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Gadsden County, Florida VA Home Loan Info

2021 $0 down, VA home loan limit for Gadsden County is $548,250.

Gadsden County, Florida homes for saleCreated in 1823, Gadsden County is unique for several reasons. In 1828, Cuban tobacco was introduced to the county, resulting in the early development of the area being rooted in shade-grown cigar wrapper tobacco. Ironically, the original Native American inhabitants of Florida also grew the tobacco plant. Located in Florida Panhandle, 20 miles from Georgia and 30 miles from the Gulf of Mexico, the area, in addition to tobacco, once depended on the agricultural production of mushrooms, soybeans and tomatoes. Since the closing of the Quincy tomato farm in 2008 and large-scale downsizing at the mushroom plant, the economy has shifted to one based in local business. 30 percent of county residents work in retail.

Gadsden has a special place in Coca-Cola lore, with the primary shareholders of the company during the early twentieth century residing in Quincy, if not for these investments, the company may have never developed into a global conglomerate. Of further distinction, the county was the birth play of Jerrie Mock, the first female pilot to fly around the world alone.

With a population of 46,389, 56 percent of whom are African-American, the county is the only Black majority county in the state. Politically, the county is known as the Democratic base of northern Florida. The county has not voted majority Republican in a presidential election since 1972.

Residents are offered many museums and other points of interest, most of which are found in the Quincy Historic District. The Leaf Theater, which is among the state’s oldest theaters, plays films as well as live performances, while the Old Philadelphia Presbyterian Church and Quincy library both provide onlookers a window into the past.

The cost of living in Gadsden County is 17 percent lower than the national average. Of additional benefit is the recent job growth of 3 percent throughout the county. The median home price is very cheap at only $75,500.

In 1996, Quincy was named an All-American City.

To apply for a VA loan in Gadsden County click here.

Veterans in Gadsden County

3,842 veterans call Gadsden County home. Veterans are provided entitlement counseling, assistance in filing for benefits, and referrals by the Veterans Service Office in Quincy.

Veteran homeowners in Gadsden County may be eligible for a property tax exemption amounting to $5,000. To qualify for this, the veteran must have suffered a service-related disability, which has led to the current disability rating of greater than 10 percent. Veteran homeowners with a permanent and total disability sustained during service potentially qualify for a complete property tax exemption. For more information contact the Gadsden County office of the assessor.

VFW Post

Post 12054 Gadsden County Post
PO Box 982
Quincy, FL 32353-0982
United States
Phone: N/A
Meeting Location & Time
18290 Blue Star Hwy
Quincy, FL 32351-7164
United States
7:00 PM 3rd Tuesday
Quartermaster: Jimmy Jones
Commander: Willie Ellison

 Maximum VA Appraisal Fees Allowable In Gadsden County:

  • Single Family: $425
  • Condominium: $425
  • Manufactured Housing: $425
  • Duplex $500
  • Triplex: $550
  • Fourplex: $600
  • Repair Certification: $100

Gadsden County Property Search

The VA HLC property search can be used for the following areas:

Havana, Greensboro, Quincy, Midway, Gretna, Chattahoochee

Gadsden County VA Approved Condos

Currently, there are no VA approved condos in Gadsden County. For assistance with a condo approval project contact VA Home Loan Centers immediately at 888-573-4496.


  1. Florida VA Loan Information: https://www.vahomeloancenters.org/florida-va-home-loan-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/