Table of Contents
- What is the VA Loan Limit?
- How to Apply for a VA Home Loan?
- What is the Median Home Price?
- What are the VA Appraisal Fees?
- Do I need Flood Insurance?
- How do I learn about Property Taxes?
- What is the Population?
- What are the major cities?
- About Tillamook County
- Veteran Information
- Apply for a VA Home Loan
- VA Approved Condos
FAQ
What is the VA Loan Limit?
2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $548,250 (Call 877-432-5626 for details).
How to Apply for a VA Home Loan?
This is a quick look at how to apply for a VA home loan in Tillamook County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Tillamook County. If you have any questions, you can call us at VA HLC and we’ll help you get started.
- Get your Certificate of Eligibility (COE)
- Give us a call at (877) 432-5626 and we’ll get your COE for you.
- Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
- Get pre-approved, to get pre-approved for a loan, you’ll need:
- Previous two years of W2s
- Most recent 30 days paystubs or LES (active duty)
- Most recent 60 days bank statements
- Landlord and HR/Payroll Department contact info
- Find a home
- We can help you check whether the home is in one of the Tillamook County flood zones
- Get the necessary inspections
- Termite inspection: required
- Well or septic inspections needed, if applicable
- Get the home appraised
- We can help you find a VA-Certified appraiser in Tillamook County and schedule the process
- Construction loan note: Construction permit/appraisal info
- Building permit
- Elevation certificate
- Lock-in your interest rates
- Pro tip: Wait until the appraisal to lock-in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
- Close the deal and get packing!
- You’re ready to go.
What is the Median Home Price?
As of August 31st, 2020, the median home value for Tillamook County is $298,262. In addition, the median household income for residents of the county is $47,500.
How much are the VA Appraisal Fees?
- Single-Family: $775.
- Individual Condo: $825.
- Manufactured Homes: $825.
- 2-4 Unit Multi-Family: $950.
- Appraisal Turnaround Times: 15 days.
Do I need Flood Insurance?
- The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
- In Tillamook county, there are flood hazard areas along Nehalem Bay, Nehalem River, Lake Lytle, Tillamook Bay and its connecting rivers, and Nestucca Bay and its connecting rivers. The reason for so many flood hazard areas in the county is because of the Pacific Ocean which borders the county to the west.
How do I learn about Property Taxes?
- Denise Vandecoevering is the Tillamook county tax assessor. Her office is located at 201 Laurel Avenue Tillamook, Oregon 97141, or can be reached by calling (503) 842-3400.
- The state of Oregon offers businesses that invest and hire in enterprise zones the option to be exempt from property taxes for at least three years. In addition, the Oregon Investment Advantage program encourages new businesses that are starting as well as the ones who are relocating to the state with various incentives. For example, the program offers income tax subtraction and elimination of state income liability for new businesses for many years.
What is the Population?
- The county’s population of 27,036 is 84% White, 10% Hispanic, and 3% Mixed Race.
- Most county residents are between 18 and 65 years old, with 19% under 18 years old and 26% older than 65.
- In total, the county has about 10,816 households, at an average of two people per household.
What are the major cities?
The county has seven cities, including the city of Tillamook which serves as the county seat. Other significant cities in the county are Bay City, Garibaldi, Manzanita, Nehalem, Rockaway Beach, and Wheeler.
About Tillamook County
Located on the beautiful coast of Oregon, Tillamook County is the perfect place for nature-lovers to live. Make sure to check out all the scenic natural attractions in the county, where you can enjoy in best camping and hiking opportunities. Fun for the whole family is waiting at all the local attractions, including museums, art galleries, theaters, and more! The county hosts a variety of exciting events throughout the year, perfect for trying great local food. Tillamook County was officially founded on December 15, 1853, and was named after the Tillamook Native American tribe. The current population of the county is 26,787.
Enjoy some of the most amazing views at any of the beautiful outdoor spots in Tillamook County. The area is home to miles of beautiful beaches, perfect for jogging, camping, swimming, fishing, and much more! The Cape Meares National Wildlife Refuge is the perfect place to see local wildlife, featuring miles of scenic trails and many lookout points. The Three Capes Scenic Route is one of the best local spots for hiking and biking. Other scenic outdoor attractions in the county include the Nestucca Bay National Wildlife Refuge and the Tillamook State Forest.
A great way to have fun is to wait at any of the interesting attractions in Tillamook County. The Hoffman Center is a must-visit for art-lovers, offering a variety of art classes, workshops, showcases, and more. The Tillamook Association for the Performing Arts is a non-profit community theater that hosts many amazing performances throughout the year. Learn about local art and nature at the Sitka Center for Art and Ecology. Other great attractions in the area include the County Library and the Latimer Quilt and Textile Center.
You won’t want to miss out on any of the exciting events held in Tillamook County. The Rockaway Beach 4th of July Celebration offers the perfect way to celebrate Independence Day, featuring great food, live entertainment, fun games, and more! Other exciting events held in the county include the Pirate Festival and the Dory Boat Fleet.
Veteran Information
The county is currently home to 2,568 veterans, and they all have access to:
Tillamook County is home to one VFW post:
- Post-2848 Kilchis-Tillamook Bay Post – 5525 B St. Bay City, OR 97107.
County Veteran Assistance Information:
- Tillamook County Veterans’ Services Office – 201 Laurel Avenue, Tillamook, Oregon 97141.
Apply for a VA Home Loan
- For more information about VA Home Loans and how to apply, click here.
- If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government guaranteed home loans available.
- VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.
VA Approved Condos
| Name (ID): HOLDEN CREEK TOWNHOUSE (000476) Address: CONDOMINIUMS TILLAMOOK OR 97141 TILLAMOOK Status: Accepted Without Conditions Request Received Date: 01/27/2016 Review Completion Date: 01/27/2016 |
Links
Oregon VA Loan Information: https://www.vahomeloancenters.org/oregon-va-home-loan-limits/
VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/
