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Gilchrist County, Florida VA Home Loan Info

The 2019 $0 down, VA home loan limit for Gilchrist County is $484,350.

Gilchrist County, Florida homes for saleEstablished in 1925, Gilchrist County holds the distinction of being the newest county in Florida. Named in honor of Spanish-American War veteran and state governor, Albert W. Gilchrist, renowned for his work in the field of public health. The county with a total area of 355 square miles and a population of 17,000 is the fourth smallest by area in the state. Located in North-Central Florida, Gilchrist County is situated 60 miles from the Georgia border. Adjacent to Alachua County, residents are a short commute from Gainesville, the home of the University of Florida.

The county seat of Trenton is the largest community in the county and is the birthplace of famed country singer Easton Corbin. Listed in the Guide to Florida’s Historic Architecture, the Gilchrist County Courthouse in Trenton provides onlookers a window into the past, built in 1933, the courthouse remains open.

Known for its hot summers and mild winters, Gilchrist County is ideal as a “lifestyle” destination. Live oak and southern pine create a beautiful landscape; lakes and forests abound the area. A recent boom in small business ownership had made the county more alluring to potential transplants. Over the past decade + the population has expanded by 17 percent. The unemployment rate is a full percentage point below the national average, and job growth is at 2.6 percent. The median home price for the county is $106,800, and the median household income is $42,617.

Interested in applying for a VA home loan in Gilchrist County? Follow this link.

Veterans in Gilchrist County

1,572 veterans call Gilchrist County home. Because of its proximity to Gainesville, these veterans are able to take advantage of a short commuting distance to the Malcom Randall VA Medical Center.

A full-service hospital, which also functions as a medical teaching center, numerous service options are provided at the Malcom Randall VAMC. As a surgical hospital, this site is also an inpatient facility.

Veterans considering relocating to Gilchrist County potentially benefit from property tax exemptions available in the state of Florida. A disability received in service that resulted in a disability rating of 10 percent or greater allows for an exemption of $5,000. A complete exemption is accessible for veterans with a total disability.

Maximum VA Appraisal Fees Allowable In Gilchrist County:

  • Single Family: $425
  • Condominium: $425
  • Manufactured Housing: $425
  • Duplex $500
  • Triplex: $550
  • Fourplex: $600
  • Repair Certification: $100

Gilchrist County Property Search

The VA HLC property search can be used for the following areas:

Trenton, Fanning Springs, Bell

Gilchrist County VA Approved Condos

Currently, there are no VA approved condos in Gilchrist County. For assistance with a condo approval project contact VA Home Loan Centers immediately at 888-573-4496.


  1. Florida VA Loan Information: https://www.vahomeloancenters.org/florida-va-home-loan-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/