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Michigan VA Home Loan Limits

Michigan military homes

Located in the upper Midwest, Michigan is perhaps best known for its proximity to the legendary Great Lakes. The state has numerous famous landmarks, beautiful scenery and multiple national parks and forests. Often going overlooked by people who largely associate the metro area of Detroit with the entirety of the state is just how pretty it is. In fact, Michigan has the longest freshwater coastline of any area in the world. The expanse of water provides abundant outdoor and boating opportunities. Michigan is one of the premier U.S. states for recreational boating. Interestingly, residents of Michigan are never more than six miles from the source of natural water and never more than 85 miles away from the shoreline of one of the Great Lakes. A relative geographical anomaly, the state is made up of two distinct peninsulas. The peninsulas are divided into areas known as The U.P., Northern Michigan, West Michigan, Mid-Michigan, and Downstate. Important urban areas in Michigan include Detroit, Grand Rapids, and Lansing. Detroit is the first and largest city in the state, nicknamed the Motor City because of its place in this countries automobile history. The state’s population of 9,895,622 makes it the ninth largest in the country.

Michigan was admitted to the union as a state in 1837, making it the 26th state. Prior to European arrival, the Algonquian tribes such as the Ojibwe and Anishinaabe prominently inhabited the area. Interestingly, after the Revolutionary War, Michigan was not entirely ceded to the United States; in fact Great Britain maintained possession of portions of it. The state did not fall completely under American Authority until 1847.

Today, Michigan has a gross state product in the range of $408.218 billion. The American automotive industry center, the state also produces a large quantity of food products, information tech, aerospace and military equipment. Miscellaneously, Michigan is the third largest grower of Christmas trees. Both Dominos and Little Caesars were founded in the state.

Currently, although it has a rich military history, there are only two military bases located in Michigan—Selfridge Air National Guard Base and the Detroit Arsenal. The Detroit Arsenal was the first plant built in the U.S. for the purpose of mass producing tanks.

Michigan has an extensive veteran population, totaling more than 680,000. If a veteran plans to purchase a property using a VA-backed home loan, a termite inspection is required in the following counties: Allegan, Barry, Berrien, Branch, Calhoun, Cass, Hillsdale, Ionia, Jackson, Kalamazoo, Kent, Lenawee, Livingston, Macomb, Mason, Monroe, Muskegon, Oakland, Oceana, Ottawa, St. Clair, St. Joseph, VanBuren, Washtenaw and Wayne. In addition, a copy of the builder’s license is required for all proposed, under construction or new construction properties.

Disabled veterans in Michigan qualify for a complete property tax exemption if they have a service-related disability of 100 percent.

VA Home Loan Information For The State of Michigan

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2020, $0 down VA loan amount set for each county, incorporated city, or municipality (as listed below). Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Alcona County $484,350
  2. Alger County $484,350
  3. Allegan County $484,350
  4. Alpena County $484,350
  5. Antrim County $484,350
  6. Arenac County $484,350
  7. Baraga County $484,350
  8. Barry County $484,350
  9. Bay County $484,350
  10. Benzie County $484,350
  11. Berrien County $484,350
  12. Branch County $484,350
  13. Calhoun County $484,350
  14. Cass County $484,350
  15. Charlevoix County $484,350
  16. Cheboygan County $484,350
  17. Chippewa County $484,350
  18. Clare County $484,350
  19. Clinton County $484,350
  20. Crawford County $484,350
  21. Delta County $484,350
  22. Dickinson County $484,350
  23. Eaton County $484,350
  24. Emmet County $484,350
  25. Genesee County $484,350
  26. Gladwin County $484,350
  27. Gogebic County $484,350
  28. Grand Traverse County $484,350
  29. Gratiot County $484,350
  30. Hillsdale County $484,350
  31. Houghton County $484,350
  32. Huron County $484,350
  33. Ingham County $484,350
  34. Ionia County $484,350
  35. Iosco County $484,350
  36. Iron County $484,350
  37. Isabella County $484,350
  38. Jackson County $484,350
  39. Kalamazoo County $484,350
  40. Kalkaska County $484,350
  41. Kent County $484,350
  42. Keweenaw County $484,350
  43. Lake County $484,350
  44. Lapeer County $484,350
  45. Leelanau County $484,350
  46. Lenawee County $484,350
  47. Livingston County $484,350
  48. Luce County $484,350
  49. Mackinac County $484,350
  50. Macomb County $484,350
  51. Manistee County $484,350
  52. Marquette County $484,350
  53. Mason County $484,350
  54. Mecosta County $484,350
  55. Menominee County $484,350
  56. Midland County $484,350
  57. Missaukee County $484,350
  58. Monroe County $484,350
  59. Montcalm County $484,350
  60. Montmorency County $484,350
  61. Muskegon County $484,350
  62. Newaygo County $484,350
  63. Oakland County $484,350
  64. Oceana County $484,350
  65. Ogemaw County $484,350
  66. Ontonagon County $484,350
  67. Osceola County $484,350
  68. Oscoda County $484,350
  69. Otsego County $484,350
  70. Ottawa County $484,350
  71. Presque Isle County $484,350
  72. Roscommon County $484,350
  73. Saginaw County $484,350
  74. Sanilac County $484,350
  75. Schoolcraft County $484,350
  76. Shiawassee County $484,350
  77. St. Clair County $484,350
  78. St. Joseph County $484,350
  79. Tuscola County $484,350
  80. Van Buren County $484,350
  81. Washtenaw County $484,350
  82. Wayne County $484,350
  83. Wexford County $484,350