VA Home Loan Info - Counties

Va Loan Over County Limit

There is no maximum amount set by the VA that eligible veterans may borrow with zero down when using a VA guaranteed loan. But there the VA does limit the maximum amount they’ll guarantee to $417,000 for 2013. While there is a set number, that number can vary by counties, as different counties in different […]

Credit Score Requirements

VA Loan credit score requirements are lenient compared to other mortgages available. The Department of Veteran Affairs has not established a minimum credit score needed for applicants to receive loan approval. In fact, the VA loan program will not reject applicants on the solitary condition of low credit scores. Moreover, the program will usually only […]

Instructions To Submit Condo, Pud, or CIC For Expedited VA Loan Approval

The following guide can help expedite processing and approval for a Common Interest Community, Condominium and Planed Unit Development that is not currently approved for the VA loan guarantee. Check For Existing VA Approval Prior to submission, please ensure that the condo, pud or common interest community is not already approved. Often subdivisions on the […]

What Is The VAHLC Military VA HAP Short Sale Program?

THE VAHLC HAP military short sale VA loan avoidance program is designed to assist homeowners whose 1) property value is less than the mortgage balance and 2) who need to sell their home. You are not required to have a VA loan or VA loans to qualify. If you meet the eligibility criteria, you may […]

How Long Will It Take To Buy A Short Sale?

If you are in the market for a home and are considering a short sale with multiple lenders/lien-holders you may want to prepare yourself for a long process. As a result of the recession, many homeowners who are facing foreclosure owe more than their home is worth. When these homeowners need to sell their property, […]

The VA Loan Home Inspection Requirements

Before guaranteeing a loan, the United States Department of Veterans Affairs (VA home loans division) wants to ensure that the home you wish to sell or buy is a worthy investment. Part of ensuring this is by performing the VA home loan inspection. This mandatory inspection is an appraisal and visual inspection combined. It’s purpose […]

San Diego VA Loans Offer Better Financing Options

Making the transition from service to civilian life can be a difficult one. Vets returning from the Iraq war are able to receive a very nice thanks from a grateful nation. The irony is that many civilians are not aware of the gift they give. San Diego VA loans are the best way to buy […]

How To Get A VA Loan With Bad Credit

Contrary to popular belief, VA loans for those with bad credit are actually easy to qualify for if 1) you have no outstanding collections, 2) no outstanding judgements, 3) stable income, 4) a median credit score of 620 or higher. This is because VA loans were designed to be a benefit to the borrower. The […]

Essential Info About VA Loans

The United States is one of the most patriotic nations. In the spirit of patriotism, the US government honors it’s military by guaranteeing low cost home loans vis-à-vis the VA home loan program. If you or your spouse has served in the military (regardless of combat experience), you may be entitled to a VA loan. […]

How to Get More Than 1 VA Loan

Most people, including many citizens, Realtors, brokers, and even loan officers do not really understand the VA loan. One common myth about VA loans is that you can only use your VA benefit once. The truth is that you can use your VA home loan guarantee as many times as you want. In fact, under […]

Benefits to a VA Loan

1. No Down Payment With a VA loan, you could finance the entire purchase price of the home and not have to come up with a down payment. That’s a huge advantage for first-time buyers who may not have the savings required for other types of home loans. 2. You can get help with your […]

Are VA Loans The Best Financing Option?

According to the Census Bureau’s 2013 survey of American Communities, the homeownership rate of households headed by veterans is 79 percent, significantly higher than the rate of civilian headed households which is only 63 percent. The obvious correlation with veteran homeownership trends is the accessibility of the VA home loan program. Recently it was announced […]

Apply For A VA Home Loan Before You Shop For A Home

If you want to buy a home, you’re going to need all the help you can get, a good sense of how to spot a deal, a little bit of luck and plenty of hard work. Home ownership is a dream for many, a reality for some, and owning that home free and clear is […]

What’s So Great About VA Loans?

If you are stationed in the United States, you may want to consider a VA loan instead of living in base housing. The advantages of VA loans are that they do not require a down payment and that they are easier to get than conventional loans. In addition to this, VA loans limit the buyers […]

VA Loans Not The Only Program Guaranteed By The US Government!

Government subsidized home loans are loans insured or guaranteed by the government. These loans include Veterans Administration home loans (VA Loans), United States Department of Agriculture home loans (USDA Loans), Federal Housing Administration Home Loans (FHA Loans), and United States Department of Housing and Urban Development home loans (HUD Loans). The United States government does […]

Contra Costa Condos Approved For VA Home Loan Guarantee (Letters O-Z)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with letters O-Z. For the complete list of eligible VA approved condos in Contra Costa, visit the Contra Costa VA Home Loan Info page. For a complete list of approved condos located in other counties, visit […]

Contra Costa Condos Approved For VA Home Loan Guarantee (0-M)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with numbers and all letters up to, and including M. For the complete list of eligible VA approved condos in Contra Costa, visit the Contra Costa VA Home Loan Info page. For a complete list […]

Alameda County Condos Approved For VA Home Loan Guarantee (Letters N-Z)

The following is a list of the condos located in Alameda County that are eligible and approved for VA Home Loan financing whose names begin with letters N-Z. For the complete list of eligible VA approved condos in Alameda County, visit the Alameda County, California VA Home Loan Info page. For a complete list of approved […]

Alameda County Condos Approved For VA Home Loan Guarantee (Numbers – Letter A – M)

The following is a list of the condos located in Alameda County that are eligible and approved for VA Home Loan financing whose names begin with numbers and all letters A-M. For the complete list of eligible VA approved condos in Alameda County, visit the Alameda County, California VA Home Loan Info page. For a complete […]

Riverside County Condos Approved For VA Home Loan Guarantee (Letters O-Z)

The following is a list of the condos located in Riverside County that are eligible and approved for VA Home Loan financing whose names begin with the letters O-Z. For the complete list of eligible VA approved condos in Riverside County, visit the Riverside County, California VA Home Loan Info page. For a complete list of […]

Riverside County Condos Approved For VA Home Loan Guarantee (Letters A-N)

The following is a list of the condos located in Riverside County, California that are eligible and approved for VA Home Loan financing whose names begin with the letters A-N. For the complete list of eligible VA approved condos in Riverside County, visit the Riverside County, California VA Home Loan Info page. For a complete list […]

San Francisco Condos Approved For VA Loan Guarantee

The following is a list of the condos located within the City and County of San Francisco that are eligible and approved for VA Home Loan financing. For the complete list of San Francisco County VA home loan info, visit the San Francisco County VA Home Loan Info page. For a complete list of approved […]

Los Angeles Condos Approved For VA Loan Guarantee (Letters W-Z)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with the letters W & X. Note* At this time, there are no approved condos in LA county that have names that begin with the letter X, Y, and Z. For the complete list […]

Los Angeles Condos Approved For VA Home Loan Guarantee (Letter V)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with the letter V. For the complete list of eligible VA approved condos in Los Angeles, visit the Los Angeles County VA Home Loan Info page. For a complete list of approved condos located […]

Los Angeles Condos Approved For VA Loan Guarantee (Letter T – U)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with the letter T & U. Note* currently there are no LA condos that begin with the letter U. For the complete list of eligible VA approved condos in Los Angeles, visit the Los Angeles […]

Los Angeles Condos Approved For VA Home Loan Guarantee (Letter S)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with the letter S. For the complete list of eligible VA approved condos in Los Angeles, visit the Los Angeles County VA Home Loan Info page. For a complete list of approved condos located […]

Los Angeles Condos Approved For VA Loan Guarantee (Letter Q & R)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with the letters Q & R. For the complete list of eligible VA approved condos in Los Angeles, visit the Los Angeles County VA Home Loan Info page. For a complete list of approved condos […]

Los Angeles Condos Approved For VA Home Loan Guarantee (Letter P)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with the letter P. For the complete list of eligible VA approved condos in Los Angeles, visit the Los Angeles County VA Home Loan Info page. For a complete list of approved condos located in […]

Los Angeles Condos Approved For VA Home Loan Guarantee (Letter O)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with the letter O. For the complete list of eligible VA approved condos in Los Angeles, visit the Los Angeles County VA Home Loan Info page. For a complete list of approved condos located in […]

Los Angeles Condos Approved For VA Home Loan Guarantee (Letter N)

The following is a list of the condos that are eligible and approved for VA Home Loan financing whose names begin with the letter N. For the complete list of eligible VA approved condos in Los Angeles, visit the Los Angeles County VA Home Loan Info page. For a complete list of approved condos located […]