Otero County, Colorado VA Home Property Info

Otero County VA Home Loan InfoThe 2018 $0 down, VA home loan limit for Otero County is $453,100.

Otero County, located in southeast Colorado, was named for one of the founders of the town of La Junta, Miguel Antonio Otero. La Junta is the county seat of Otero County. The county holds a rich history, which is showcased through several historical sites located within the county. The current population in Otero County is 18,488 with a veteran population of 1,615.

The Santa Fe Historic Trail passes through Otero County. Visitors to the trail will get to see the route used by Spaniards for trading. The trail was the primary route of transportation from Santa Fe, New Mexico to Franklin, Missouri before the railroad was introduced. Bent’s Old Fort is also located in Otero County. The fort was originally built as a trading post between Otero residents and the Cheyenne Indians. The fort is open to visitors and residents who want to take a look into the history of Otero County.

Otero County is rich in farmland. For those looking to raise livestock or just looking for a large amount of land to enjoy, Otero County is a great place to live. The landscape offers a great environment to raise a variety of different livestock and plants.

Otero County houses several small communities with a number of great restaurants and shopping options. Come to Otero for quiet, restful living within a friendly community. The county offers excellent benefits and services to veterans. These benefits include property tax exemption for qualified disabled veterans.

The median housing cost in Otero County is $91,800, and median household income of $33,848.

Find Out Your VA Loan Eligibility

Get your VA loan application started by clicking here.

Otero County Property Search

Find VA loan approved properties in Otero County in the following areas:

Cheraw, Fowler, La Junta, Manzanola, Rocky Ford, Swink

For a list of approved properties call VA Home Loan Centers at 888-573-4496.

VA Loan Approved Condos in Otero County

There are no VA loan approved condos currently located in Otero County. Find out how to get your condo approved by following this link.

VFW Post

Post 4091 Otero County Post
4721 San Juan
La Junta, Colo. 81050
United States
Phone: N/A

Meeting Location & Time
1002 Casa Del Sol
La Junta, Colo. 81050-2602
United States
6:00 PM 1st Thursday

Quartermaster: Michael Cannon
Commander: Jimmy Schwab

Maximum VA Appraisal Fees Allowable in Otero County

  • Single Family: $575
  • Condominium: $575
  • Duplex Family: $600
  • Triplex Family: $625
  • Fourplex Family: $650
  • Repair Certification: $100

A 1004MC form is required for all VA appraisals. An additional fee of $50 is included the 1004MC form. This form is required for all VA appraisals, to include liquidation appraisals. Contact VA Home Loan Centers or use our chat feature to find out your VA loan eligibility.


  1. Colorado VA Loan Information: https://www.vahomeloancenters.org/colorado-va-home-loan-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/

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