With the 21st largest total area and the 18th biggest population in the country, Missouri is made up of 114 counties and the independent city of St. Louis. Jefferson City is the capital, and the four largest urban areas are Columbia, Kansas City, Springfield and St. Louis. The state has a population of nearly six million (5,982,413). In the Midwestern part of the U.S., Missouri is unique as it borders eight other states. The Geography of the state includes everything from scenic river bluffs to the Ozarks. Major industries that play an important role in the economy of Missouri include aerospace and transportation equipment. Although the state has no official nickname, residents have unofficially christened it several things including “The Lead State” , “The Bullion State”, “The Ozark State” , “The Iron Mountain State” , and most famously, and perhaps most appropriately the “Show-Me State.” This nickname has several back stories, but is widely attributed to Congressmen Willard Vandiver who once said “I come from a state that raises corn and cotton, cockleburs and Democrats, and frothy eloquence neither convinces nor satisfies me. I’m from Missouri, and you have got to show me.”
The state has a history largely influenced by the indigenous peoples who first inhabited the area and the European exploration and settlement of the area. An integral agricultural center, the wheat, corn and tobacco shipped from the state to lower Louisiana were paramount for the survival of lower Louisiana. St. Louis was founded by the French of New Orleans in 1764 and stayed under European control until the Louisiana Purchase in 1803. Missouri became a state in 1821.
Today the state is largely known for its outdoor activities such as horseback riding, hiking, floating, canoeing and kayaking; as well as the metropolitan areas of St. Louis and Kansas City which offer numerous distinct happenings. A popular Friday night adventure in Kansas City is an art crawl through the Crossroads Art District.
The state is home to several military installations including Fort Leonard Wood, the (UMR) Marine Safety Office, St Louis Military Entrance Processing Station, and Whiteman Air Force Base. Missouri has a total current military personnel population of 51,510, and the veteran population is over 505,000.
If a veteran opts to purchase a home in Missouri through the use of a VA-backed home loan, a termite inspection is required. Additionally, the purchase of a manufactured home is not permitted with the use of a VA-guaranteed loan.
The average home cost in Missouri is $132,100, and the cost of living is 8.9 percent lower than the American average.
VA Home Loan for the State of Missouri
NOTE: The following is for informational purposes only. To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496.
The loan limits below are the maximum, $0 down VA loan amount set for 2021 for each county, incorporated city, or municipality (as listed below). Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Adair County: $548,250
- Andrew County: $548,250
- Atchison County: $548,250
- Audrain County: $548,250
- Barry County: $548,250
- Barton County: $548,250
- Bates County: $548,250
- Benton County: $548,250
- Bollinger County: $548,250
- Boone County: $548,250
- Buchanan County: $548,250
- Butler County: $548,250
- Caldwell County: $548,250
- Callaway County: $548,250
- Camden County: $548,250
- Cape Girardeau County: $548,250
- Carroll County: $548,250
- Carter County: $548,250
- Cass County: $548,250
- Cedar County: $548,250
- Chariton County: $548,250
- Christian County: $548,250
- Clark County: $548,250
- Clay County: $548,250
- Clinton County: $548,250
- Cole County: $548,250
- Cooper County: $548,250
- Crawford County: $548,250
- Dade County: $548,250
- Dallas County: $548,250
- Daviess County: $548,250
- Dekalb County: $548,250
- Dent County: $548,250
- Douglas County: $548,250
- Dunklin County: $548,250
- Franklin County: $548,250
- Gasconade County: $548,250
- Gentry County: $548,250
- Greene County: $548,250
- Grundy County: $548,250
- Harrison County: $548,250
- Henry County: $548,250
- Hickory County: $548,250
- Holt County: $548,250
- Howard County: $548,250
- Howell County: $548,250
- Iron County: $548,250
- Jackson County: $548,250
- Jasper County: $548,250
- Jefferson County: $548,250
- Johnson County: $548,250
- Knox County: $548,250
- Laclede County: $548,250
- Lafayette County: $548,250
- Lawrence County: $548,250
- Lewis County: $548,250
- Lincoln County: $548,250
- Linn County: $548,250
- Livingston County: $548,250
- Macon County: $548,250
- Madison County: $548,250
- Maries County: $548,250
- Marion County: $548,250
- Mcdonald County: $548,250
- Mercer County: $548,250
- Miller County: $548,250
- Mississippi County: $548,250
- Moniteau County: $548,250
- Monroe County: $548,250
- Montgomery County: $548,250
- Morgan County: $548,250
- New Madrid County: $548,250
- Newton County: $548,250
- Nodaway County: $548,250
- Oregon County: $548,250
- Osage County: $548,250
- Ozark County: $548,250
- Pemiscot County: $548,250
- Perry County: $548,250
- Pettis County: $548,250
- Phelps County: $548,250
- Pike County: $548,250
- Platte County: $548,250
- Polk County: $548,250
- Pulaski County: $548,250
- Putnam County: $548,250
- Ralls County: $548,250
- Randolph County: $548,250
- Ray County: $548,250
- Reynolds County: $548,250
- Ripley County: $548,250
- Saline County: $548,250
- Schuyler County: $548,250
- Scotland County: $548,250
- Scott County: $548,250
- Shannon County: $548,250
- Shelby County: $548,250
- St. Charles County: $548,250
- St. Clair County: $548,250
- St. Francois County: $548,250
- St. Louis County: $548,250
- St. Louis Independent City: $548,250
- Sainte Genevieve County: $548,250
- Stoddard County: $548,250
- Stone County: $548,250
- Sullivan County: $548,250
- Taney County: $548,250
- Texas County: $548,250
- Vernon County: $548,250
- Warren County: $548,250
- Washington County: $548,250
- Wayne County: $548,250
- Webster County: $548,250
- Worth County: $548,250
- Wright County: $548,250