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St. Johns County, Florida VA Home Loan Info

Florida VA home loan limits2021 $0 down, VA home loan limit for St. Johns County is $548,250.

Created in 1821, St. Johns County is one of the original counties of Florida. The county is named after the St. Johns River, the longest river in Florida. St. Johns is made up of 822 square miles of total area; 27 percent, of which, is water. The historical river, which has been the site of French and Spanish settlers, Seminole Indians, runaway slaves, and more recently land developers, retirees and tourists was officially named as one of the top ten most endangered American rivers in 2008. As the population around the river, has increased, the state has increased the effort to restore it. Adjacent to Duval County, Flagler County, Putnam County and Clay County, St. Johns encompasses three nationally protected areas. The Castillo de San Marcos is the oldest masonry fort in the Country. The Fort Matanzas National Monument is home to a Spanish fort, originally constructed in 1740. The Guana Tolomato Matanzas National Estuarine Research Reserve is one of the 26 National Protected Areas along the American Coast.

The residential population of St. Johns County is in excess of 210,000. The largest community is Ponte Vedra Beach, and the county seat is St. Augustine. The county has two institutions of higher education; St Johns River State College and Flagler College. The county is primarily a bedroom community, meaning that few residents work and live within it. The majority of occupants commute to nearby Jacksonville for work. Littered with shops, art galleries and restaurants, St. Augustine is regarded for its old world feel and romantic charm.

To apply for a VA Home Loan in St. Johns County, click here.

Veterans in St. Johns County

St. Johns is home to just over 20,000 veteran residents. Located in St. Augustine, the St. Johns County Veterans Services Office assists veterans, surviving spouse, and their dependents with benefits counseling and applications. The office can help veterans with benefits as they pertain to the following areas:

  • Compensation claims
  • Educational benefits
  • Pensions
  • Medical Care
  • Insurance
  • Burial Benefits

The department maintains office hours Monday through Friday and is open from 8:00 a.m. to 12:00 p.m. and again from 1:00 p.m. to 5:00 p.m.

St Augustine is also the site of a VA Community Based Outpatient Clinic. Providing a broad range of specialized and general medical services, psychiatry, social work, women’s health and primary care; the St. Augustine CBOC serves the entirety of the local veteran community but specializes in acute and chronically ill eligible veterans. The clinic has hours Monday through Friday from 7:30 a.m. to 4:30 p.m. The facility ascribes to the “PACT’ ideal of health care. Meaning, an emphasis is placed on partnerships between vets and health care teams; access to care is bolstered by a surplus of methods; coordinated care occurs between clinic workers; team-based care that places veterans at the center of the “PACT.”

St. Johns County honors the sacrifice of veterans throughout the history of this country with the 50 acre Veterans Park. The park contains six multi-purpose lighted fields, four basketball courts, a skate park, picnic areas, playground and Dog Park. Perhaps the centerpiece of the park is Veterans Memorial Monument, which pays tribute to every branch of the Armed Forces.

The Florida National Guard is headquartered in the county seat of St. Augustine.

Disabled veterans who own homes in St. Johns County are entitled to a $5,000 property tax exemption if they have a disability rating of ten percent or more. Veterans with a rating of 100 percent qualify for a complete exemption.

VFW Post

Post 12142 Vilano Beach Post (4.43 mi)
200 Vilano Road
Saint Augustine, FL 32084
United States
Phone: (904) 824-3833

Meeting Location & Time
200 Vilano Road
Saint Augustine, FL 32084
United States
7:00 PM 1st Monday

Quartermaster: Morley Kilbourn
Commander: Arlie Sartin

Maximum VA Appraisal Fees Allowable In St. Johns County:

  • Single Family: $425
  • Condominium: $425
  • Manufactured Housing: $425
  • Duplex $500
  • Triplex: $550
  • Fourplex: $600
  • Repair Certification: $100

St. Johns County Property Search

St. Augustine, St. Augustine Beach, Hastings, Marineland, Ponte Vedra Beach, Butler Beach, Bakersville, Crescent Beach, Elkton, Flagler Estates, Fruit Cove, Julington Creek Plantation, Mill Creek, Nocatee, Palm Valley, Sawgrass, St. Johns, St. Augustine Shores, St. Augustine South, Spuds, Summer Haven, Switzerland, Vilano Beach, Vermont Heights

Call 888-573-4496, for a list of all VA approved homes for sale.

St. Johns County VA Approved Condos

Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 11/09/2009
Review Completion Date: 09/16/2014

Condo Name (ID): GRAND RAVINE, (612617)
Status: Accepted With Conditions
Last Update: Unavailable
Request Received Date: 05/12/2010
Review Completion Date: 05/21/2010

Condo Name (ID): GREENS OF ST. AUGUSTINE (000305)
Address: I & II ST. AUGUSTINE  FL  32004  ST. JOHNS
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 10/10/2013
Review Completion Date: 03/06/2014

Condo Name (ID): THE LOFTS AT SEBASTIAN (000132)
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 11/04/2011
Review Completion Date: 11/04/2011

Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 12/15/2011
Review Completion Date: 12/16/2011

For assistance with a condo approval project, contact VA HLC at 888-573-4496


  1. Florida VA Loan Information: https://www.vahomeloancenters.org/florida-va-home-loan-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/