Minnesota VA Home Loan Limits

minnesota va home state seal

Located in the Midwestern United States, Minnesota is known as the Land of 10,000 lakes. This designation is technically a misnomer as the state contains 11,843 lakes (greater than 10 acres in size). The state is home to 5,420,380 Minnesotans. Considered overly friendly, genial and positive, the colloquial term “Minnesota nice” has long been in use. This niceness probably stems from the large presence of Norwegians and Swedes in the area. A political outlier in the Midwest, Minnesota is a strongly left-leaning Democratic Party stronghold. The state is large in terms of space, but nearly 60 percent of the population of Minnesota resides in the metropolitan area of Minneapolis-St. Paul. The twin cities as they are called are a hub of transportation, business, and culture. Much of the rest of the state is farmland and is significantly less populated. Aside from Alaska, Minnesota is the northernmost state in the U.S., and it shares a border with Canada. The state is home to numerous professional sports teams, including an NFL, NBA, and MLB team. Popular activities in the state often center on outdoor fun like camping and fishing. Orchestra Hall and the Guthrie Theater are popular venues for live shows, and the Mall of America that brings in over 40 million people yearly is considered a must do for shoppers.

The state was admitted into the Union in 1858. Originally inhabited by the Dakota people, French fur traders were the first Europeans to venture into Minnesota. The land was acquired from local native tribes for the country by frontiersmen Zebulon Pike. The original American settlers were mostly natives of New England, leading to the states nineteenth-century nickname of “the New England of the west.” Originally a logging and farming region, today the local economy is quite diverse. The state produces finished products and services and has a booming business sector.

Home to the Marine Safety Office in Duluth, 369,000 veterans inhabit Minnesota.

The following military installations are located in Minnesota:

  1. Minneapolis–Saint Paul Joint Air Reserve Station (NAS Twin Cities)
  2. Camp Ripley
  3. Fort Snelling / Fort Saint Anthony

In the state of Minnesota, if a veteran plans to use a VA home loan to make a purchase, a termite inspection is not required. Veterans in Minnesota with a service-related disability rating of 70 percent or more qualify for a property tax exemption of up to $150,000. Veterans with a 100 percent rating may receive a property tax exemption of up to $300,000.

Minnesota Military Short Sales:

Do you own a home in Minnesota? If so, do you require short sale assistance? Call 888-573-4496 or fill out the form below to find out how you can complete your short sale for zero cost, while retaining your ability to purchase a home in the future using a VA loan. Additionally, with short sale assistance, there can be no impact to your security clearance or credit (call 888-573-4496 for details).

VA Home Loan Information for the State of Minnesota

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2018, $0 down VA loan amount set for each county, incorporated city, or municipality (as listed below). Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Aitkin County $453,100
  2. Anoka County $453,100
  3. Becker County $453,100
  4. Beltrami County $453,100
  5. Benton County $453,100
  6. Big Stone County $453,100
  7. Blue Earth County $453,100
  8. Brown County $453,100
  9. Carlton County $453,100
  10. Cass County $453,100
  11. Chippewa County $453,100
  12. Chisago County $453,100
  13. Clay County $453,100
  14. Clearwater County $453,100
  15. Cook County $453,100
  16. Cottonwood County $453,100
  17. Crow Wing County $453,100
  18. Dakota County $453,100
  19. Dodge County $453,100
  20. Douglas County $453,100
  21. Faribault County $453,100
  22. Fillmore County $453,100
  23. Freeborn County $453,100
  24. Goodhue County $453,100
  25. Grant County $453,100
  26. Hennepin County $453,100
  27. Houston County $453,100
  28. Hubbard County $453,100
  29. Isanti County $453,100
  30. Itasca County $453,100
  31. Jackson County $453,100
  32. Kanabec County $453,100
  33. Kandiyohi County $453,100
  34. Kittson County $453,100
  35. Koochiching County $453,100
  36. Lac Qui Parle County $453,100
  37. Lake County $453,100
  38. Lake Of The Woods County $453,100
  39. Le Sueur County $453,100
  40. Lincoln County $453,100
  41. Lyon County $453,100
  42. Mahnomen County $453,100
  43. Marshall County $453,100
  44. Martin County $453,100
  45. Mcleod County $453,100
  46. Meeker County $453,100
  47. Mille Lacs County $453,100
  48. Morrison County $453,100
  49. Mower County $453,100
  50. Murray County $453,100
  51. Nicollet County $453,100
  52. Nobles County $453,100
  53. Norman County $453,100
  54. Olmsted County $453,100
  55. Otter Tail County $453,100
  56. Pennington County $453,100
  57. Pine County $453,100
  58. Pipestone County $453,100
  59. Polk County $453,100
  60. Pope County $453,100
  61. Ramsey County $453,100
  62. Red Lake County $453,100
  63. Redwood County $453,100
  64. Renville County $453,100
  65. Rice County $453,100
  66. Rock County $453,100
  67. Roseau County $453,100
  68. Scott County $453,100
  69. Sherburne County $453,100
  70. Sibley County $453,100
  71. St. Louis County $453,100
  72. Stearns County $453,100
  73. Steele County $453,100
  74. Stevens County $453,100
  75. Swift County $453,100
  76. Todd County $453,100
  77. Traverse County $453,100
  78. Wabasha County $453,100
  79. Wadena County $453,100
  80. Waseca County $453,100
  81. Washington County $453,100
  82. Watonwan County $453,100
  83. Wilkin County $453,100
  84. Winona County $453,100
  85. Wright County $453,100
  86. Yellow Medicine County $453,100


























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