Located in the Midwestern United States, Minnesota is known as the Land of 10,000 lakes. This designation is technically a misnomer as the state contains 11,843 lakes (greater than 10 acres in size). The state is home to 5,420,380 Minnesotans. Considered overly friendly, genial and positive, the colloquial term “Minnesota nice” has long been in use. This niceness probably stems from the large presence of Norwegians and Swedes in the area. A political outlier in the Midwest, Minnesota is a strongly left-leaning Democratic Party stronghold. The state is large in terms of space, but nearly 60 percent of the population of Minnesota resides in the metropolitan area of Minneapolis-St. Paul. The twin cities as they are called are a hub of transportation, business, and culture. Much of the rest of the state is farmland and is significantly less populated. Aside from Alaska, Minnesota is the northernmost state in the U.S., and it shares a border with Canada. The state is home to numerous professional sports teams, including an NFL, NBA, and MLB team. Popular activities in the state often center on outdoor fun like camping and fishing. Orchestra Hall and the Guthrie Theater are popular venues for live shows, and the Mall of America that brings in over 40 million people yearly is considered a must do for shoppers.
The state was admitted into the Union in 1858. Originally inhabited by the Dakota people, French fur traders were the first Europeans to venture into Minnesota. The land was acquired from local native tribes for the country by frontiersmen Zebulon Pike. The original American settlers were mostly natives of New England, leading to the states nineteenth-century nickname of “the New England of the west.” Originally a logging and farming region, today the local economy is quite diverse. The state produces finished products and services and has a booming business sector.
Home to the Marine Safety Office in Duluth, 369,000 veterans inhabit Minnesota.
The following military installations are located in Minnesota:
- Minneapolis–Saint Paul Joint Air Reserve Station (NAS Twin Cities)
- Camp Ripley
- Fort Snelling / Fort Saint Anthony
In the state of Minnesota, if a veteran plans to use a VA home loan to make a purchase, a termite inspection is not required. Veterans in Minnesota with a service-related disability rating of 70 percent or more qualify for a property tax exemption of up to $150,000. Veterans with a 100 percent rating may receive a property tax exemption of up to $300,000.
VA Home Loan Information for the State of Minnesota
NOTE: The following is for information purposes only.
To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.
The loan limits below are the maximum 2021, $0 down VA loan amount set for each county, incorporated city, or municipality (as listed below). Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Aitkin County: $548,250
- Anoka County: $548,250
- Becker County: $548,250
- Beltrami County: $548,250
- Benton County: $548,250
- Big Stone County: $548,250
- Blue Earth County: $548,250
- Brown County: $548,250
- Carlton County: $548,250
- Cass County: $548,250
- Chippewa County: $548,250
- Chisago County: $548,250
- Clay County: $548,250
- Clearwater County: $548,250
- Cook County: $548,250
- Cottonwood County: $548,250
- Crow Wing County: $548,250
- Dakota County: $548,250
- Dodge County: $548,250
- Douglas County: $548,250
- Faribault County: $548,250
- Fillmore County: $548,250
- Freeborn County: $548,250
- Goodhue County: $548,250
- Grant County: $548,250
- Hennepin County: $548,250
- Houston County: $548,250
- Hubbard County: $548,250
- Isanti County: $548,250
- Itasca County: $548,250
- Jackson County: $548,250
- Kanabec County: $548,250
- Kandiyohi County: $548,250
- Kittson County: $548,250
- Koochiching County: $548,250
- Lac Qui Parle County: $548,250
- Lake County: $548,250
- Lake Of The Woods County: $548,250
- Le Sueur County: $548,250
- Lincoln County: $548,250
- Lyon County: $548,250
- Mahnomen County: $548,250
- Marshall County: $548,250
- Martin County: $548,250
- Mcleod County: $548,250
- Meeker County: $548,250
- Mille Lacs County: $548,250
- Morrison County: $548,250
- Mower County: $548,250
- Murray County: $548,250
- Nicollet County: $548,250
- Nobles County: $548,250
- Norman County: $548,250
- Olmsted County: $548,250
- Otter Tail County: $548,250
- Pennington County: $548,250
- Pine County: $548,250
- Pipestone County: $548,250
- Polk County: $548,250
- Pope County: $548,250
- Ramsey County: $548,250
- Red Lake County: $548,250
- Redwood County: $548,250
- Renville County: $548,250
- Rice County: $548,250
- Rock County: $548,250
- Roseau County: $548,250
- Scott County: $548,250
- Sherburne County: $548,250
- Sibley County: $548,250
- St. Louis County: $548,250
- Stearns County: $548,250
- Steele County: $548,250
- Stevens County: $548,250
- Swift County: $548,250
- Todd County: $548,250
- Traverse County: $548,250
- Wabasha County: $548,250
- Wadena County: $548,250
- Waseca County: $548,250
- Washington County: $548,250
- Watonwan County: $548,250
- Wilkin County: $548,250
- Winona County: $548,250
- Wright County: $548,250
- Yellow Medicine County: $548,250
