424,100
  28. Sierra County $424,100
  29. Socorro County $424,100
  30. Taos County $424,100
  31. Torrance County $424,100
  32. Union County $424,100
  33. Valencia County $424,100

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