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New Mexico VA Home Loan Limits

new mexico va loanNew Mexico is known as the “land of enchantment,” because of its rich culture, scenic landscapes and abundance of natural beauty. Located in the southwest portion of the United States, in addition to natural beauty, it’s also one of the least densely populated states in the country. Many of the available jobs in New Mexico are related to the military—there are three air force bases located in New Mexico, including Kirtland, Holloman, and Cannon Air Force Bases. There’s also the White Sands Missile Range, and Fort Bliss is also located in the state.

The Veteran population of New Mexico is more than 170,000. For veterans purchasing a home in New Mexico using a VA home loan, a Net Tangible Benefit Worksheet is required, as is a termite inspection.

VA Home Loan Information for New Mexico

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2021, $0 down VA loan amount set for each county, incorporated city, or municipality (as listed below). Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Bernalillo County: $548,250
  2. Catron County: $548,250
  3. Chaves County: $548,250
  4. Cibola County: $548,250
  5. Colfax County: $548,250
  6. Curry County: $548,250
  7. De Baca County: $548,250
  8. Dona Ana County: $548,250
  9. Eddy County: $548,250
  10. Grant County: $548,250
  11. Guadalupe County: $548,250
  12. Harding County: $548,250
  13. Hidalgo County: $548,250
  14. Lea County: $548,250
  15. Lincoln County: $548,250
  16. Los Alamos County: $548,250
  17. Luna County: $548,250
  18. Mckinley County: $548,250
  19. Mora County: $548,250
  20. Otero County: $548,250
  21. Quay County: $548,250
  22. Rio Arriba County: $548,250
  23. Roosevelt County: $548,250
  24. San Juan County: $548,250
  25. San Miguel County: $548,250
  26. Sandoval County: $548,250
  27. Santa Fe County: $548,250
  28. Sierra County: $548,250
  29. Socorro County: $548,250
  30. Taos County: $548,250
  31. Torrance County: $548,250
  32. Union County: $548,250
  33. Valencia County: $548,250