A 3rd party broker that specializes in mortgages guaranteed by the US government

Bear Lake County, Idaho VA Property Information

bear lake county2021 $0 down, VA home loan limit for Bear Lake County is $548,250.

As its name suggests, Bear Lake County, Idaho borders the majestic Bear Lake. The county is located on the Southern edge of Idaho and was officially created in 1875. There are many great places in Bear Lake County to enjoy the beautiful nature of Idaho. Rich in history, Bear Lake County has several locations listed on the National Register of Historic Places. With an original settlement of only 30 families, Bear Lake County has a current population of 5,957, including a veteran population of 440.

One of the most popular destinations in Bear Lake County is, of course, Bear Lake. Called the “Caribbean of the Rockies,” Bear Lake has bright blue waters and slow-moving wakes. For one of the most relaxing days you’ve ever had, lay out on the shores of Bear Lake. The lake is home to a diversity of fish species, making it an excellent location for avid fishers. Bear Lake is also a great place to go boating, swimming, or canoeing. With several campsites located around the lake, camping is a popular activity in Bear Lake County.

Centering around Bear Lake Valley, the county provides excellent views of the surrounding mountains. For activities such as camping and hunting, there are few better places than Bear Lake Valley. The valley extends through Wyoming, Idaho, and Utah. The highest peak is Meade Peak, which stands at an elevation of 9,957 feet. Hikers and mountain bikers will enjoy the many opportunities available at Bear Creek Valley. The valley provides great opportunities for bird watching and fishing.

Bear Lake National Wildlife Refuge is the perfect place to see the amazing species of plants and animals that make their home in Bear Lake County. The Wildlife Refuge is made up of bulrush marsh, open water, flooded meadows, rushes, and grasslands. Moose, rabbits, many bird species, and much more can be found living in the Bear Lake National Wildlife Refuge. The Wildlife Refuge is surrounded by mountains, giving it amazing views of the landscape.

The Oregon Trail Bear Lake Scenic Byway is a popular destination for tourists in Bear Lake County. Along the trail, visitors can stop at several overlooks, monuments, and many other tourist destinations. Also along the Scenic Byway, are relaxing hot springs to stop and enjoy the healing waters. Other destinations worth seeing along the Oregon Trail Bear Lake Scenic Byway are the Minnetonka Caves, Oregon-California Trail Portal, and Georgetown Summit.

The Bear Lake County Veterans Office and several other veteran resources are located in and around Bear Lake County. Idaho offers many benefits to its veterans, including education and medical benefits. The median housing cost is $129,700, and the median household income is $44,964.

Let Us Help You Find the Perfect Home

Contact VA Home Loan Centers to be matched with a licensed real estate agent.

Bear Lake County Property Search

Bloomington, Georgetown, Montpelier, Paris, St. Charles, Bennington, Bern, Dingle, Fish Haven, Geneva, Liberty, Nounan, Ovid, Pegram, Raymond, Wardboro

83254, 83287, 83233, 83261, 83238, 83428, 83272, 83220, 83239, 83276

For help finding a VA-approved home, condo, or other type of property in Bear Lake County, call VA Home Loan Centers at 888-573-4496.

Bear Lake County Condo Search

There do not appear to be any approved condos located in Bear Lake County. Let VA Home Loan Centers help you obtain  VA condo approval on almost any condo.

VFW Post

Post 3884 Bear Lake County Post
117 S 10th St
Montpelier, ID 83254
United States
Phone: (208) 847-1112

Meeting Location & Time
117 S 10th St
Montpelier, ID 83254-1326
United States
11:00 AM 2nd Thursday

Quartermaster: Robert Miller
Donald Johnson

Maximum VA Appraisal Fees Allowable in Bear Lake County

  • Single Family Residence: $600
  • Condominium: $650
  • Residential Duplex: $700
  • Residential Triplex: $750
  • Residential Fourplex: $800
  • Manufactured Home: $650
  • Repair Inspection $150


  1. Idaho VA Loan Information: https://www.vahomeloancenters.org/idaho-va-home-loan-limit/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/