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Virginia VA Home Loan Resources & Information

Officially known as the Commonwealth of Virginia, Virginia is defined by notable geographic features including the Blue Ridge Mountains and the Chesapeake Bay.

Virginia has a key role in American history, serving as one of the 13 original colonies. Fairfax County is the most populous area of Virginia, and is known as being the home of Tysons Corner, a hub of business and shopping.

The economy of Virginia is diverse, and includes the military, the local and federal government and a number of businesses.

The state is known as having the highest level of defense spending of any state, per capita.

With its involvement in the defense industry, Virginia has 27 military bases, including:

  • The Pentagon – Arlington
  • Joint Base Langley-Eustis – Hampton, Newport News
  • Langley Air Force Base – Hampton
  • Fort A.P. Hill – Bowling Green
  • Fort Belvoir – Alexandria
  • Fort Eustis – Newport News
  • Fort Lee – Petersburg
  • Fort Story – Virginia Beach
  • Joint Base Fort Myer- Henderson Hall – Arlington
  • Joint Base Langley-Eustis – Hampton, Newport News
  • Coast Guard Atlantic Area – Portsmouth
  • Coast Guard Integrated Support Center Portsmouth
  • Coast Guard Navigation Center – Alexandria
  • Coast Guard Reserve Training Center Yorktown – Williamsburg
  • Quantico Marine Base – Fredericksburg
  • Fort Pickett Army National Guard Maneuver Training Center – Burkeville
  • Dahlgren Naval Surface Warfare Center
  • Little Creek Naval Amphibious Base – Virginia Beach
  • Norfolk Naval Shipyard – Portsmouth
  • Norfolk Naval Station
  • Oceana Naval Air Station – Virginia Beach
  • Portsmouth Naval Medical Center
  • Yorktown Naval Weapons Station – Williamsburg

The veteran population of Virginia is estimated to be just over 837,000.

For veterans and servicemembers planning to purchase a home in Virginia using their VA home loan benefit, a Net Tangible Benefit Worksheet and termite inspection are required.

Virginia Home Seller Assistance:

virginia va home loanIf you’re a resident of Virginia, and you need help selling your home, contact 888-573-4496, or complete the form below. Click here, if you don’t have enough equity to sell. VA Home Loan Centers offers assistance to “upside down” homeowners at no out of pocket cost. Veterans and servicemembers may be able to reuse their VA loan benefit again to purchase a home.

Virginia $0 Down VA Home Loan Limits (by County):

The loan limits below are the maximum 2019, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Accomack County $484,350
  2. Albemarle County $437,000
  3. Alexandria Independent City $726,525
  4. Alleghany County $484,350
  5. Amelia County $535,900
  6. Amherst County $484,350
  7. Appomattox County $484,350
  8. Arlington County $726,525
  9. Augusta County $484,350
  10. Bath County $484,350
  11. Bedford County $484,350
  12. Bedford Independent City $484,350
  13. Bland County $484,350
  14. Botetourt County $484,350
  15. Bristol Independent City $484,350
  16. Brunswick County $484,350
  17. Buchanan County $484,350
  18. Buckingham County $437,000
  19. Buena VistaIndependent City $484,350
  20. Campbell County $484,350
  21. Caroline County $535,900
  22. Carroll County $484,350
  23. Charles City County $535,900
  24. Charlotte County $484,350
  25. Charlottesville Independent City $437,000
  26. Chesapeake Independent City $458,850
  27. Chesterfield County $535,900
  28. Clarke County $726,525
  29. Colonial Heights Independent City $535,900
  30. Covington Independent City $484,350
  31. Craig County $484,350
  32. Culpeper County $679,650
  33. Cumberland County $535,900
  34. Danville Independent City $484,350
  35. Dickenson County $484,350
  36. Dinwiddie County $535,900
  37. Emporia Independent City $484,350
  38. Essex County $484,350
  39. Fairfax County $726,525
  40. Fairfax Independent City $726,525
  41. Falls Church Independent City $726,525
  42. Fauquier County $726,525
  43. Floyd County $484,350
  44. Fluvanna County $437,000
  45. Franklin County $484,350
  46. Franklin Independent City $484,350
  47. Frederick County $484,350
  48. Fredericksburg Independent City $726,525
  49. Galax Independent City $484,350
  50. Giles County $484,350
  51. Gloucester County $458,850
  52. Goochland County $535,900
  53. Grayson County $484,350
  54. Greene County $437,000
  55. Greensville County $484,350
  56. Halifax County $484,350
  57. Hampton Independent City $458,850
  58. Hanover County $535,900
  59. Harrisonburg Independent City $484,350
  60. Henrico County $535,900
  61. Henry County $484,350
  62. Highland County $484,350
  63. Hopewell Independent City $535,900
  64. Isle of Wight County $458,850
  65. James City County $458,850
  66. King and Queen County $535,900
  67. King George County $484,350
  68. King William County $535,900
  69. Lancaster County $484,350
  70. Lee County $484,350
  71. Lexington Independent City $484,350
  72. Loudoun County $726,525
  73. Louisa County $535,900
  74. Lunenburg County $484,350
  75. Lynchburg Independent City $484,350
  76. Madison County $484,350
  77. Manassas Independent City $726,525
  78. Manassas Park Independent City $726,525
  79. Martinsville Independent City $484,350
  80. Mathews County $458,850
  81. Mecklenburg County $484,350
  82. Middlesex County $484,350
  83. Montgomery County $484,350
  84. Nelson County $484,350
  85. New Kent County $535,900k2
  86. Newport News Independent City $458,850
  87. Norfolk Independent City  $458,850
  88. Northampton County $484,350
  89. Northumberland County $484,350
  90. Norton Independent City $484,350
  91. Nottoway County $484,350
  92. Orange County $484,350
  93. Page County $484,350
  94. Patrick County $484,350
  95. Petersburg Independent City $535,900
  96. Pittsylvania County $484,350
  97. Poquoson Independent City $458,850
  98. Portsmouth Independent City $458,850
  99. Powhatan County $535,900
  100. Prince Edward County $484,350
  101. Prince George County $535,900
  102. Prince William County $726,525
  103. Pulaski County $484,350
  104. Radford Independent City $484,350
  105. Rappahannock County $726,525
  106. Richmond County $484,350
  107. Richmond Independent City $535,900
  108. Roanoke County $484,350
  109. Roanoke Independent City $484,350
  110. Rockbridge County $484,350
  111. Rockingham County $484,350
  112. Russell County $484,350
  113. Salem Independent City $484,350
  114. Scott County $484,350
  115. Shenandoah County $484,350
  116. Smyth County $484,350
  117. Southampton County $484,350
  118. Spotsylvania County $726,525
  119. Stafford County $726,525
  120. Staunton Independent City $484,350
  121. Suffolk Independent City $458,850
  122. Surry County $458,850
  123. Sussex County $535,900
  124. Tazewell County $484,350
  125. Virginia Beach Independent City $458,850
  126. Warren County $726,525
  127. Washington County $484,350
  128. Waynesboro Independent City $484,350
  129. Westmoreland County $484,350
  130. Williamsburg Independent City $458,850
  131. Winchester Independent City $484,350
  132. Wise County $484,350
  133. Wythe County $484,350
  134. York County $458,850

Maximum Virginia VA Appraisal Fees:

  1. Single Family Residence – $450
  2. Multifamily 2-4 unit residence – $600
  3. Condominium Residence – $450
  4. Manufactured Home Residence – $450