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Marin County, California VA Home Loan Information

Table of Contents

FAQ

What is the VA Loan Limit?

As of 2022 the VA county limit for Marin is $970,800

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Marin County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA house loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Marin County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Marin County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Marin County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of March 31, 2021, the median home value for Marin County is $1,334,712. In addition, the median household income for residents of the county is $115,246.

How much are the VA Appraisal Fees?

  • Single-Family: $750.
  • Individual Condo: $750.
  • Manufactured Homes: $800.
  • 2-4 Unit Multi-Family: $925.
  • Appraisal Turnaround Times: 10 days.

Do I need Flood Insurance in Marin County?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • In Marin County, there are many flood plains, especially in the low-lying areas. Your agent can help you determine whether you’d be required to purchase flood insurance on a particular property.

How do I learn about Property Taxes?

  • Shelly Scott is the current tax assessor for Marin County. Her office is at 3501 Civic Center Drive, Suite 208, San Rafael, California 94903; the office phone is (415) 473-7215.
  • The state of California offers incentive programs that expand statewide for new, growing, and relocating businesses. Two of these programs are the California Competes Tax Credit which offers qualifying businesses with a tax credit, and the New employment Credit which offers a tax credit for taxpayers who hire full-time employees. Furthermore, the state offers several other incentives.

What is the Population?

  • The county’s population of 258,826 is 71% White, 16% Hispanic, and 6.6% Asian.
  • Most county residents are between 18 and 65 years old, with 19% under 18 years old and 23% older than 65.
  • In total, the county has about 105,432 households, with an average of 2.4 people per household.

What are the major cities?

The County has eleven cities, including San Rafael, which serves as the county seat. The ten other cities in the County are Belvedere, Corte Madera, Fairfax, Larkspur, Mill Valley, Novato, Ross, San Anselmo, Sausalito, and Tiburon.

About Marin County

With the fifth-highest per capita income in the entire country, Marin County is known for its prosperity. Many high-tech companies call this county home. Perhaps juxtaposing one another are San Quentin Prison and the George Lucas owned Skywalker Ranch, both are among the more well-known landmarks of the area.

Located in the San Francisco Bay Area along the Pacific Ocean, the county was created in 1850 and named after Licatiut tribal chief Marin. Born as Huicmuse, Marin was re-christened Marino upon baptism. His exploits of bloody excursions against the Spanish as well as his service of the San Rafael Mission became legendary in the area following his death in 1839. Of further historical significance is the widespread belief that explorer Francis Drake first landed off the coast of Marin in 1579, though this has never been confirmed and as of 2003 has been partially discredited.

Annually, the county hosts the Dipsea Race which is the oldest cross country running event in the entire country. While Mountain biking was invented in Mount Tamalpais of Marin County. The beaches coupled with national protected areas including the Golden Gate National Rec Area, the Marin Islands Wildlife Refuge, and Point Reyes make the scenery a national gem.

Furthermore, the top 15 employers in Marin County are Kaiser Permanente, Marin General Hospital, Autodesk, Fireman’s Fund Insurance Company, Comcast, Safeway Inc., Macy’s, Inc., Frank Howard Allen Realtors, BioMarin Pharmaceutical, FICO, MHN, Dominican University of California, W. Bradley Electric, Brayton Purcell and Guide Dogs for the Blind.

Veteran Information

The county is currently home to 10,516 veterans.

  • Marin County is home to one VFW post:
    • Post 7816 Donald V. Westland Post – 844 Sweetser Ave. Novato, California 94945.
  • County Veteran Assistance Information

Apply for a VA Home Loan

  • For more information >>  VA Home Loans and how to apply.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Name (ID): ATHERTON PLACE (000528)
Address: 11 ORTA WAY

NOVATO CA 94945
MARIN
Status: Accepted With Conditions
Request Received Date: 12/20/2020
Review Completion Date: 12/28/2020
Name (ID): CASA TIBURON (000057)
Address: 

TIBURON CA 94920
MARIN
Status: Accepted Without Conditions
Request Received Date: 05/14/2012
Review Completion Date: 10/17/2012
Name (ID): CEDAR CREEK CONDOMINIUM (000089)
Address: 1755 NOVATO BLVD.

NOVATO CA 94947
MARIN
Status: Accepted Without Conditions
Request Received Date: 09/08/2013
Review Completion Date: 10/02/2013
Name (ID): CROSSROADS 2 AKA (C00389)
Address: THE CROSSROADS TWNHSE

NOVATO CA 94949-0000
MARIN
Status: Accepted Without Conditions
Request Received Date: 12/11/1989
Review Completion Date: 12/11/1989
Name (ID): HARBOR VIEW HOA AKA (008289)
Address: BUTTE STREET CONDOMINIUMS

SAUSALITO CA 94965
MARIN
Status: Accepted Without Conditions
Request Received Date: 06/25/2009
Review Completion Date: 07/06/2009
Name (ID): HARBOR VIEW IN SAUSALITO (008290)
Address: AKA 802 BUTTE STREET

SAUSALITO CA 94965
MARIN
Status: Accepted Without Conditions
Request Received Date: 06/25/2009
Review Completion Date: 07/06/2009
Name (ID): KENDELL COURT CONDOMINIUM (C01346)
Address: 

SAUSALITO CA 99999
MARIN
Status: Accepted Without Conditions
Request Received Date: 12/20/1982
Review Completion Date: Unavailable
Name (ID): LARKSPUR ISLE (C00770)
Address: 

LARKSPUR CA 94939-0000
MARIN
Status: Accepted Without Conditions
Request Received Date: 09/24/1996
Review Completion Date: 10/24/1996
Name (ID): MARIN COVE (000357)
Address: 1415 N MCDOWELL BLVD. STE B

PETALUMA CA 94954
MARIN
Status: Accepted Without Conditions
Request Received Date: 11/27/2018
Review Completion Date: 12/05/2018
Name (ID): MARINA VISTA HOA (000131)
Address: 69 LINCOLN DRIVE

SAUSALITO CA 94965
MARIN
Status: Accepted Without Conditions
Request Received Date: 09/03/2014
Review Completion Date: 09/11/2014
Name (ID): MARINER TOWNHOUSE OWNERS ASSOC (000422)
Address: MARINER GREEN DRIVE

CORTE MADERA CA 94929
MARIN
Status: Accepted Without Conditions
Request Received Date: 10/13/2019
Review Completion Date: 10/20/2019
Name (ID): MEADOWCREEK STATION HOA (000453)
Address: 30 CREEKSIDE CT

CORTE MADERA CA 94925
MARIN
Status: Accepted Without Conditions
Request Received Date: 03/08/2020
Review Completion Date: 03/16/2020
Name (ID): MILLER CREEK HOMEOWNER’S (008541)
Address: ASSOCIATION

SAN RAFAEL CA 94903
MARIN
Status: Accepted Without Conditions
Request Received Date: 04/04/2010
Review Completion Date: 04/18/2010
Name (ID): PIXLEY MEWS (C01275)
Address: CONDOMINIUMS

CORTE MADERA CA 94900-0000
MARIN
Status: Accepted With Conditions
Request Received Date: 08/27/1997
Review Completion Date: Unavailable
Name (ID): PORT ELISEO (000469)
Address: 511 SO. ELISEO DR

GREENBRAE CA 94904
MARIN
Status: Accepted With Conditions
Request Received Date: 06/02/2020
Review Completion Date: 06/15/2020
Name (ID): PORTOBELLO ASSOCIATION (000119)
Address: PORTOBELLO DRIVE

SAN RAFEL CA 94901
MARIN
Status: Accepted Without Conditions
Request Received Date: 07/07/2013
Review Completion Date: 08/13/2013
Name (ID): RAFAEL BAY TOWNHOME (000534)
Address: 323 PLAYA DEL REY

SAN RAFAEL CA 94901
MARIN
Status: Accepted Without Conditions
Request Received Date: 02/03/2021
Review Completion Date: 02/09/2021
Name (ID): REICHERT TOWNHOUSES (007610)
Address: A CONDOMINIUM

NOVATO CA 94945
MARIN
Status: Accepted Without Conditions
Request Received Date: 11/18/2007
Review Completion Date: 11/18/2007
Name (ID): SCOTTSDALE LAKE (C00409)
Address: 

NOVATO CA 99999-0000
MARIN
Status: Accepted Without Conditions
Request Received Date: 08/11/1987
Review Completion Date: Unavailable
Name (ID): SEASCAPE VILLAGE HOA, AKA (008332)
Address: THE CROSSROADS TOWNHOMES

NOVATO CA 94949
MARIN
Status: Accepted Without Conditions
Request Received Date: 10/11/2002
Review Completion Date: 11/22/2002
Name (ID): SESSIONS RISE (C00410)
Address: 

SAN RAFAEL CA 99999-0000
MARIN
Status: Accepted Without Conditions
Request Received Date: 05/03/1988
Review Completion Date: Unavailable
Name (ID): SOONER COURT (000235)
Address: 7655 REDWOOD BLVD

NOVATO CA 94945-1472
MARIN
Status: Accepted Without Conditions
Request Received Date: 12/11/2016
Review Completion Date: 01/23/2017
Name (ID): SPYGLASS HILL (C01194)
Address: VIA CASITAS

GREENBRAE CA 94904-0000
MARIN
Status: Accepted Without Conditions
Request Received Date: 05/01/2008
Review Completion Date: 05/01/2008
Name (ID): TAMALPAIS GARDENS (007893)
Address: 

NOVATO CA 94948
MARIN
Status: Accepted Without Conditions
Request Received Date: 07/17/2008
Review Completion Date: 07/24/2008
Name (ID): THE GARDENS AT (008175)
Address: BEL MARIN KEYS

NOVATO CA 94949
MARIN
Status: Accepted Without Conditions
Request Received Date: 03/16/2009
Review Completion Date: 04/20/2009
Name (ID): VIA CASITAS TERRACE (000118)
Address: LOWER VIA CASITAS

LARKSPUR CA 92101
MARIN
Status: Accepted Without Conditions
Request Received Date: 05/05/2014
Review Completion Date: 05/14/2014
Name (ID): WHISKEY SPRINGS (000230)
Address: 100 CYPRESS PLACE

SAUSALITO CA 94965
MARIN
Status: Accepted Without Conditions
Request Received Date: 11/27/2016
Review Completion Date: 12/29/2016
For more information about the VA approval
process
call us at (877) 432-5626.

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