Located in both the Northeast region of the U.S. and the Mid-Atlantic region, Pennsylvania is divided into five diverse regions which include the Allegheny Plateau, Ridge and Valley, Atlantic Coastal Plain, Piedmont and Erie Plain. Much of the major historical events took place in Philadelphia. In fact, many major documents, including the Declaration of Independence, were signed in Pennsylvania. The city is home to six Fortune 500 companies and it’s considered a leader in both the insurance and financial industries.
Points of interest in Pennsylvania include the Philadelphia Zoo, the Philadelphia Museum of Art, Camel Beach amusement park, and the state’s many professional sports teams, including the Pittsburgh Steelers, and the Philadelphia Phillies.
The veteran population of Pennsylvania is more than 980,000. For veterans planning to purchase a home in Pennsylvania using a VA home loan, a termite inspection is required, and the purchase of a manufactured home is not permitted. Additionally, springs and cisterns are not considered an acceptable water supply, and properties serviced by them are not allowed for purchase using a VA-backed home loan. Dug wells are only allowed in Erie County, along the Lake Erie coast. Mine subsidence insurance is required in active mining areas and in areas with known subsidence problems from past mining.
Apply For A Penn VA Home Loan:
To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 (option 1) or fill out the VA Home Loan Application located here.
Apply For Pennsylvania VA Loan Real Estate Assistance:
If you are looking to purchase a home in Pennsylvania and are looking for free representation, VA Home Loan Centers can provide you with an agent at no cost to you. Call 888-573-4496 (option 2) for more information or use the form below.
If you are a homeowner of property in Pennsylvania and are facing foreclosure or need to short sale your home, call 888-573-4496 (option 2) for free assistance.
Pennsylvania $0 Down VA Home Loan Limits:
The loan limits below are the maximum 2019, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Adams County $484,350
- Allegheny County $484,350
- Armstrong County $484,350
- Beaver County $484,350
- Bedford County $484,350
- Berks County $484,350
- Blair County $484,350
- Bradford County $484,350
- Bucks County $484,350
- Butler County $484,350
- Cambria County $484,350
- Cameron County $484,350
- Carbon County $484,350
- Centre County $484,350
- Chester County $484,350
- Clarion County $484,350
- Clearfield County $484,350
- Clinton County $484,350
- Columbia County $484,350
- Crawford County $484,350
- Cumberland County $484,350
- Dauphin County $484,350
- Delaware County $484,350
- Elk County $484,350
- Erie County $484,350
- Fayette County $484,350
- Forest County $484,350
- Franklin County $484,350
- Fulton County $484,350
- Greene County $484,350
- Huntingdon County $484,350
- Indiana County $484,350
- Jefferson County $484,350
- Juniata County $484,350
- Lackawanna County $484,350
- Lancaster County $484,350
- Lawrence County $484,350
- Lebanon County $484,350
- Lehigh County $484,350
- Luzerne County $484,350
- Lycoming County $484,350
- Mckean County $484,350
- Mercer County $484,350
- Mifflin County $484,350
- Monroe County $484,350
- Montgomery County $484,350
- Montour County $484,350
- Northampton County $484,350
- Northumberland County $484,350
- Perry County $484,350
- Philadelphia County $484,350
- Pike County $726,525
- Potter County $484,350
- Schuylkill County $484,350
- Snyder County $484,350
- Somerset County $484,350
- Sullivan County $484,350
- Susquehanna County $484,350
- Tioga County $484,350
- Union County $484,350
- Venango County $484,350
- Warren County $484,350
- Washington County $484,350
- Wayne County $484,350
- Westmoreland County $484,350
- Wyoming County $484,350
- York County $484,350
Maximum Pennsylvania VA Appraisal Fees:
- Single Family Residence – $450
- 2-4 Unit Multifamily Residence – $625
- Condominium – $450
- Manufactured Home (must be on permanent foundation) – $450