2021 $0 down, VA home loan limit for Alachua County is $548,250.
Located in the northern portion of the state of Florida, Alachua County was formed in 1824, some 21 years prior to Florida reaching fully fledged statehood. Originally inhabited by the Seminole, evidence exists that indicates that Paleo-Indians lived in the Gainesville area as far back as 12,000 years ago. Prior to Gainesville, Newnansville was the county seat of Alachua County. The center for plantation life and trade, Newnansville was an agricultural hub producing citrus, corn and cotton. The original county seat experienced a population bust following the construction of a new railroad which funneled residents and business into Gainesville. Today, all that is left of old Newnansville are two cemeteries and what was once a road.
Today, 247,336 people call Alachua County home. Over half of the county’s residents live in the county seat of Gainesville. The county is made up of 875 square miles of land and holds over 100,000 households; equating to a 54 percent homeownership rate. Politically, residents eschew Democratic, with a Republican presidential nominee not winning the county since 1988. The average household income in the county is $41,473, and the median home sales price is $148,500.
The local economy is propped up by the presence of the University of Florida, which employs roughly 15,000 people. The low cost of living in the county is often cited as one of the most desirable reasons to live there. Inhabitants of Florida do not pay taxes on their income to the state. The University of Florida and greater Alachua County further claim fame by being the location for the invention of Gatorade in the 1960s. UF still receives a profit share from Gatorade annually.
Numerous activities and entertainment options abound in Alachua County. The Harn Museum of Art, Florida Museum of Natural History, Hippodrome State Theatre and Phillips Center for the performing arts all provide unique cultural offerings to locals. The area is also renowned as containing a musical enclave, producing noted musicians like Tom Petty, Less Than Jake and Sister Hazel. The Florida Gators football team is synonymous with Gainesville and Alachua County.
To apply for a VA home loan in Alachua County, contact VA Home Loan Centers.
Veterans in Alachua County
17,518 veterans populate Alachua County. Local veterans benefit from the Malcom Randall VA Medical Center in Gainesville. The center provides patients with long-term care, primary care and specialty care services.
Also located in Gainesville is the Alachua County Department of Veterans Services, which helps veterans with referrals and benefits counseling. VFW Post 2811 meets the 2nd Thursday of every month on Waldo Road, providing networking and social support opportunities to area veterans.
Veteran homeowners in Alachua County may qualify for certain property tax exemptions. A veteran’s disability exemption amounting to $5,000 is accessible for veterans with a service-related disability of ten percent. A total veteran’s disability exemption is available for vets with permanent and total disability. Property tax is completely excused with this exemption on the primary residence of a disabled veteran.
Maximum VA Appraisal Fees Allowable In Alachua County:
- Single Family: $425
- Condominium: $425
- Manufactured Housing: $425
- Duplex $500
- Triplex: $550
- Fourplex: $600
- Repair Certification: 100
Alachua County Property Search
The VA HLC property search can be used for the following areas:
Archer, High Springs, Hawthorne, La Crosse, Micanopy, Newberry, Waldo, Alachua, Gainesville, Cross Cree, Fairbanks, Evinston, Hague, Island Grove, Jonesville, Melrose, Rochelle, Santa Fe, Witchita Glade, Grove Park
Alachua County VA Approved Condos
Currently, there are no VA approved condos in Alachua County. For assistance with a condo approval project contact VA Home Loan Centers immediately at 888-573-4496.
Links
- Florida VA Loan Information: https://www.vahomeloancenters.org/florida-va-home-loan-limits/
- VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/
