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Mississippi VA Home Loan Limits

Mississippi va home loan limits

Often overlooked, Mississippi offers many great things unique to the state. Home to blues music, an unparalleled literary acumen and traditional southern comfort food, tourists generally find themselves surprised by just how desirable Mississippi can be. The Civil War Park in Vicksburg gives onlookers a window into 1860’s America, the Blues Museum in Clarksdale Mississippi is an enthusiasts dream and the Natchez Trace Parkway is incredible for those who enjoy nature, scenic landscapes and beautiful flora and fauna. The state has a major gaming industry; the gambling sector is one of the largest in the country. Massive gaming casinos can be found. Tunica is the gaming center of the south, a casino resort town; it is located in northwestern Mississippi. The only gaming markets larger than Tunica are Las Vegas and Atlantic City.

Known as the heart of the Deep South; the state is named after the Mississippi River, which flows along the western border of the state. Mississippi is made up of extensive lowlands and the Gulf Coast borders it. Major cities in the state include Jackson, Gulfport, and Hattiesburg. The state has a population of 2,967,620. Residents enjoy a cost of living ten percent below the U.S. average. The total state product in 2010 was nearly $100 billion. Occupationally, the majority of residents work in production and transportation material moving and retail. The median family income is $48,300, and the unemployment rate is equivalent to the national average.

227,000 residents are veterans. The state is home to Major military installations such as the Naval Air Station Meridian, the Gulfport Battalion Center, and Columbus Air Force Base.

For veterans using a VA-backed home loan in Mississippi, a termite inspection is required. The average home cost in the state is $126,400. Property tax exemptions are available to some veterans. Veterans who suffered a service-related disability that has resulted in a disability rating of 100 percent qualify for an exemption is the assessed value of their home is less than $7,500.


VA Home Loan Information for the State of Mississippi

state seal of mississippiNOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2021, $0 down VA loan amount set for each county, incorporated city, or municipality (as listed below). Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Adams County $548,250
  2. Alcorn County $548,250
  3. Amite County $548,250
  4. Attala County $548,250
  5. Benton County $548,250
  6. Bolivar County $548,250
  7. Calhoun County $548,250
  8. Carroll County $548,250
  9. Chickasaw County $548,250
  10. Choctaw County $548,250
  11. Claiborne County $548,250
  12. Clarke County $548,250
  13. Clay County $548,250
  14. Coahoma County $548,250
  15. Copiah County $548,250
  16. Covington County $548,250
  17. DeSoto County $548,250
  18. Forrest County $548,250
  19. Franklin County $548,250
  20. George County $548,250
  21. Greene County $548,250
  22. Grenada County $548,250
  23. Hancock County $548,250
  24. Harrison County $548,250
  25. Hinds County $548,250
  26. Holmes County $548,250
  27. Humphreys County $548,250
  28. Issaquena County $548,250
  29. Itawamba County $548,250
  30. Jackson County $548,250
  31. Jasper County $548,250
  32. Jefferson County $548,250
  33. Jefferson Davis County $548,250
  34. Jones County $548,250
  35. Kemper County $548,250
  36. Lafayette County $548,250
  37. Lamar County $548,250
  38. Lauderdale County $548,250
  39. Lawrence County $548,250
  40. Leake County $548,250
  41. Lee County $548,250
  42. Leflore County $548,250
  43. Lincoln County $548,250
  44. Lowndes County $548,250
  45. Madison County $548,250
  46. Marion County $548,250
  47. Marshall County $548,250
  48. Monroe County $548,250
  49. Montgomery County $548,250
  50. Neshoba County $548,250
  51. Newton County $548,250
  52. Noxubee County $548,250
  53. Oktibbeha County $548,250
  54. Panola County $548,250
  55. Pearl River County $548,250
  56. Perry County $548,250
  57. Pike County $548,250
  58. Pontotoc County $548,250
  59. Prentiss County $548,250
  60. Quitman County $548,250
  61. Rankin County $548,250
  62. Scott County $548,250
  63. Sharkey County $548,250
  64. Simpson County $548,250
  65. Smith County $548,250
  66. Stone County $548,250
  67. Sunflower County $548,250
  68. Tallahatchie County $548,250
  69. Tate County $548,250
  70. Tippah County $548,250
  71. Tishomingo County $548,250
  72. Tunica County $548,250
  73. Union County $548,250
  74. Walthall County $548,250
  75. Warren County $548,250
  76. Washington County $548,250
  77. Wayne County $548,250
  78. Webster County $548,250
  79. Wilkinson County $548,250
  80. Winston County $548,250
  81. Yalobusha County $548,250
  82. Yazoo County $548,250