Table of Contents
- What is the VA Loan Limit?
- How to Apply for a VA Home Loan?
- What is the Median Home Price?
- What are the VA Appraisal Fees?
- Do I need Flood Insurance?
- How do I learn about Property Taxes?
- What is the Population?
- What are the major cities?
- About Fresno County
- Veteran Information
- Apply for a VA Home Loan
- VA Approved Condos
FAQ
What is the VA Loan Limit?
2021 VA Home Loan Limit: $0 down up to $5,000,000* (Subject to lender limits) /2 open VA loans at one time $548,250* (Call 888-573-4496 for details).
How to Apply for a VA Home Loan?
This is a quick look at how to apply for a VA home loan in Fresno County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA house loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Fresno County. If you have any questions, you can call us at VA HLC and we’ll help you get started.
- Get your Certificate of Eligibility (COE)
- Give us a call at (877) 432-5626 and we’ll get your COE for you.
- Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
- Get pre-approved, to get pre-approved for a loan, you’ll need:
- Previous two years of W2s
- Most recent 30 days paystubs or LES (active duty)
- Most recent 60 days bank statements
- Landlord and HR/Payroll Department contact info
- Find a home
- We can help you check whether the home is in one of the Fresno County flood zones
- Get the necessary inspections
- Termite inspection: required
- Well or septic inspections needed, if applicable
- Get the home appraised
- We can help you find a VA-Certified appraiser in Fresno County and schedule the process
- Construction loan note: Construction permit/appraisal info
- Building permit
- Elevation certificate
- Lock in your interest rates
- Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
- Close the deal and get packing!
- You’re ready to go.
What is the Median Home Price?
As of March 31, 2021, the median home value for Fresno County is $309,672. In addition, the median household income for residents of the County is $53,969.
How much are the VA Appraisal Fees?
- Single-Family: $600.
- Individual Condo: $600.
- Manufactured Homes: $600.
- 2-4 Unit Multi-Family: $850.
- Appraisal Turnaround Times: 7 days.
Do I need Flood Insurance?
- The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
- The flood zones in Fresno County are mainly along the rivers and in flat farming areas. Your agent can help you to check whether a property will require flood insurance.
How do I learn about Property Taxes?
- Paul Dictos is the tax assessor for Fresno County. His office can be reached at 2281 Tulare Street, Room 201, Fresno, California 93721 and by calling (559) 600-3534.
- Veterans, owner-occupiers, and senior citizens may be eligible for property tax relief. You can find out whether you qualify through the county assessor. Also, the Assessor’s Office can do re-appraisals to determine property values and flood risks.
What is the Population?
- The County’s population of 999,101 is 53% Hispanic, 28% White, and 11% Asian.
- Most county residents are between 18 and 65 years old, with 28% under 18 years old and 12% older than 65.
- In total, the County has about 307,906 households, with an average of 3.1 people per household.
What are the major cities?
The County has fifteen cities, including the city of Fresno, which serves as the county seat. The fourteen other cities in the County are Clovis, Coalinga, Firebaugh, Fowler, Huron, Kerman, Kingsburg, Mendota, Orange Cove, Parlier, Reedley, San Joaquin, Sanger, and Selma.
About Fresno County
Home to the fifth-largest city in California, Fresno County is also home to everything from farmland to redwood forests. Fresno County offers both economic opportunity and beautiful scenery.
When it comes to education and the County’s K-12 schools, there are several great local colleges and universities. The California State University at Fresno and the community colleges in Clovis, Fresno, and Reedley provide a chance for local students to get a quality education without traveling far from home.
Additionally, the County is an excellent place for small businesses and has sponsored several incentive programs to help companies get their start in Fresno. For example, some companies can qualify for a 25% reduction on their electric bills for five years. Another program has established a Foreign Trade Zone, where businesses can delay, reduce, or even eliminate customs duties on imports.
One thing that draws people to Fresno County is the natural beauty found within. The County is home to part of Sequoia National Forest and Kings Canyon National Park. You don’t have to travel far to get away from it all in Fresno County. These national parks and forests offer plenty of chances to go hiking, stargazing, and camping.
Furthermore, there are so many attractions in Fresno County that you are sure never to get bored! The Chaffee Zoo is a popular tourist attraction and is home to many interesting wildlife species. The Saroyan Theatre is the best place to see a lavish stage production, dance recital, or musical act. Be sure to check out an excellent performance by the Fresno Philharmonic. Fresno County is home to many local sports teams, including hockey and baseball.
Veteran Information
The County is currently home to 36,125 veterans.
- Fresno County is home to eight VFW post:
- Post 5057 Lt. Bill Young Post – 530 North Parkway Drive, Fresno, California 93728.
- Post 8900 E G Henry Gutierrez Post – 3585 North Blythe Avenue, Fresno, California 93722.
- Post 3225 Clovis Post – 808 4th Street, Clovis, California 93612.
- Post 5845 Biola Post – 4925 North 7th Street, Biola, California 93606.
- Post 8470 Kerman Memorial Post – 1020 W. Siskiyou Avenue, Kerman, California 93630.
- Post 7168 Edward Kuhlman Post – 6502 O Street, Sanger, California 93657.
- Post 6152 Kingsburg Post – 1551 6th Avenue Drive, Kingsburg, California 93631.
- Post 7380 Westside Firebaugh Post – 1300 O Street, Firebaugh, California 93622.
- County Veteran Assistance Information
- Fresno County Veteran Service Office – 1320 East Shaw Avenue, #105, Fresno, California 93710.
Apply for a VA Home Loan
- For more information about VA Home Loans and how to apply, click here.
- If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.
- VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.
VA Approved Condos
| Name (ID): BRETZ MILL (000258) Address: 40748 MILL RUN LANE SHAVER LAKE CA 93664 FRESNO Status: Accepted Without Conditions Request Received Date: 04/19/2017 Review Completion Date: 05/18/2017 | Name (ID): BULLARD MEADOWS (000020) Address: CONDOMINIUMS FRESNO CA 93704 FRESNO Status: Accepted Without Conditions Request Received Date: 06/12/2011 Review Completion Date: 06/15/2011 |
| Name (ID): CAPISTRANO TOWNHOMES (C00369) Address: 4985 AND 4975 BUTLER AVE. FRESNO CA 93727-0000 FRESNO Status: Accepted Without Conditions Request Received Date: 12/31/2000 Review Completion Date: 12/31/2000 | Name (ID): CASITAS VAN NESS (007128) Address: FRESNO CA 93711 FRESNO Status: Accepted Without Conditions Request Received Date: 06/04/1985 Review Completion Date: Unavailable |
| Name (ID): CENTRAL PARK 3 (007527) Address: FRESNO CA 93710 FRESNO Status: HUD Accepted Request Received Date: 06/13/2007 Review Completion Date: 06/13/2007 | Name (ID): ESTRELLA (007813) Address: ALL PHASES FOWLER CA 93625 FRESNO Status: Accepted Without Conditions Request Received Date: 05/22/2008 Review Completion Date: 05/27/2008 |
| Name (ID): LAKESIDE 84 (008408) Address: TRACT 3626 FRESNO CA 93720 FRESNO Status: HUD Accepted Request Received Date: 09/16/2009 Review Completion Date: 09/20/2009 | Name (ID): MONTAGE ATTACHED HOMES (007653) Address: ARMSTRONG AVE. CLOVIS CA 93611 FRESNO Status: Accepted Without Conditions Request Received Date: 01/29/2008 Review Completion Date: 01/29/2008 |
| Name (ID): PALM LAKES (001275) Address: 5138 E ASHLAN FRESNO CA 93727 FRESNO Status: Accepted Without Conditions Request Received Date: 05/14/2015 Review Completion Date: 07/01/2015 | Name (ID): RANCH WOOD CONDOMINIUM (C01081) Address: FRESNO CA 93702-0000 FRESNO Status: Accepted Without Conditions Request Received Date: 11/11/1985 Review Completion Date: 11/11/1985 |
| Name (ID): SHAW WOODS (C00376) Address: TRACT NO. 2996 FRESNO CA 99999-0000 FRESNO Status: Accepted Without Conditions Request Received Date: 01/27/1994 Review Completion Date: Unavailable | Name (ID): SIERRA NORTH VILLAGE (C01174) Address: TRACT 2671 FRESNO CA 93721-0000 FRESNO Status: Accepted Without Conditions Request Received Date: 10/15/1995 Review Completion Date: Unavailable |
| Name (ID): SUNNYSIDE CONDO (C01082) Address: TRACT NO. 3010 FRESNO CA 90000-0000 FRESNO Status: Accepted Without Conditions Request Received Date: 05/04/1982 Review Completion Date: Unavailable | Name (ID): SUNNYVILLE CONDOMINIUMS (C01351) Address: PARCEL MAP 86-07 FRESNO CA 99999 FRESNO Status: Accepted Without Conditions Request Received Date: 11/16/1986 Review Completion Date: Unavailable |
| Name (ID): THE HORIZONS (001465) Address: TRACT 3529 FRESNO CA 93720 FRESNO Status: Accepted Without Conditions Request Received Date: 05/18/2005 Review Completion Date: Unavailable | Name (ID): TIFFANY TOWERS (000430) Address: 5180 N WISHON AVE FRESNO CA 93704 FRESNO Status: Accepted Without Conditions Request Received Date: 11/13/2019 Review Completion Date: 11/21/2019 |
| Name (ID): TOLLHOUSE VILLAGE (007072) Address: 1758 TOLLHOUSE LANE CLOVIS CA 93611 FRESNO Status: Accepted Without Conditions Request Received Date: 10/15/2002 Review Completion Date: Unavailable | Name (ID): TUSCANY VILLAS AKA (007659) Address: THE FIG GARDEN TERRACE FRESNO CA 93711 FRESNO Status: HUD Accepted Request Received Date: 02/07/2008 Review Completion Date: 02/07/2008 |
| Name (ID): TY LAR INDIANAPOLIS (007276) Address: FRESNO CA 93704 FRESNO Status: Accepted Without Conditions Request Received Date: 08/09/2004 Review Completion Date: 08/23/2004 | Name (ID): VILLA CARMEL CONDOMINIUMS (000012) Address: FRESNO CA 93704 FRESNO Status: Accepted Without Conditions Request Received Date: 03/30/2011 Review Completion Date: 03/30/2011 |
| Name (ID): WILLOW ESTATES (000290) Address: 1645 WILLOW AVE CLOVIS CA 93612 FRESNO Status: Accepted Without Conditions Request Received Date: 10/11/2017 Review Completion Date: 11/26/2017 | For more information about the VA condo approval process, call us at (877) 432-5626. |
