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Citrus County, Florida VA Home Loan Info

2021 $0 down, VA home loan limit for Citrus County is $548,250.

Citrus County, Florida va homes for saleNamed for the vast citrus trees originally found in the area, Citrus County fell victim to the “Great Freeze” of 1894-1895 which decimated crops, and lead to the downfall of entire communities. The effects of two unseasonably cold winters, back-to-back are still seen today, as the area’s defining citrus trees are only found on one grove, known as Bellamy Grove. Historically, phosphate mining coupled with the railroads expanding Florida reach caused a county-wide population boom. Formerly a portion of Hernando County, Citrus County was created in 1887.

Largely a retirement community, boasting a population of 140,805, the mainstay of the local economy is health care, as greater than 33 percent of residents are senior citizens. Inhabitants, old and young, enjoy the Crystal River National Wildlife Refuge and the Chassahowitzka National Wildlife Refuge. The Crystal River refuge serves as a protective area for the West Indian Manatee. The nationally protected areas provide a multitude of outdoor opportunities, such as bicycling, birdwatching and horseback riding.

Over the previous 14 years, the population of the county has grown by 20 percent. Largely attributed to an influx of retirement aged residents, the county appeals to everyone with a cost of living 9 percent lower than the national average. The Median home price of the county is $111,500, and the median household income is $36,711

Appealing to history fanatics are the numerous historical attractions found within the county. The Coastal Heritage Museum features an antique gift shop, while the Citrus County Courthouse in Inverness proudly displays the copper cupola and clock tower on the roof of the building.

The county provides residents with numerous art shows and music festivals throughout the year, perhaps the most popular offering is the Crystal River country music Jam, put on every November.

Interested in applying for a VA Home Loan in Citrus County? Click here!

Veterans in Citrus County

Citrus County is home to 25,184 veterans. Local veterans are provided with health care services, including psychiatric, nutrition, and primary care by the Lecanto Community Based Outpatient Clinic. The Veterans Service Office, also located in Lecanto is a valuable resource, offering referrals, and guidance regarding accessible benefits and entitlements.

Disabled veteran homeowners with a disability rating of 10 percent or more are entitled to a property tax exemption of $5,000. A full exemption is available to veterans with a complete service-related disability. For more information, contact the Citrus County office of the assessor.

VFW Post

Post 4337 Eugene Quinn Post
906 Highway 44 E
Inverness, FL 344505082
United States
Phone: (352) 344-3495

Meeting Location & Time
906 Hwy 44 E
Inverness, FL 34450
United States

7:30 pm 3rd Thursday

Quartermaster: James Black
Commander: Martin Kloubec

Maximum VA Appraisal Fees Allowable In Citrus County:

  • Single Family: $425
  • Condominium: $425
  • Manufactured Housing: $425
  • Duplex $500
  • Triplex: $550
  • Fourplex: $600
  • Repair Certification: 100

Citrus County Property Search

The VA HLC property search can be used for the following areas:

Inverness, Crystal River, Floral City, Hernando, Lecanto, Homosassa Springs, Homosassa, Meadowcrest, Oak Grove, Sugarmill Woods, Pineola, Holder, Meadowcrest

Citrus County VA Approved Condos

Currently, there are no VA approved condos in Citrus County. For assistance with a condo approval project contact VA Home Loan Centers immediately at 888-573-4496.


  1. Florida VA Loan Information: https://www.vahomeloancenters.org/florida-va-home-loan-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/