A 3rd party broker that specializes in mortgages guaranteed by the US government

Tips For Home Sellers

Short Selling a Home with a VA Home Loan

Following World War II, President Roosevelt signed the GI Bill of Rights into law. The original GI Bill offered returning veterans who otherwise would not be able to secure a mortgage, a sustainable way to become homeowners. Instead of handing out cash, The U.S. Department of Veterans Affairs offered these veterans federally insured loans with no down payment […]

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Home Preparation Tips for Sellers

On average, American homeowners sell their homes and move every five to seven years. Although this phenomenon is hard to understand for an owner with multiple decades of life spent in a single home, there are numerous compelling reasons for an owner to sell. Circumstances change, the ideal home ten years ago may no longer […]

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VA Home Loan Centers HAS℠ Your Solution

What is HAS℠? HAS℠ is the Homeowners Action Services program. HAS℠ is designed to provide relief to military homeowners who are having difficulty supporting multiple mortgage payments due to PCS or other need to move form your original home. Who is Eligible? Any active duty or former active duty United States military personnel may apply. […]

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VA Loan Short Sale FAQ

What is a short sale for va homesWhat is a short sale? Will a short sale ruin my credit? Do I have to be behind in my payments? Can I buy a home after a short sale? Is a short sale better than a foreclosure? Will I have to make mortgage payments during my short […]

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Why Short Sale With A VA Home Buyer VS Foreclosure?

To avoid foreclosure some people have been able to get into the government loan plan by participating in the Loan Modification Program for their mortgage. This will allow them to stay in their home. Unfortunately, there are a great number of people who were not successful in joining the house loan mod plan. Today’s housing […]

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10 steps to take before you sell your home

Although the home selling process differs depending on your location, there are some steps that every seller should take before putting his/her house on the market. Pre-approval for your home loan (if you are moving up to another home) Have you heard the horror stories of sellers who signed a contract to sell before they […]

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The Different Types of Listing Agreements

Before You Sign a Listing Agreement There are three primary types of listing agreements, and each one offers a different level of services, responsibilities and rights for both the agents and the sellers. It is important to become familiar with all types in order to decide what is best for you, especially before signing anything. […]

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Passing Your Home Inspection

Most buyers will want a professional home inspector, some lenders require it. At times home inspections are done even before the home goes under contract. Although home inspections will cover multiple systems within the house, there are several specific sports that buyers worry about most. You don’t need to wait for inspection day to arrive […]

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Preparing to show your house

Once you decide to put your house on the market, you will usually only have one chance to impress potential buyers. Before putting your house on the market, it’s a good idea to take a closer look at its condition, and then prepare your house for showing. You may find yourself with a faster sale […]

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Home Warranties for Buyers and Sellers

The seller or the buyer can purchase a home warranty, and this is usually paid for at closing time. Home warranties cover repair or replacement for appliances or other things associated with the home. Each warranty is specific to the home it covers. If you’re looking at new home construction, most builders are required to […]

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Dealing with a Low Appraisal

You’ve signed the contract, bugs have been smoothed out, details are clear and things are moving along nicely. Inspections have been completed, the results were acceptable and the closing date is nearing its target. Everyone is waiting for the results of the home appraisal. The house sold for a reasonable price and no one is […]

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Prepare the home to show 2

Always Ready for Show Time Requests for same day or last minute showings are common, so sellers be aware. When sellers add a stipulation requesting 24 hours notice in order to show, they are cutting themselves off from a large portion of the market. There is no reason to require this much time unless you […]

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Advice and tips on how to stage

Pack Up, Move Out Seeing as how you will have to move out anyway, once you sell your home, there shouldn’t be a problem with starting now. Rent a storage room, or if you’re lucky, maybe a family member has some garage space. Start filling it both with all the clutter currently in your own […]

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Curb Appeal and why it matters

Curb appeal is the phrase describing the view that buyers see when they drive by your home or arrive for a showing. Based on their initial impression, most buyers decide whether or not to continue interest in a house, so it’s smart to take steps to ensure that they won’t turn away before they even […]

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