Officially known as the Commonwealth of Virginia, Virginia is defined by notable geographic features including the Blue Ridge Mountains and the Chesapeake Bay.
Virginia has a key role in American history, serving as one of the 13 original colonies. Fairfax County is the most populous area of Virginia, and is known as being the home of Tysons Corner, a hub of business and shopping.
The economy of Virginia is diverse, and includes the military, the local and federal government and a number of businesses.
The state is known as having the highest level of defense spending of any state, per capita.
With its involvement in the defense industry, Virginia has 27 military bases, including:
- The Pentagon – Arlington
- Joint Base Langley-Eustis – Hampton, Newport News
- Langley Air Force Base – Hampton
- Fort A.P. Hill – Bowling Green
- Fort Belvoir – Alexandria
- Fort Eustis – Newport News
- Fort Lee – Petersburg
- Fort Story – Virginia Beach
- Joint Base Fort Myer- Henderson Hall – Arlington
- Joint Base Langley-Eustis – Hampton, Newport News
- Coast Guard Atlantic Area – Portsmouth
- Coast Guard Integrated Support Center Portsmouth
- Coast Guard Navigation Center – Alexandria
- Coast Guard Reserve Training Center Yorktown – Williamsburg
- Quantico Marine Base – Fredericksburg
- Fort Pickett Army National Guard Maneuver Training Center – Burkeville
- Dahlgren Naval Surface Warfare Center
- Little Creek Naval Amphibious Base – Virginia Beach
- Norfolk Naval Shipyard – Portsmouth
- Norfolk Naval Station
- Oceana Naval Air Station – Virginia Beach
- Portsmouth Naval Medical Center
- Yorktown Naval Weapons Station – Williamsburg
The veteran population of Virginia is estimated to be just over 837,000.
For veterans and servicemembers planning to purchase a home in Virginia using their VA home loan benefit, a Net Tangible Benefit Worksheet and termite inspection are required.
Virginia $0 Down VA Home Loan Limits (by County):
The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Accomack County: $548,250
- Albemarle County: $548,250
- Alexandria City County: $822,375
- Alleghany County: $548,250
- Amelia County: $548,250
- Amherst County: $548,250
- Appomattox County: $548,250
- Arlington County: $822,375
- Augusta County: $548,250
- Bath County: $548,250
- Bedford County: $548,250
- Bedford City
- Bland County: $548,250
- Botetourt County: $548,250
- Bristol City County: $548,250
- Brunswick County: $548,250
- Buchanan County: $548,250
- Buckingham County: $548,250
- Buena Vista City County: $548,250
- Campbell County: $548,250
- Caroline County: $548,250
- Carroll County: $548,250
- Charles City
- Charlotte County: $548,250
- Charlottesville City County: $548,250
- Chesapeake City County: $548,250
- Chesterfield County: $548,250
- Clarke County: $822,375
- Colonial Heights City County: $548,250
- Covington City County: $548,250
- Craig County: $548,250
- Culpeper County: $822,375
- Cumberland County: $548,250
- Danville City County: $548,250
- Dickenson County: $548,250
- Dinwiddie County: $548,250
- Emporia City County: $548,250
- Essex County: $548,250
- Fairfax County: $822,375
- Fairfax City County: $822,375
- Falls Church City County: $822,375
- Fauquier County: $822,375
- Floyd County: $548,250
- Fluvanna County: $548,250
- Franklin County: $548,250
- Franklin City County: $548,250
- Frederick County: $548,250
- Fredericksburg City County: $822,375
- Galax City County: $548,250
- Giles County: $548,250
- Gloucester County: $548,250
- Goochland County: $548,250
- Grayson County: $548,250
- Greene County: $548,250
- Greensville County: $548,250
- Halifax County: $548,250
- Hampton City County: $548,250
- Hanover County: $548,250
- Harrisonburg City County: $548,250
- Henrico County: $548,250
- Henry County: $548,250
- Highland County: $548,250
- Hopewell City County: $548,250
- Isle of Wight County: $548,250
- James City
- King and Queen County: $548,250
- King George County: $548,250
- King William County: $548,250
- Lancaster County: $548,250
- Lee County: $548,250
- Lexington City County: $548,250
- Loudoun County: $822,375
- Louisa County: $548,250
- Lunenburg County: $548,250
- Lynchburg City County: $548,250
- Madison County: $822,375
- Manassas City County: $822,375
- Manassas Park City County: $822,375
- Martinsville City County: $548,250
- Mathews County: $548,250
- Mecklenburg County: $548,250
- Middlesex County: $548,250
- Montgomery County: $548,250
- Nelson County: $548,250
- New Kent County: $548,250
- Newport News City County: $548,250
- Norfolk City County: $548,250
- Northampton County: $548,250
- Northumberland County: $548,250
- Norton City County: $548,250
- Nottoway County: $548,250
- Orange County: $548,250
- Page County: $548,250
- Patrick County: $548,250
- Petersburg City County: $548,250
- Pittsylvania County: $548,250
- Poquoson City County: $548,250
- Portsmouth City County: $548,250
- Powhatan County: $548,250
- Prince Edward County: $548,250
- Prince George County: $548,250
- Prince William County: $822,375
- Pulaski County: $548,250
- Radford City County: $548,250
- Rappahannock County: $822,375
- Richmond County: $548,250
- Richmond City County: $548,250
- Roanoke County: $548,250
- Roanoke City County: $548,250
- Rockbridge County: $548,250
- Rockingham County: $548,250
- Russell County: $548,250
- Salem City County: $548,250
- Scott County: $548,250
- Shenandoah County: $548,250
- Smyth County: $548,250
- Southampton County: $548,250
- Spotsylvania County: $822,375
- Stafford County: $822,375
- Staunton City County: $548,250
- Suffolk City County: $548,250
- Surry County: $548,250
- Sussex County: $548,250
- Tazewell County: $548,250
- Virginia Beach City County: $548,250
- Warren County: $822,375
- Washington County: $548,250
- Waynesboro City County: $548,250
- Westmoreland County: $548,250
- Williamsburg City County: $548,250
- Winchester City County: $548,250
- Wise County: $548,250
- Wythe County: $548,250
- York County: $548,250
Maximum Virginia VA Appraisal Fees:
- Single Family Residence – $450
- Multifamily 2-4 unit residence – $600
- Condominium Residence – $450
- Manufactured Home Residence – $450
