Michigan VA Home Loan Limits

Michigan military homes

Located in the upper Midwest, Michigan is perhaps best known for its proximity to the legendary Great Lakes. The state has numerous famous landmarks, beautiful scenery and multiple national parks and forests. Often going overlooked by people who largely associate the metro area of Detroit with the entirety of the state is just how pretty it is. In fact, Michigan has the longest freshwater coastline of any area in the world. The expanse of water provides abundant outdoor and boating opportunities. Michigan is one of the premier U.S. states for recreational boating. Interestingly, residents of Michigan are never more than six miles from the source of natural water and never more than 85 miles away from the shoreline of one of the Great Lakes. A relative geographical anomaly, the state is made up of two distinct peninsulas. The peninsulas are divided into areas known as The U.P., Northern Michigan, West Michigan, Mid-Michigan, and Downstate. Important urban areas in Michigan include Detroit, Grand Rapids, and Lansing. Detroit is the first and largest city in the state, nicknamed the Motor City because of its place in this countries automobile history. The state’s population of 9,895,622 makes it the ninth largest in the country.

Michigan was admitted to the union as a state in 1837, making it the 26th state. Prior to European arrival, the Algonquian tribes such as the Ojibwe and Anishinaabe prominently inhabited the area. Interestingly, after the Revolutionary War, Michigan was not entirely ceded to the United States; in fact Great Britain maintained possession of portions of it. The state did not fall completely under American Authority until 1847.

Today, Michigan has a gross state product in the range of $408.218 billion. The American automotive industry center, the state also produces a large quantity of food products, information tech, aerospace and military equipment. Miscellaneously, Michigan is the third largest grower of Christmas trees. Both Dominos and Little Caesars were founded in the state.

Currently, although it has a rich military history, there are only two military bases located in Michigan—Selfridge Air National Guard Base and the Detroit Arsenal. The Detroit Arsenal was the first plant built in the U.S. for the purpose of mass producing tanks.

Michigan has an extensive veteran population, totaling more than 680,000. If a veteran plans to purchase a property using a VA-backed home loan, a termite inspection is required in the following counties: Allegan, Barry, Berrien, Branch, Calhoun, Cass, Hillsdale, Ionia, Jackson, Kalamazoo, Kent, Lenawee, Livingston, Macomb, Mason, Monroe, Muskegon, Oakland, Oceana, Ottawa, St. Clair, St. Joseph, VanBuren, Washtenaw and Wayne. In addition, a copy of the builder’s license is required for all proposed, under construction or new construction properties.

Disabled veterans in Michigan qualify for a complete property tax exemption if they have a service-related disability of 100 percent.

Michigan Military Short Sale Assistance:

Do you need short sale assistance on your non-VA or VA loan? Call 888-573-4496 or complete the form below for more information. Veterans and service members who use short sale assistance can still purchase another home in the future using their VA benefit, and there’s no impact to security clearance or credit score, if they homeowner is current on their loan. There is zero cost to the homeowner who utilizes short sale assistance.

VA Home Loan Information For The State of Michigan

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2018, $0 down VA loan amount set for each county, incorporated city, or municipality (as listed below). Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Alcona County $453,100
  2. Alger County $453,100
  3. Allegan County $453,100
  4. Alpena County $453,100
  5. Antrim County $453,100
  6. Arenac County $453,100
  7. Baraga County $453,100
  8. Barry County $453,100
  9. Bay County $453,100
  10. Benzie County $453,100
  11. Berrien County $453,100
  12. Branch County $453,100
  13. Calhoun County $453,100
  14. Cass County $453,100
  15. Charlevoix County $453,100
  16. Cheboygan County $453,100
  17. Chippewa County $453,100
  18. Clare County $453,100
  19. Clinton County $453,100
  20. Crawford County $453,100
  21. Delta County $453,100
  22. Dickinson County $453,100
  23. Eaton County $453,100
  24. Emmet County $453,100
  25. Genesee County $453,100
  26. Gladwin County $453,100
  27. Gogebic County $453,100
  28. Grand Traverse County $453,100
  29. Gratiot County $453,100
  30. Hillsdale County $453,100
  31. Houghton County $453,100
  32. Huron County $453,100
  33. Ingham County $453,100
  34. Ionia County $453,100
  35. Iosco County $453,100
  36. Iron County $453,100
  37. Isabella County $453,100
  38. Jackson County $453,100
  39. Kalamazoo County $453,100
  40. Kalkaska County $453,100
  41. Kent County $453,100
  42. Keweenaw County $453,100
  43. Lake County $453,100
  44. Lapeer County $453,100
  45. Leelanau County $453,100
  46. Lenawee County $453,100
  47. Livingston County $453,100
  48. Luce County $453,100
  49. Mackinac County $453,100
  50. Macomb County $453,100
  51. Manistee County $453,100
  52. Marquette County $453,100
  53. Mason County $453,100
  54. Mecosta County $453,100
  55. Menominee County $453,100
  56. Midland County $453,100
  57. Missaukee County $453,100
  58. Monroe County $453,100
  59. Montcalm County $453,100
  60. Montmorency County $453,100
  61. Muskegon County $453,100
  62. Newaygo County $453,100
  63. Oakland County $453,100
  64. Oceana County $453,100
  65. Ogemaw County $453,100
  66. Ontonagon County $453,100
  67. Osceola County $453,100
  68. Oscoda County $453,100
  69. Otsego County $453,100
  70. Ottawa County $453,100
  71. Presque Isle County $453,100
  72. Roscommon County $453,100
  73. Saginaw County $453,100
  74. Sanilac County $453,100
  75. Schoolcraft County $453,100
  76. Shiawassee County $453,100
  77. St. Clair County $453,100
  78. St. Joseph County $453,100
  79. Tuscola County $453,100
  80. Van Buren County $453,100
  81. Washtenaw County $453,100
  82. Wayne County $453,100
  83. Wexford County $453,100


















































































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