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Grand County, Colorado VA Loan & Property Information

Table of Contents


What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $548,250 (Call 877-432-5626 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Grand county. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA house loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Grand County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Grand County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Grand County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Pro tip: Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of April 31, 2021, the median home value for Grand County is $541,941. In addition, the median household income for residents of the county is $71,198.

How much are the VA Appraisal Fees?

  • Single-Family: $750.
  • Individual Condo: $775.
  • Manufactured Homes: $800.
  • 2-4 Unit Multi-Family: $950.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • There is currently no FEMA Flood Map Center digital data for Grand County. However, there are flood hazards that might be located around the Arkansas River and the Purgatoire River.

How do I learn about Property Taxes?

  • Tom Weydert is the current tax assessor for Grand County. His office can be reached at 308 Byers Ave. Hot Sulphur Springs, CO 80451 or by calling (970) 725-3060.
  • Colorado State offers Coloradoans the opportunity to be eligible for the Property Tax, Rent, Heat Credit Rebate (PTC Rebate). Some basic requirements are that applicants live in Colorado for at least one year, be 65 years or older, or the surviving spouse of 58 years of age, or a disabled person. Income and expenses will guide how much is given in the rebate.

What is the Population?

  • The county’s population of 15,734 is 86% White, 9.6% Hispanic, and 1.9% Mixed Race.
  • Most county residents are between 18 and 65 years old, with 16% under 18 years old and 18% older than 65.
  • In total, the county has about 5,884 households, with an average of 2.5 people per household.

What are the major cities?

The county has six towns and two census designated areas. The six towns are Fraser, Granby, Grand Lake, Hot Sulphur Springs which serves as the county seat, Kremmling, and Winter Park. Additionally, the two census designated areas are Parshall and Tabernash.

About Grand County

Named after the Grand Lake and the Grand River, Grand County was created on Feb. 2, 1874. The county is made up of several distinct towns, each with a distinct history. Located 67 miles from the City of Denver, Grand County is the perfect place to experience the beauty of Colorado.

Grand County offers striking views of the Rocky Mountains. It is also the home of several relaxing hot springs. Located in Hot Sulpher Springs, Ute and Arapaho tribes believed that these hot springs offered healing powers. Grand County is the home to one of the nicest resorts in Colorado thanks to these hot springs. The Hot Sulpher Springs Resort offers over 23 hot spring pools for relaxing.

Grand County also offers a great landscape for skiing, snowboarding, and hiking. Winter Park is a town in Grand County that has over 3,000 acres of skiable terrain. The county is also the location of over 600 miles of walkable nature trails.

The county has a thriving music scene perfect for music enthusiasts. There are a number of outdoor music events and festivals that are held in Grand County quite often. The summer festivals showcase both local and national musical artists every week.

Veteran Information

The county is currently home to 1,181 veterans.

  • Perry County is home to one VFW post:
    • Post 9374 Kremmling Post – Kremmling, CO 80459.
  • County Veteran Assistance Information

VA Home Loan Information

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Address: 612 WAPITI DRIVE

Status: Accepted Without Conditions
Request Received Date: 06/01/2017
Review Completion Date: 06/05/2017
Name (ID): COZENS POINTE (002834)
Address: CONDOS

Status: Accepted Without Conditions
Request Received Date: 07/05/2015
Review Completion Date: 07/12/2015

Status: Accepted Without Conditions
Request Received Date: 08/11/2003
Review Completion Date: Unavailable
Address: 203, 205 207 BELLA VISTA COURT

Status: Accepted Without Conditions
Request Received Date: 12/27/2016
Review Completion Date: 02/01/2017
Name (ID): SNOWBLAZE (003223)
Address: 79114 US HWY 40

Status: Accepted Without Conditions
Request Received Date: 10/20/2019
Review Completion Date: 11/12/2019
Name (ID): SODA SPRINGS RANCH #2 & #3 (000926)

GRAND LAKE CO 80000-0000
Status: Accepted Without Conditions
Request Received Date: 04/08/2015
Review Completion Date: 04/08/2015
Address: 1080 WINTER PARK DR

Status: Accepted Without Conditions
Request Received Date: 08/02/2018
Review Completion Date: 10/02/2018
For more information about the VA approved condo
, call us at (877) 432-5626.