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Eagle County, Colorado VA Home Loan Information

Table of Contents


What is the VA Loan Limit?

2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $822,250 (Call 877-432-5626 for details).

How to Apply for a VA Home Loan?

This is a quick look at how to apply for a VA home loan in Eagle county. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Eagle County. If you have any questions, you can call us at VA HLC and we’ll help you get started.

  1. Get your Certificate of Eligibility (COE)
    • Give us a call at (877) 432-5626 and we’ll get your COE for you.
  2. Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
  3. Get pre-approved, to get pre-approved for a loan, you’ll need:
    • Previous two years of W2s
    • Most recent 30 days paystubs or LES (active duty)
    • Most recent 60 days bank statements
    • Landlord and HR/Payroll Department contact info
  4. Find a home
    • We can help you check whether the home is in one of the Eagle County flood zones
  5. Get the necessary inspections
    • Termite inspection: required
    • Well or septic inspections needed, if applicable
  6. Get the home appraised
    • We can help you find a VA-Certified appraiser in Eagle County and schedule the process
    • Construction loan note: Construction permit/appraisal info
      1. Building permit
      2. Elevation certificate
  7. Lock in your interest rates
    • Pro tip: Wait until the appraisal lock in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
  8. Close the deal and get packing!
    • You’re ready to go.

What is the Median Home Price?

As of April 31, 2021, the median home value for Eagle County is $694,574. In addition, the median household income for residents of the county is $84,790.

How much are the VA Appraisal Fees?

  • Single-Family: $750.
  • Individual Condo: $775.
  • Manufactured Homes: $800.
  • 2-4 Unit Multi-Family: $950.
  • Appraisal Turnaround Times: 7 days.

Do I need Flood Insurance?

  • The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
  • The number of Flood hazard zones in Eagle County is minimal, with the only significant flood areas being directly around the Eagle River and the Colorado River.

How do I learn about Property Taxes?

  • The Eagle County Tax Assessor office can be reached at 500 Broadway Street, Eagle, Colorado 81631 or by calling (970) 328-8640.
  • There are currently two property tax exemptions in Eagle County, Colorado. The Colorado Senior Property Tax Exemption is one and it is exclusive to residents who are more than 65 years of age. The Disabled Veteran Tax Exemption requires applicants to have a service-related disability.

What is the Population?

  • The county’s population of 55,127 is 67% White, 29% Hispanic, and 1.5% Black.
  • Most county residents are between 18 and 65 years old, with 21% under 18 years old and 12% older than 65.
  • In total, the county has about 18,171 households, with an average of 3 people per household.

What are the major cities?

The County has six towns and six census-designated places, including the town of Eagle, which serves as the county seat. The five other towns are Avon, Gypsum, Minturn, Red Cliff, and Vail. Also, the six census-designated places are Dotsero, Edwards, El Jebel, Fulford, McCoy, and Wolcott.

About Eagle County

Eagle County is named for the 60.5-mile-long Eagle River that joins the Colorado River in western Eagle County. The county was created by the Colorado Legislature on Feb. 11, 1883.  Made from portions of Summit County, Eagle boasts a surface area of 1,692 square miles. The Ground Hog Mine, located in a small town in Eagle County, once produced large amounts of gold and silver.

Eagle County is located in the visually striking Rocky Mountains. This makes it the perfect place to take in mountain views and relax by flowing rivers and streams. The county is also the home of several hiking trails, including the Colorado Trail and the Continental Divide National Scenic Trail.

A large portion of the county is made up of the White River National Forest. There are several areas great for skiing and hiking in this forest. It is also the site of eight officially designated wilderness areas.

When it comes to education, the County is served by the Eagle County School District No. RE-50 includes about twenty schools educating about 6,800 students from kindergarten to high school. At an average of fifteen students for every teacher, schools in the County can provide higher quality and more focused education for students who have different learning ways.

People who enjoy the outdoors will be happy to hear that Eagle County is also home to several protected wildlife areas and scenic trails. Eagle County residents and visitors can enjoy its natural beauty by visiting the Continental Divide National Scenic Trail, Eagles Nest Wilderness, and Sylvian Lake State Park. The County is also home to a fun atmosphere due to its annual Eagle County Fair & Rodeo.    

Veteran Information

The county is currently home to 2,007 veterans.

  • Perry County is home to one VFW post:
  • County Veteran Assistance Information
    • Eagle County Veterans Service Office – 551 Broadway Rd, Eagle, CO 81631.

VA Home Loan Information

  • For more information about VA Home Loans and how to apply, click here.
  • If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government-guaranteed home loans available.  
  • VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.

VA Approved Condos

Name (ID): BEAVER BENCH (003266)

AVON CO 81620
Status: Accepted Without Conditions
Request Received Date: 07/12/2020
Review Completion Date: 03/28/2021
Address: 44 EAGLE RD

AVON CO 81620
Status: Accepted Without Conditions
Request Received Date: 04/21/2021
Review Completion Date: 05/05/2021
Address: CONDO

Status: Accepted Without Conditions
Request Received Date: 05/24/2017
Review Completion Date: 05/30/2017
Address: 160 RIVERSIDE CT #2

AVON CO 81620
Status: Accepted With Conditions
Request Received Date: 09/23/2019
Review Completion Date: 10/27/2019

Status: Accepted Without Conditions
Request Received Date: 12/11/2018
Review Completion Date: 12/19/2018
Address: 37305 HIGHWAY 6

AVON CO 81620
Status: Accepted Without Conditions
Request Received Date: 06/13/2018
Review Completion Date: 06/27/2018
Name (ID): SUNRIDGE @ AVON II (000909)
Address: UNKNOWN

AVON CO 80000-0000
Status: Accepted Without Conditions
Request Received Date: 07/10/2018
Review Completion Date: 07/10/2018

AVON CO 81620
Status: Accepted Without Conditions
Request Received Date: 05/18/2020
Review Completion Date: 06/28/2020

EAGLE CO 81631
Status: Accepted Without Conditions
Request Received Date: 03/16/2011
Review Completion Date: 04/18/2011
Name (ID): VILLAS @ BRETT RANCH (001110)

Status: Accepted Without Conditions
Request Received Date: 04/09/2012
Review Completion Date: 03/21/2016