New Hampshire VA Home Loan Limits

new hampshire va homes for sale

With a state motto of “live free or die” residents of New Hampshire are staunch believers in an assertive, independent political philosophy. This attitude roots back to colonial days, this small New England state became the first of British Colony in North America to establish a government autonomous from the crown, when it did so in 1776. One of the original 13 states, New Hampshire, despite being the fifth smallest state maintains political significance as being the host of the first primary during a presidential election cycle. Nicknamed the Granite State, New Hampshire has expansive granite formations and quarries. Because of its far north geographical location, New Hampshire has cold winters and at times extreme snow. This climate is ideal for winter sports enthusiasts. The state has some of the largest ski mountains in the country, and tourists and locals alike have a fervent passion for snowmobiling and skiing. Hiking and mountaineering are also popular outdoor activities and during the fall months residents love to watch the foliage change colors.

Located in a beautiful, scenic region of the U.S., New Hampshire is bordered by the Atlantic Ocean, as well as several other states and Canada. The state has a population of 1,323,459 people, making the fifth smallest and ninth least populous of the 50 states. The largest city is Manchester, and the capital is Concord. While not considered a culinary hotspot, the quick, cheap eateries, and diners roadside are considered sound options. Additionally, the state is hardly a nightlife center, but several distinct breweries and brewpubs are situated in New Hampshire. Notable beer and wine producers include Smuttynose Brewing Company, Redhook Brewery, Budweiser Merrimack and the Walpole Mountain View Winery.

Consistently ranked as one of the safest states in the country, residents enjoy a miniscule rate of crime. The local economy is largely rooted in tourism and agricultural production. Agro outputs include nursery stock, cattle, apples, and eggs. The median household income in the state is nearly $50,000 making residents the seventh highest money earners out of the 50 states. Of additional appeal, the state does not have a broad sales tax or income tax. The unemployment rate in the state is 4.30 percent, below the national average of 6.30 percent.

The state has a veteran population of more than 113,000. New Hampshire is home to the Portsmouth Naval Shipyard.

For veterans and active-duty service members planning to purchase a home in New Hampshire, a termite inspection is required in the following counties: Belknap, Cheshire, Hillsborough, Merrimack, Rockingham, Strafford and Sullivan.

The average home cost in the state is $205,900, and home appreciation in the previous twelve months is 1.30 percent.

Disabled veterans in New Hampshire qualify for a full property tax exemption if they are 100 percent disabled or have lost multiple limbs or are blind in both eyes.


New Hampshire Military Short Sale Info:

Do you live in New Hampshire and need assistance on a short sale? Veterans and service members who need help with a short sale should call VA Home Loan Centers at 888-573-4496 or complete the form below. It’s no cost to the homeowner, and you will be able to purchase another home in the future using your VA home loan benefit. Additionally, with short sale assistance, security clearance isn’t impacted, and there’s minimal effect on credit score, if the loan is current at the time of the short sale.


Apply For A New Hampshire VA Loan:

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 1-888-573-4496 (option 2) or fill out the VA Home Loan Application located here.


New Hampshire VA Loan Appraisal Fees:

The maximum fees for a VA appraisal in New Hampshire is as follows:

  • Single Family Residence; $450
  • Condominium; $450
  • Multi-Family (2-4 unit); $625

New Hampshire VA Home Loan Limits:

The loan limits below are the maximum 2019, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Belknap County $484,350
  2. Carroll County $484,350
  3. Cheshire County $484,350
  4. Coos County $484,350
  5. Grafton County $484,350
  6. Hillsborough County $484,350
  7. Merrimack County $484,350
  8. Rockingham County $688,850
  9. Strafford County $688,850
  10. Sullivan County $484,350

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