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Lafayette County, Florida VA Home Loan Info

Florida va home loan limits2021 $0 down, VA home loan limit for Lafayette County is $548,250.

Located right off of the Florida Panhandle, towards the northern center of the state, Lafayette County was established in 1856. The area of the county was originally part of Madison County. The county was named for Marquis de Lafayette, a French general who aided the American cause during the Revolutionary War. The Suwannee River makes up the entire eastern boundary of the county. The county extends for 548 square miles and is adjacent to Madison County, Taylor County, Dixie County, Gilchrist County and Suwannee County. The population of Lafayette County is just over 7,000. Mayo is the county seat and only municipality in the entire county. The county has several historic sites including the Hal W Adams Bridge, Old Lafayette County Courthouse, Old Mayo Free Press Building and the House of Seven Gables. The county has two prominent parks, the Lafayette Blue Springs State Park, and Troy Springs State Park. Interestingly, the spring’s area at Troy contains the sunken Confederate steamship Madison. Lafayette County is a dry county, meaning that the sale of alcohol is prohibited within county limits.

Apply for a VA home loan in Lafayette County by following this link!

Veterans in Lafayette County

Although Lafayette County has one of the smaller population densities in the state, it does maintain a veteran populous. Approximately 800 former military members make the county their home. This segment of the population can receive benefits counseling and referral services from the Lafayette County Veterans Service Office. The department only holds office hours on Wednesdays. The county does not have an active military base or a VA medical facility or center. An American Legion Post can be found in adjacent Suwannee County.

Maximum VA Appraisal Fees Allowable In Lafayette County:

  • Single Family: $425
  • Condominium: $425
  • Manufactured Housing: $425
  • Duplex $500
  • Triplex: $550
  • Fourplex: $600
  • Repair Certification: $100

Lafayette County Property Search

The VA HLC property search can be used for the following areas:

Mayo, Airline, Alton, Cooks Hammock, Day, Hatchbend, Midway

Lafayette County VA Approved Condos

Currently, there are no VA approved condos in Lafayette County. For assistance with a condo approval, project contact VA Home Loan Centers immediately at 888-573-4496.


  1. Florida VA Loan Information: https://www.vahomeloancenters.org/florida-va-home-loan-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/